Hampden County and Chicopee City property record for 96 Roy St, Chicopee, MA 01013
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,680 sqft · built 1946 |
| Lot Size | 0.459 acres (20,000 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $380,000 (Mar 2026) |
| Tax Bill | $4,340 (2025) |
| Deeds & Mortgages | Mar 2026 Sale & Mortgage Dec 2020 Refinance + 1 more |
| Flood Zone | Zone X (reduced by levee) |
| APN | 276-00025 |
| Primary APN | 276-00025 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 1,680 sqft Living Area |
| Gross Area | 2,337 sqft |
| 1st Floor Area | 972 sqft |
| Basement Area | 415 sqft |
| Unfinished Basement | 415 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1946 |
|---|---|
| Effective Year Built | Effective 1946 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 20,000 sqft (0.459 acres) |
| Pool Type | In-Ground Pool |
| Cooling System | HVAC |
|---|---|
| Heating System | Steam |
| Heating Fuel | Oil |
| Account Number | 276-00025 |
|---|---|
| Street Address | 96 ROY ST |
| City | CHICOPEE |
| State | MA |
| Zip | 01013-1733 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 5 |
| Jurisdiction | CHICOPEE MA |
| Township / Civil Division | CHICOPEE |
| Census Block Group | 2 |
| Census Block | 2016 |
| Census Tract | 811102 |
Source: Hampden County and Chicopee City records, as of April 22, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 20 LAWRENCE RD, CHICOPEE, MA 01013-3236 |
| Owner Type | Individual |
| Vesting | Individual(s) |
| Date | Document |
|---|---|
| Mar 31, 2026 | Quit Claim Deed, Transfer · Conventional Mortgage CITIZENS BANK |
| Dec 14, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance FREEDOM MORTGAGE CORP |
| Oct 17, 2017 | Quit Claim Deed, Transfer · Conventional with PMI STEARNS LNDG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 31, 2026 · Amount on Record |
| Deed Sale | Mar 31, 2026 · Amount on Record |
| Prior Sale | Oct 17, 2017 · Amount on Record |
| Deed Document Number | 202613788 |
| Deed Book / Page | 26274 / 194 |
| Record Updated | Jun 8, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CHICOPEE MA |
| Recording Date | Mar 31, 2026 |
| Property Address | 96 ROY ST, CHICOPEE, MA 01013-1733 |
| Document Number | 026274-194 |
| Book / Page | 26274 / 194 |
| Instrument Date | Mar 24, 2026 |
| Instrument | 13788 |
| Transaction Type | Transfer |
| Record Updated | Apr 22, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 20 LAWRENCE RD, CHICOPEE, MA 01013-3236 |
| Document Number | 0000013789 |
|---|---|
| Date | Mar 31, 2026 |
| Instrument | 13789 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHICOPEE MA |
| Property Address | 96 ROY ST, CHICOPEE, MA 01013-1733 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 23589-445 |
|---|---|
| Date | Dec 14, 2020 |
| Book Page | 23589/445 |
| Instrument | 74690 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 337 Months |
| Due | Jan 1, 2049 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CHICOPEE MA |
| Recording Date | Oct 17, 2017 |
| Property Address | 96 ROY ST, CHICOPEE, MA 01013-1733 |
| Document Number | 21905-304 |
| Book / Page | 021905 / 000304 |
| Instrument Date | Oct 16, 2017 |
| Instrument | 61423 |
| Transaction Type | Transfer |
| Record Updated | Nov 7, 2017 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,027.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3 BARNTABLE RD WORCESTER MA 01601, WORCESTER, MA 01601 |
| Document Number | 21905-307 |
|---|---|
| Date | Oct 17, 2017 |
| Book Page | 021905/000307 |
| Instrument | 61424 |
| Name | STEARNS LNDG |
|---|
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 16, 2047 |
Source: Hampden County and Chicopee City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Hampden County |
| Municipality | Chicopee City |
| Unified School District | Chicopee School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,340.00 (+3.14%) | $286,300 (+0.42%) Land $105,800 Building $180,500 | $358,720 |
| 2024 | $4,208.00 (+7.54%) | $285,100 (+10.38%) Land $103,800 Building $181,300 | |
| 2023 | $3,913.00 | $258,300 Land $94,400 Building $163,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X reduced by levee · depends on levee performance |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2024) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 2024 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHICOPEE WATER DEPT (MWRA) serves 55,560 people · EPA ID MA1061000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | May 2025 |
| Lead | 2 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 441 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Crossroads Fiber Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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