96 Silver Load Cir, Dumont, CO 80436 Property Records

Clear Creek County property record for 96 Silver Load Cir, Dumont, CO 80436

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,580 sqft · built 1985
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,610 (2025)
Deeds & Mortgages	Aug 2017 Reverse Mortgage Aug 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1837-252-10-018`

Property Details

APN / Parcel Number

Primary APN	`1837-252-10-018`
Alternative APN	`R006798`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	1,580 sqft
Basement Area	720 sqft
Finished Basement	600 sqft
Unfinished Basement	120 sqft
Flooring	Carpet

Exterior

Year Built	Built 1985
Architectural Style	Traditional
Exterior Material	Wood
Lot Area	43,560 sqft (1 acres)
Terrain	Combination

Utilities, Heating & Cooling

Heating System	Forced Air
Heating Fuel	Propane
Sewer	Connected

Location & Zoning

Account Number	R006798
Old Parcel Number	1837252 10018
Street Address	96 SILVER LOAD CIR
City	DUMONT
State	CO
Zip	80436-5095
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MR-1
Legal Description	SUBDIVISION: SILVERLAKES HOMESITES LOT: D-2 TR2 & IMPS ESMT C CL CK SAN DIST 355/522 483/928
Legal Subdivision	SILVERLAKES HOMESITES
Legal Tract	2
Legal Lot Number	D-2
Jurisdiction	CLEAR CREEK CO
Township / Civil Division	GEORGETOWN
Census Block Group	2
Census Block	2045
Census Tract	14900

Owner

Source: Clear Creek County records, as of February 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 374, DUMONT, CO 80436-0374
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 16, 2017	Deed of Trust, Mortgage · Reverse Mortgage REVERSE MORTGAGE FUNDING LLC
Aug 10, 2017	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Jun 8, 2026

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLEAR CREEK CO
Property Address	96 SILVER LOAD CIR, DUMONT, CO 80436-5095
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0009380118
Date	Aug 16, 2017
Book Page	00938/0118
Instrument	285168

Lender

Name	REVERSE MORTGAGE FUNDING LLC
Type	Mortgage Company
Address	BLOOMFIELD, NJ 07003

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLEAR CREEK CO
Property Address	96 SILVER LOAD CIR, DUMONT, CO 80436-5095
Document Number	0009380131
Instrument Date	Aug 10, 2017
Transaction Type	Mortgage
Record Updated	Sep 11, 2017
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	96 SILVER LODE CIR DUMONT CO 80436, DUMONT, CO 80436

Mortgage

Document Number	0009380131
Date	Aug 16, 2017
Book Page	000938/000131
Instrument	285169

Lender

Name	HUD-HOUSING/URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	1020 Months

Interest

Rate Type	Adjustable Rate
Rate	4.58%

Tax Assessment & Valuation

Source: Clear Creek County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Colorado
County	Clear Creek County
Unified School District	Clear Creek School District RE-1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,610.00 (+28.57%)	$33,800 (+17.08%) Land $3,040 Building $30,760	$540,800 (+25.47%) Land $48,700 Building $492,100
2023	$2,030.00 (+8.61%)	$28,870 (+6.65%) Land $2,890 Building $25,980	$431,010 (+10.63%) Land $43,190 Building $387,820
2022	$1,869.00	$27,070 Land $3,380 Building $23,690	$389,610 Land $48,700 Building $340,910

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 20, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	1 (2013)
Most Recent Claim	Sep 2013 · Severe Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 84% of the US · above 87% of Colorado
Wildfire Likelihood	0.4% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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