96 Smith St, Cranston (Providence), RI 02905 Property Records

Cranston City property record for 96 Smith St, Cranston, RI 02905

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,293 sqft · built 1920
Lot Size	0.121 acres (5,280 sqft)
Owner	Individual Name on File
Last Sale	$120,500 (Nov 2001)
Tax Bill	$4,222 (2025)
Deeds & Mortgages	Feb 2023 Refinance Nov 2019 Refinance
Flood Zone	Zone X (minimal risk)
APN	`CRAN M:2-4 L:475 U`

Property Details

APN / Parcel Number

Primary APN	`CRAN M:2-4 L:475 U`
Alternative APNs	`M:2=4 L:475 U` `3305480`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,293 sqft Living Area
Gross Area	2,329 sqft
1st Floor Area	709 sqft
Basement Area	440 sqft
Unfinished Basement	440 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,280 sqft (0.121 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	3305480
Street Address	96 SMITH ST
City	CRANSTON
State	RI
Zip	02905-4219
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	B2
Legal Lot Number	475
Jurisdiction	CRANSTON RI
Township / Civil Division	CRANSTON
Census Block Group	1
Census Block	1009
Census Tract	13500

Owner

96 Smith St is owned and occupied by an individual who bought it in November 2001.

Source: Cranston City records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	96 SMITH ST, CRANSTON, RI 02905-4219
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 21, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance THE WASHINGTON TRUST CO OF WESTERLY
Nov 8, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance SANTANDER BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 21, 2001 · Amount on File
Deed Sale	Nov 21, 2001 · Amount on File
Prior Sale	Jan 17, 1997 · Amount on File
Deed Book / Page	1564 / 338
Record Updated	Oct 29, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CRANSTON RI
Property Address	96 SMITH ST, CRANSTON, RI 02905-4219
Transaction Type	Mortgage
Record Updated	Mar 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	006613-285
Date	Feb 21, 2023
Book Page	6613/285
Instrument	15090

Lender

Name	THE WASHINGTON TRUST CO OF WESTERLY
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	61 Months
Due	Mar 1, 2028

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CRANSTON RI
Property Address	96 SMITH ST, CRANSTON, RI 02905-4219
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	5867-303
Date	Nov 8, 2019
Book Page	5867/303
Instrument	20191108013312

Lender

Name	SANTANDER BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 96 Smith St was $4,222.

Source: Cranston City assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
Municipality	Cranston City
Unified School District	Cranston School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,222.00	$304,200 Land $97,700 Building $206,500	$365,276
2023	$4,073.00 (+2.11%)	$215,500 (-) Land $67,300 Building $148,200
2022	$3,989.00	$215,500 Land $67,300 Building $148,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 96 Smith St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	37 units insured incl. 33 condo units
Nearby Flood Claims	4 (2005–2010)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Mar 2010 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 96 Smith St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CNE - NEW LONDON TURNPIKE ENTRY POINT private · serves 9,999 people · EPA ID RI2980453
Water Source	Purchased groundwater from KENT COUNTY WATER AUTHORITY
Last State Inspection	Jul 2025
Also Mapped Here	PROVIDENCE-CITY OF
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2018 E. coli not recorded as resolved · Dec 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 77 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fiber	980 / 880
Starlink Satellite	280 / 30

May also be available: T-Mobile.

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