96 Sandy Point Dr, Bumpass, VA 23024 Property Records

Louisa County property record for 96 Sandy Point Dr, Bumpass, VA 23024

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,435 sqft · built 1989
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on Record
Last Sale	$1,610,000 (Aug 2023)
Tax Bill	$9,031 (2025)
Deeds & Mortgages	Nov 2023 Sale Aug 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`46 19 4`

Property Details

APN / Parcel Number

Primary APN	`46 19 4`
Alternative APNs	`18550` `17924`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,435 sqft Living Area
1st Floor Area	1,807 sqft
Basement Area	1,206 sqft
Finished Basement	1,206 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Exterior Material	Wood
Foundation Type	Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	43,560 sqft (1 acres)

Exterior Amenities

Porch	Slab
Porch Area	28 sqft
Deck Area	90 sqft
Patio Area	706 sqft
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ
Boat Access	Boat Access
Boat House	240 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	17924
Street Address	96 SANDY POINT DR
City	BUMPASS
State	VA
Zip	23024-4824
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	SANDY POINT SUBDIVISION PB 8/82 LOT 4 DB 1994/946 1.013 AC
Legal Subdivision	SANDY POINT SUBD
Legal Lot Number	4
Jurisdiction	LOUISA VA
Township / Civil Division	JACKSON
Census Block Group	1
Census Block	1008
Census Tract	950101

Owner

Source: Louisa County records, as of September 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	96 SANDY POINT DR, BUMPASS, VA 23024-4824
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 15, 2023	Deed, Transfer
Aug 28, 2023	Bargain and Sale Deed, Transfer · Conventional Mortgage NOVUS HOME MORTGAGE
Feb 9, 2022	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Sep 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage MASON MCDUFFIE MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 28, 2023 · Amount on Record
Deed Sale	Aug 28, 2023 · Amount on Record
Prior Sale	Mar 21, 2013 · Amount on Record
Deed Document Number	20237683
Deed Book / Page	1915 / 532
Prior Transfer Date	Nov 14, 2012
Prior Transfer Doc	01302/0143
Record Updated	Oct 29, 2026

November 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	LOUISA VA
Recording Date	Nov 15, 2023
Property Address	96 SANDY POINT DR, BUMPASS, VA 23024-4824
Document Number	001927/828
Book / Page	1927 / 828
Map Reference	MB 8 PG 82
Instrument Date	Nov 3, 2023
Instrument	202300010149
Transaction Type	Transfer
Record Updated	Dec 14, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 875, MCLEAN, VA 22101-0875

August 2023: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	LOUISA VA
Recording Date	Aug 28, 2023
Property Address	96 SANDY POINT DR, BUMPASS, VA 23024-4824
Document Number	001915/532
Book / Page	1915 / 532
Map Reference	MB 8 PG 82
Instrument Date	Aug 7, 2023
Instrument	202300007683
Transaction Type	Transfer
Record Updated	Oct 2, 2023
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$805.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1713 CHESTERBROOK VALE CT, MC LEAN, VA 22101-3244

Mortgage

Document Number	0001915536
Date	Aug 28, 2023
Instrument	1915/536

Lender

Name	NOVUS HOME MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2053

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUISA VA
Property Address	96 SANDY POINT DR, BUMPASS, VA 23024-4824
Transaction Type	Mortgage
Record Updated	Mar 3, 2022
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001824/894
Date	Feb 9, 2022
Book Page	1824/894
Instrument	202200001486

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Jan 21, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUISA VA
Property Address	96 SANDY POINT DR, BUMPASS, VA 23024-4824
Document Number	0000009473
Instrument Date	Sep 29, 2020
Transaction Type	Mortgage
Record Updated	Nov 9, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	96 SANDY POINT DR BUMPASS VA 230244824, BUMPASS, VA 23024-4824

Mortgage

Document Number	0000009473
Date	Oct 5, 2020
Book Page	001703/000915
Instrument	9473

Lender

Name	MASON MCDUFFIE MTG
Type	Mortgage Company
Address	SAN RAMON, CA 94583

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Oct 4, 2035

Tax Assessment & Valuation

Source: Louisa County assessment roll, as of September 24, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Louisa County
Unified School District	Louisa County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,354,391 (+7.97%) Land $559,000 Building $795,391	$1,354,391 (+7.97%) Land $559,000 Building $795,391
2025	$9,031.00 (+4.53%)	$1,254,400 (+7.75%) Land $559,000 Building $695,400	$1,254,400 (+7.75%) Land $559,000 Building $695,400
2024	$8,640.00 (+70.08%)
2023		$1,164,200 Land $464,400 Building $699,800
2022	$5,080.00		$1,164,200 Land $464,400 Building $699,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.4% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Firefly Fiber Broadband Fiber	1,000 / 1,000
iWiSP Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

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