96 Silver Acres Dr, Panacea, FL 32346 Property Records

Wakulla County property record for 96 Silver Acres Dr, Panacea, FL 32346

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,820 sqft · built 1992
Lot Size	6.28 acres (273,557 sqft)
Owner	Trust Name on File
Last Sale	$435,000 (Jun 2021)
Tax Bill	$1,752 (2025)
Deeds & Mortgages	Jun 2021 Sale Jul 2017 Line of Credit
Flood Zone	Zone AE (high risk)
APN	`34-5S-02W-000-03560-002`

Property Details

APN / Parcel Number

Primary APN	`34-5S-02W-000-03560-002`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	1,820 sqft Heated Area
Gross Area	2,844 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1992
Effective Year Built	Effective 2010
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	273,557 sqft (6.28 acres)
Lot Dimensions	300 ft deep x 458 ft wide
Garage Type	Mixed
Garage Area	256 sqft
Driveway	Driveway
Driveway Area	240 sqft

Exterior Amenities

Porch	Finished/Screened Porch
Porch Area	504 sqft
Deck Area	80 sqft
Shed	1 Shed
Shed Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	96 SILVER ACRES DR
City	PANACEA
State	FL
Zip	32346-2549
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	34-5S-2W P-1-1-M-42 A PARCEL OF LAND IN SW 1/4 OF SE 1/4 OF SW COR ALONG E SIDE OF A SUBD CONT 3.18 AC ALONG WITH 2 EASEMENTS
Legal Range	02W
Legal Township	05S
Legal Section	34
Legal Block	B
Legal Lot Number	1-3
Jurisdiction	WAKULLA FL
Township / Civil Division	WEST WAKULLA
Census Block Group	2
Census Block	2025
Census Tract	10102

Owner

96 Silver Acres Dr is owner-occupied and held in a trust since June 2021.

Source: Wakulla County records, as of January 19, 2026

Owner of Record	Trust Name on File
Co-owner	Co-owner on File
Mailing Address	96 SILVER ACRES DR, PANACEA, FL 32346-2549
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 18, 2021	Warranty Deed, Transfer WAKULLA TITLE COMPANY INC
Jul 31, 2017	Deed of Trust, Mortgage · Line of Credit ENVISION CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 18, 2021 · Amount on File
Deed Sale	Jun 18, 2021 · Amount on File
Deed Document Number	393167
Deed Book / Page	1214 / 642
Record Updated	Jun 8, 2026

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAKULLA FL
Recording Date	Jun 18, 2021
Property Address	96 SILVER ACRES DR, PANACEA, FL 32346-2549
Document Number	0000393167
Book / Page	1214 / 642
Map Reference	MB 2 PG 9
Instrument Date	Jun 17, 2021
Instrument	393167
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	WAKULLA TITLE COMPANY INC

Transaction

Amount	Amount on Record
Tax	$3,045.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	24392 LONE STAR CT, TALLAHASSEE, FL 32310-4604

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	454 OLD HIGHWAY 35 S, HUDSON, WI 54016-8230

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAKULLA FL
Property Address	96 SILVER ACRES DR, PANACEA, FL 32346-2549
Document Number	0000352255
Book / Page	001046 / 000797
Instrument Date	Jul 31, 2017
Transaction Type	Mortgage
Record Updated	Sep 21, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	96 SILVER ACRES DR PANACEA FL 323462549, PANACEA, FL 32346-2549

Mortgage

Document Number	0000352255
Date	Sep 8, 2017
Book Page	001046/000797
Instrument	352255

Lender

Name	ENVISION CU
Type	Credit Union
Address	TALLAHASSEE, FL 32301

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Sep 7, 2037

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 96 Silver Acres Dr was $1,752 with exemptions applied, up 4.3% from the year before.

Source: Wakulla County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Wakulla County
Unified School District	Wakulla County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,752.00 (+4.35%) Homeowner's exemption Disabled Person's exemption Veteran's exemption Widower's exemption	$289,093 (+2.9%)	$377,183 (-2.13%) Land $86,040 Building $291,143
2024	$1,679.00 (+2.32%) Homeowner's exemption Disabled Person's exemption Veteran's exemption Widower's exemption	$280,946 (+3%)	$385,392 (-0.89%) Land $86,040 Building $299,352
2023	$1,641.00 (+4.86%) Homeowner's exemption Disabled Person's exemption Veteran's exemption Widower's exemption	$272,763 (+3%)	$388,843 (+8.19%) Land $86,040 Building $302,803
2022	$1,565.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption Widower's exemption	$264,818	$359,409 Land $86,040 Building $273,369

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 96 Silver Acres Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective July 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	17.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 73 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	101 units insured incl. 28 condo units
Nearby Flood Claims	15 (2005–2018)
Most Recent Claim	Oct 2018 · Hurricane Michael
Claims by Event	Hurricane Michael, Oct 2018 · 11 claims Hurricane Hermine, Sep 2016 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 96 Silver Acres Dr is high, ranking above 72% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 72% of the US · above 55% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PANACEA AREA WATER SYSTEM serves 3,020 people · EPA ID FL1650514
Water Source	Groundwater
Last State Inspection	May 2025
Lead	6 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Apr 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Silver Acres Dr

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