96 Smith Rd, Bedford, NH 03110 Property Records

Hillsborough County and Bedford Town property record for 96 Smith Rd, Bedford, NH 03110

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,376 sqft · built 1985
Lot Size	1.5 acres (65,340 sqft)
Owner	2 Trust Names on File
Last Sale	$174,000 (May 1998)
Tax Bill	$11,434 (2025)
Deeds & Mortgages	Jun 2025 Refinance Jun 2025 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`BEDD M:37 B:13 L:2`

Property Details

APN / Parcel Number

Primary APN	`BEDD M:37 B:13 L:2`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,376 sqft Living Area
Gross Area	4,852 sqft
1st Floor Area	1,476 sqft
Basement Area	900 sqft
Unfinished Basement	900 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Colonial
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	65,340 sqft (1.5 acres)
Pool Type	Spa / Hot Tub (No Pool)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Street Address	96 SMITH RD
City	BEDFORD
State	NH
Zip	03110-6323
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Block	13
Legal Lot Number	2
Jurisdiction	BEDFORD TOWN NH
Township / Civil Division	BEDFORD
Census Block Group	3
Census Block	3009
Census Tract	2901

Owner

96 Smith Rd is owner-occupied and held in a trust since February 2025.

Source: Hillsborough County and Bedford Town records, as of July 28, 2026

Owner of Record	2 Trust Names on File
Mailing Address	96 SMITH RD, BEDFORD, NH 03110-6323
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 12, 2025	Deed of Trust, Mortgage · Stand-Alone Refinance CITIZENS BANK
Jun 11, 2025	Warranty Deed, Transfer · Line of Credit CITIZENS BANK
Apr 12, 2017	Deed of Trust, Mortgage · Line of Credit CITIZENS BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 11, 1998 · Amount on File
Deed Sale	May 11, 1998 · Amount on File
Deed Book / Page	5939 / 482
Last Transfer Date	Feb 10, 2025
Transfer Doc	09862-1050
Record Updated	Sep 20, 2026

June 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEDFORD TOWN NH
Property Address	96 SMITH RD, BEDFORD, NH 03110-6323
Transaction Type	Mortgage
Record Updated	Oct 9, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	09862-1518
Date	Jun 12, 2025
Book Page	9862/1518
Instrument	250019459

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	301 Months
Due	Jul 1, 2050

Interest

Rate Type	Adjustable Rate

June 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BEDFORD TOWN NH
Recording Date	Jun 11, 2025
Property Address	96 SMITH RD, BEDFORD, NH 03110-6323
Document Number	09862-1050
Book / Page	9862 / 1050
Instrument Date	Feb 10, 2025
Instrument	250019379
Transaction Type	Transfer
Record Updated	Nov 25, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	96 SMITH RD, BEDFORD, NH 03110-6323
Investor	Possibly a Property Investor

Mortgage

Document Number	0250019459
Date	Jun 11, 2025
Instrument	250019459

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	301 Months
Due	Jul 1, 2050

Interest

Rate Type	Adjustable Rate

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEDFORD TOWN NH
Property Address	96 SMITH RD, BEDFORD, NH 03110-6323
Document Number	0089690271
Book / Page	008969 / 000271
Instrument Date	Apr 12, 2017
Transaction Type	Mortgage
Record Updated	Jun 2, 2017
Title Company	LIBERTY TITLE AND ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	96 SMITH RD BEDFORD NH 031106323, BEDFORD, NH 03110-6323

Mortgage

Document Number	0089690271
Date	May 18, 2017
Book Page	008969/000271
Instrument	7021807

Lender

Name	CITIZENS BK
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 96 Smith Rd was $11,434, up 4.3% from the year before.

Source: Hillsborough County and Bedford Town assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	New Hampshire
County	Hillsborough County
County Subdivision	Bedford Town
Unified School District	Bedford School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,434.00 (+4.3%)	$693,400 (-) Land $239,600 Building $453,800
2024	$10,963.00 (+6.83%)	$693,400 (-) Land $239,600 Building $453,800
2023	$10,262.00 (+11.12%)	$693,400 (+32.15%) Land $239,600 Building $453,800	$741,285
2022	$9,235.00	$524,700 Land $177,500 Building $347,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 96 Smith Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	7 (2006–2023)
Claims Outside the SFHA	3 of 7
Most Recent Claim	Dec 2023 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Apr 2007 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 96 Smith Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 52% of New Hampshire
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 64 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Smith Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures