Chenango County and Norwich City property record for 96 Silver St, Norwich, NY 13815
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,648 sqft · built 2012 |
| Lot Size | 0.18 acres (7,841 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $168,500 (Dec 2022) |
| Tax Bill | $6,474 (2025) |
| Deeds & Mortgages | Dec 2022 Sale & Mortgage Nov 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 081100 136.33-1-47 |
| Primary APN | 081100 136.33-1-47 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,648 sqft Living Area |
| 1st Floor Area | 824 sqft |
| 2nd Floor Area | 824 sqft |
| Year Built | Built 2012 |
|---|---|
| Effective Year Built | Effective 2012 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 7,841 sqft (0.18 acres) |
| Lot Dimensions | 132 ft deep x 60 ft wide |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 0860130 |
|---|---|
| Street Address | 96 SILVER ST |
| City | NORWICH |
| State | NY |
| Zip | 13815-1127 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 1 |
| Legal Lot Number | 47.000 |
| Jurisdiction | CHENANGO NY |
| Township / Civil Division | NORWICH |
| Census Block Group | 4 |
| Census Block | 4003 |
| Census Tract | 970400 |
Source: Chenango County and Norwich City records, as of May 12, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 96 SILVER ST, NORWICH, NY 13815-1127 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 7, 2022 | Warranty Deed, Transfer · Stand-Alone First Mortgage VISIONS FCU |
| Nov 8, 2019 | Deed of Trust, Mortgage FIRST PRIORITY MTG |
| Apr 13, 2017 | Warranty Deed, Transfer · FHA Mortgage MISCELLANEOUS GOVT AGCY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 7, 2022 · Amount on Record |
| Deed Sale | Dec 7, 2022 · Amount on Record |
| Prior Sale | Nov 18, 2019 · Amount on Record |
| Deed Document Number | 2022202200002262 |
| Prior Transfer Date | Mar 17, 2011 |
| Prior Transfer Doc | 2011000350 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHENANGO NY |
| Recording Date | Dec 7, 2022 |
| Property Address | 96 SILVER ST, NORWICH, NY 13815-1127 |
| Document Number | 2022000002262 |
| Instrument Date | Dec 5, 2022 |
| Instrument | 20220-00002262 |
| Transaction Type | Transfer |
| Record Updated | Jan 3, 2023 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 180 PINE HL, SOUTH PLYMOUTH, NY 13844 |
| Document Number | 22000002623 |
|---|---|
| Date | Dec 7, 2022 |
| Instrument | 220-00002623 |
| Name | VISIONS FCU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Number | 2022000002623 |
|---|---|
| Date | Dec 7, 2022 |
| Instrument | 20220-00002623 |
| Name | VISIONS FCU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 373 Months |
| Due | Jan 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHENANGO NY |
| Property Address | 96 SILVER ST, NORWICH, NY 13815-1127 |
| Document Number | 0000002079 |
| Instrument Date | Nov 8, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Dec 4, 2019 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 58 CANASAWACTA ST NORWICH NY 138151306, NORWICH, NY 13815-1306 |
| Document Number | 0000002079 |
|---|---|
| Date | Nov 18, 2019 |
| Instrument | 2079 |
| Name | FIRST PRIORITY MTG |
|---|---|
| Type | Mortgage Company |
| Address | WILLIAMSVILLE, NY 14221 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Nov 17, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHENANGO NY |
| Recording Date | Apr 13, 2017 |
| Property Address | 96 SILVER ST, NORWICH, NY 13815-1127 |
| Document Number | 0000000506 |
| Instrument Date | Apr 12, 2017 |
| Instrument | 506 |
| Transaction Type | Transfer |
| Record Updated | Aug 20, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $399.60 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5 W MAIN ST NORWICH NY 138151497, NORWICH, NY 13815-1497 |
| Document Number | 731 |
|---|---|
| Date | Apr 13, 2017 |
| Instrument | 731 |
| Name | MISCELLANEOUS GOVT AGCY |
|---|---|
| Address | NORWICH, NY 13815 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 12, 2047 |
Source: Chenango County and Norwich City assessment roll, as of May 12, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Chenango County |
| Municipality | Norwich City |
| Unified School District | Norwich City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,474.00 | $80,000 (-) Land $5,400 Building $74,600 | $173,913 (+10.87%) Land $11,739 Building $162,174 |
| 2023 | $80,000 Land $5,400 Building $74,600 | $156,863 Land $10,588 Building $146,275 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective November 26, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 4 (2005–2011) |
| Claims Outside the SFHA | 2 of 4 |
| Most Recent Claim | Sep 2011 · Remnants Of Tropical Storm Lee |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORWICH CITY serves 8,000 people · EPA ID NY0801745 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 263 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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