96 Ripple Fls, Gray (Johnson City), TN 37615 Property Records

Washington County property record for 96 Ripple Fls, Gray, TN 37615

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,587 sqft · built 2018
Lot Size	0.46 acres (20,038 sqft)
Owner	2 Individual Names on File
Last Sale	$202,700 (May 2018)
Tax Bill	$1,530 (2025)
Deeds & Mortgages	Apr 2020 Mortgage Jan 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`012O A 00700C000`

Property Details

APN / Parcel Number

Primary APN	`012O A 00700C000`
Alternative APN	`090012O A 00700C000`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,587 sqft Living Area
1st Floor Area	1,587 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2018
Exterior Material	Brick
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	20,038 sqft (0.46 acres)
Lot Dimensions	65 ft deep x 46 ft wide
Terrain	Rolling
Garage Type	Finished
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	239 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	96 RIPPLE FLS
City	GRAY
State	TN
Zip	37615-4787
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT:UNIT 7- DIST:12 SUBD:VILLAS AT CEDAR FALLS PH 1 MAP REF:012O
Legal Subdivision	VILLAS AT CEDAR FALLS PH 1
Legal Lot Number	UNIT 7-
Jurisdiction	WASHINGTON TN
Township / Civil Division	7
Census Block Group	1
Census Block	1104
Census Tract	61500

Owner

96 Ripple Fls is owned and occupied by two individuals who bought it in May 2018.

Source: Washington County records, as of January 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	96 RIPPLE FLS, GRAY, TN 37615-4787
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 17, 2020	Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC
Jan 20, 2021	Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 29, 2018 · Amount on File
Deed Sale	May 29, 2018 · Amount on File
Deed Document Number	18008200
Deed Book / Page	958 / 0083
Record Updated	Jun 8, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON TN
Property Address	96 RIPPLE FLS, GRAY, TN 37615-4787
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	COMMONWEALTH USA SETMNTS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	10131554
Date	Apr 17, 2020
Book Page	1013/1554
Instrument	20006146

Lender

Name	NEW DAY FINANCIAL LLC
Type	Mortgage Company
Address	FULTON, MD 20759

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2050

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON TN
Property Address	96 RIPPLE FLS, GRAY, TN 37615-4787
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WFG NATIONAL TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	10442101
Date	Jan 20, 2021
Book Page	1044/2101
Instrument	21001345

Lender

Name	NEW DAY FINANCIAL LLC
Type	Mortgage Company
Address	FULTON, MD 20759

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 96 Ripple Fls was $1,530.

Source: Washington County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Washington County
Unified School District	Washington County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,530.00	$89,450 Land $3,825 Building $85,625
2024			$357,800 Land $15,300 Building $342,500
2022	$1,136.00	$52,825 Land $3,825 Building $49,000	$211,300 Land $15,300 Building $196,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 96 Ripple Fls in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 25, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 96 Ripple Fls is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 50% of Tennessee
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JOHNSON CITY WATER DEPT serves 105,057 people · EPA ID TN0000331
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 245 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
BrightRidge Fiber	10,000 / 10,000
Brightspeed Fiber	2,000 / 2,000
Xfinity Cable	1,200 / 35

May also be available: Verizon.

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