96 Sarah Ln, Sandpoint, ID 83864 Property Records

Bonner County property record for 96 Sarah Ln, Sandpoint, ID 83864

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,168 sqft · built 1985
Lot Size	10.4 acres (453,895 sqft)
Owner	Individual Name on File
Last Sale	$346,400 (Dec 2017)
Tax Bill	$2,255 (2026)
Deeds & Mortgages	Dec 2017 Mortgage Dec 2017 Transfer
Flood Zone	Zone X (minimal risk)
APN	`RP003710000020A`

Property Details

APN / Parcel Number

Primary APN	`RP003710000020A`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	5 Rooms
Stories	3 Stories
Building Area	2,168 sqft Finished Area
1st Floor Area	3,200 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1995
Exterior Material	Concrete
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Galvanized Metal
Lot Area	453,895 sqft (10.4 acres)
Garage Type	Built-in
Lean-To	650 sqft
Pole Barn	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	96 SARAH LN
City	SANDPOINT
State	ID
Zip	83864-6131
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A/f-10
Legal Description	15-58N-1E RAPID LIGHTNING CRK LOT 2
Legal Range	01E
Legal Township	58N
Legal Section	15
Legal Subdivision	LIGHTNING CRK
Legal Lot Number	2
Jurisdiction	BONNER ID
Township / Civil Division	SANDPOINT
Census Block Group	1
Census Block	1066
Census Tract	950201

Owner

96 Sarah Ln is owned and occupied by an individual who bought it in December 2017.

Source: Bonner County records, as of October 15, 2026

Owner of Record	Individual Name on File
Mailing Address	96 SARAH LN, SANDPOINT, ID 83864-6131
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 14, 2017	Warranty Deed, Transfer · Conventional Mortgage NAVY FCU
Dec 14, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 14, 2017 · Amount on File
Deed Sale	Dec 14, 2017 · Amount on File
Prior Sale	Jan 26, 2010
Deed Document Number	2017915723
Prior Transfer Date	Dec 11, 2017
Prior Transfer Doc	0000915724
Record Updated	Oct 29, 2026

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BONNER ID
Recording Date	Dec 14, 2017
Property Address	96 SARAH LN, SANDPOINT, ID 83864-6131
Document Number	915723
Map Reference	MB3 PG76
Instrument Date	Dec 14, 2017
Instrument	915723
Transaction Type	Transfer
Record Updated	Jun 21, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10515 GEORGETOWN DR, RANCHO CORDOVA, CA 95670-2250

Mortgage

Document Number	915725
Date	Dec 14, 2017
Instrument	915725

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2048

December 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BONNER ID
Recording Date	Dec 14, 2017
Property Address	96 SARAH LN, SANDPOINT, ID 83864-6131
Document Number	915724
Map Reference	MB3 PG76
Instrument Date	Dec 11, 2017
Instrument	915724
Transaction Type	Transfer
Record Updated	Jun 21, 2021

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10515 GEORGETOWN DR, RANCHO CORDOVA, CA 95670-2250

Tax Assessment & Valuation

The 2026 property tax bill for 96 Sarah Ln was $2,255 with a homeowner's exemption, up 6.5% from the year before.

Source: Bonner County assessment roll, as of October 15, 2026

Property Jurisdictions

Type	Name
State	Idaho
County	Bonner County
Unified School District	Lake Pend Oreille School District 84 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,255.00 (+6.47%) Homeowner's exemption	$669,832 (-0.8%) Land $235,140 Building $434,692	$669,832 (-0.8%) Land $235,140 Building $434,692
2025	$2,118.00 Homeowner's exemption	$675,208 Land $235,140 Building $440,068	$675,208 Land $235,140 Building $440,068
2023	$2,044.00 Homeowner's exemption	$654,493 Land $202,453 Building $452,040	$654,493 Land $202,453 Building $452,040

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 96 Sarah Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 96 Sarah Ln is moderate, ranking above 56% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · lower than 83% of Idaho
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
MountainLink Fixed Wireless	250 / 50
Wired or Wireless Fixed Wireless · not low latency	30 / 10

Cell Coverage

4G LTE only, no 5G reported

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