96 River Rd, Rutland, MA 01543 Property Records

Worcester County and Rutland Town property record for 96 River Rd, Rutland, MA 01543

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,188 sqft · built 1995
Lot Size	1.5 acres (65,340 sqft)
Owner	Individual Name on File
Last Sale	$195,000 (Apr 2017)
Tax Bill	$6,506 (2025)
Deeds & Mortgages	Jul 2020 Refinance Jan 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`M:0050 L:B-14.01`

Property Details

APN / Parcel Number

Primary APN	`M:0050 L:B-14.01`
Alternative APN	`RUTL M:50 B:B L:14.01`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,188 sqft Living Area
Gross Area	4,110 sqft

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Contemporary
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	65,340 sqft (1.5 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	96 RIVER RD
City	RUTLAND
State	MA
Zip	01543-1106
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	B
Legal Lot Number	14.01
Jurisdiction	RUTLAND MA
Township / Civil Division	RUTLAND
Census Block Group	1
Census Block	1000
Census Tract	721103

Owner

96 River Rd is owned and occupied by an individual who bought it in April 2017.

Source: Worcester County and Rutland Town records, as of July 20, 2026

Owner of Record	Individual Name on File
Mailing Address	96 RIVER RD, RUTLAND, MA 01543-1106
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 7, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance UNITED WHOLESALE MORTGAGE
Jan 16, 2018	Deed of Trust, Mortgage UNITED WHOLESALE MORTGAGE
Apr 28, 2017	Warranty Deed, Transfer · FHA Mortgage VILLAGE MORTGAGE CORPORATION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 28, 2017 · Amount on File
Deed Sale	Apr 28, 2017 · Amount on File
Prior Sale	Apr 15, 2016
Deed Document Number	201742393
Deed Book / Page	57036 / 350
Record Updated	Sep 20, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RUTLAND MA
Property Address	96 RIVER RD, RUTLAND, MA 01543-1106
Transaction Type	Mortgage
Record Updated	Jun 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	062747-215
Date	Jul 7, 2020
Book Page	62747/215
Instrument	72637

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	301 Months
Due	Aug 1, 2045

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RUTLAND MA
Property Address	96 RIVER RD, RUTLAND, MA 01543-1106
Transaction Type	Mortgage
Record Updated	Jun 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0058326-45
Date	Jan 16, 2018
Book Page	58326/45
Instrument	4990

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2048

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RUTLAND MA
Recording Date	Apr 28, 2017
Property Address	96 RIVER RD, RUTLAND, MA 01543-1106
Document Number	57036-350
Book / Page	57036 / 350
Instrument	42393
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$54.06
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	570360353
Date	Apr 28, 2017
Instrument	57036/0353

Lender

Name	VILLAGE MORTGAGE CORPORATION
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 28, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 96 River Rd was $6,506, up 7.5% from the year before.

Source: Worcester County and Rutland Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Rutland Town
Unified School District	Wachusett School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,506.00 (+7.52%)	$456,900 (+11.99%) Land $97,400 Building $359,500	$441,085 (+10.13%)
2024	$6,051.00 (+8%)	$408,000 (-0.1%) Land $93,500 Building $314,500	$400,520
2023	$5,603.00	$408,400 Land $88,200 Building $320,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 96 River Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 96 River Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

Cell Coverage

5G and 4G LTE (outdoors only)

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