96 River Dr, Panacea, FL 32346 Property Records

Wakulla County property record for 96 River Dr, Panacea, FL 32346

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,672 sqft · built 1973
Lot Size	0.321 acres (13,983 sqft)
Owner	Individual Name on File
Tax Bill	$5,010 (2025)
Flood Zone	Zone VE (high risk)
APN	`03-6S-02W-036-03840-000`

Property Details

APN / Parcel Number

Primary APN	`03-6S-02W-036-03840-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,672 sqft Heated Area
Gross Area	1,832 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1973
Effective Year Built	Effective 2008
Exterior Material	Fiber Cement Siding
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	13,983 sqft (0.321 acres)
Lot Dimensions	175 ft deep x 80 ft wide
Garage Type	Carport
Carport	Carport

Exterior Amenities

Porch	Enclosed Porch
Porch Area	320 sqft
Deck Area	120 sqft
Patio Area	232 sqft
Shed	1 Shed
Shed Area	484 sqft
Utility Building	160 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Street Address	96 RIVER DR
City	PANACEA
State	FL
Zip	32346-2524
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RIVER BEND SUB BLOCK D LOT 20 OR 35 P 403 OR 54 P 82 OR 140 P 893 OR 829 P 817 DC OR 830 P 151 OR 997 P 688
Legal Range	02W
Legal Township	06S
Legal Section	03
Legal Subdivision	RIVER BEND SUB
Legal Block	D
Legal Lot Number	20 21
Jurisdiction	WAKULLA FL
Township / Civil Division	WEST WAKULLA
Census Block Group	2
Census Block	2028
Census Tract	10102

Owner

Source: Wakulla County records · APN 03-6S-02W-036-03840-000

Assessment roll updated July 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	96 RIVER DR, PANACEA, FL 32346-2524
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 12, 2010
Deed Sale	Jul 12, 2010
Prior Sale	Jul 12, 2010
Deed Document Number	0000291349
Last Transfer Date	Apr 22, 2016
Transfer Doc	0000339341
Record Updated	Jun 08, 2026

Tax Assessment & Valuation

Source: Wakulla County records · Assessment roll updated July 1, 2025 · Last verified January 2026

Property Jurisdictions

Type	Name
State	Florida
County	Wakulla County
Unified School District	Wakulla County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,010.00 (+0.8%) Homeowner's exemption	$379,940 (-0.03%) Land $145,000 Building $234,940	$379,940 (-0.03%) Land $145,000 Building $234,940
2024	$4,970.00 (+62.47%) Homeowner's exemption	$380,060 (+40.27%) Land $145,000 Building $235,060	$380,060 (+40.27%) Land $145,000 Building $235,060
2023	$3,059.00 (+17.97%)	$270,957 (+29.41%) Land $145,000 Building $125,957	$270,957 (+29.41%) Land $145,000 Building $125,957
2022	$2,593.00	$209,383 Land $80,000 Building $129,383	$209,383 Land $80,000 Building $129,383

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of July 21, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone VE high risk · coastal, wave action
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	19.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 73 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	101 units insured incl. 28 condo units
Nearby Flood Claims	15 (2005–2018)
Most Recent Claim	Oct 2018 · Hurricane Michael
Claims by Event	Hurricane Michael, Oct 2018 · 11 claims Hurricane Hermine, Sep 2016 · 3 claims

Wildfire

Wildfire Risk	Moderate above 56% of the US · lower than 72% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

Based on FCC filings for 42 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	PANACEA AREA WATER SYSTEM serves 3,020 people
Water Source	Groundwater
Last State Inspection	May 2025
Lead	6 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Apr 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.