Flagler County property record for 96 Ryan Dr, Palm Coast, FL 32164
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,722 sqft · built 2021 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | Individual Name on File |
| Last Sale | $369,000 (Apr 2023) |
| Tax Bill | $5,181 (2025) |
| Deeds & Mortgages | Apr 2023 Sale & Mortgage Sep 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-11-31-7029-00550-0110 |
| Primary APN | 07-11-31-7029-00550-0110 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,722 sqft Heated Area |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2021 |
|---|---|
| Exterior Material | Stucco |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 10,019 sqft (0.23 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 96 RYAN DR |
|---|---|
| City | PALM COAST |
| State | FL |
| Zip | 32164-6478 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PALM COAST SECTION 29 BLOCK 00055 LOT 0011 SUBDIVISION COMPLETION YEAR 1981 OR 262 PG 487 OR 1295 PG 1255 OR 1295 PG 1257 OR |
| Legal Range | 31E |
| Legal Township | 11S |
| Legal Section | 07 |
| Legal Subdivision | PALM COAST |
| Legal Block | 55 |
| Legal Lot Number | 11 |
| Jurisdiction | FLAGLER FL |
| Township / Civil Division | BUNNELL |
| Census Block Group | 3 |
| Census Block | 3012 |
| Census Tract | 60214 |
96 Ryan Dr is owned by an individual who bought it in April 2023.
Source: Flagler County records, as of December 22, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 7 RINGWOOD AVE # A, A, WANAQUE, NJ 07465-2212 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 6, 2023 | Warranty Deed, Transfer · Conventional Mortgage CITADEL SERVICING CORPORATION |
| Sep 13, 2021 | Warranty Deed, Transfer · Balloon Mortgage ELENA TCHOUMAKOVA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 6, 2023 · Amount on File |
| Deed Sale | Apr 6, 2023 · Amount on File |
| Prior Sale | Sep 13, 2021 · Amount on File |
| Deed Document Number | 2023014023 |
| Deed Book / Page | 2769 / 1142 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FLAGLER FL |
| Recording Date | Apr 6, 2023 |
| Property Address | 96 RYAN DR, PALM COAST, FL 32164-6478 |
| Document Number | 0027691142 |
| Book / Page | 2769 / 1142 |
| Map Reference | MB 10 PG 17-29 |
| Instrument Date | Mar 31, 2023 |
| Instrument | 2023014023 |
| Transaction Type | Transfer |
| Record Updated | Apr 27, 2023 |
| Title Company | AGENT'S CHOICE TITLE LLC, AGENTS CHOICE TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,583.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 92 NEW LEATHERWOOD DR, PALM COAST, FL 32137-6904 |
| Name | Verified Name |
|---|---|
| Address | 7 RINGWOOD AVE # A, A, WANAQUE, NJ 07465-2212 |
| Document Number | 0027691143 |
|---|---|
| Date | Apr 6, 2023 |
| Instrument | 2769/1143 |
| Name | CITADEL SERVICING CORPORATION |
|---|---|
| Type | Non-Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FLAGLER FL |
| Recording Date | Sep 13, 2021 |
| Property Address | 96 RYAN DR, PALM COAST, FL 32164-6478 |
| Document Number | 0026050141 |
| Book / Page | 2605 / 141 |
| Map Reference | MB 10 PG 17-29 |
| Instrument Date | Sep 1, 2021 |
| Instrument | 2021050117 |
| Transaction Type | Transfer |
| Record Updated | Feb 21, 2023 |
| Title Company | AGENT'S CHOICE TITLE LLC, AGENTS CHOICE TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,240.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 256 ROUTE 25A, WADING RIVER, NY 11792-2011 |
| Name | Verified Name |
|---|---|
| Address | 2 KINSELLA ST, DIX HILLS, NY 11746-6508 |
| Document Number | 0002605142 |
|---|---|
| Date | Sep 13, 2021 |
| Instrument | 2605/142 |
| Name | ELENA TCHOUMAKOVA |
|---|---|
| Type | Private Party |
| Type | Balloon Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 5 Months |
| Due | Feb 1, 2022 |
The 2025 property tax bill for 96 Ryan Dr was $5,181.
Source: Flagler County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Flagler County |
| Municipality | Palm Coast City |
| Unified School District | Flagler County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,181.00 | $285,098 Land $55,000 Building $230,098 | $285,098 Land $55,000 Building $230,098 |
| 2023 | $4,484.00 (+2.7%) Homeowner's exemption | $284,739 (+4.62%) | $285,046 (+4.73%) Land $43,000 Building $242,046 |
| 2022 | $4,366.00 Homeowner's exemption | $272,177 Land $44,500 Building $227,677 | $272,177 Land $44,500 Building $227,677 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 96 Ryan Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2009.
Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 62 policies |
| Community Rating System | Class 4 (30% premium discount) |
| Nearby Flood Policies | 62 in force |
| Nearby Flood Claims | 1 (2009) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2009 · Severe Storms, Flooding, Tornadoes, And Straight-line Winds |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 96 Ryan Dr is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 94% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PALM COAST UTILITY private · serves 112,324 people · EPA ID FL2180863 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 292 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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