96 Prospect St, Lodi, NJ 07644 Property Records

Bergen County and Lodi Borough property record for 96 Prospect St, Lodi, NJ 07644

Property Summary

Property Type	Single Family Home
Details	1,810 sqft · built 1895
Lot Size	0.101 acres (4,400 sqft)
Owner	Individual Name on File
Last Sale	$115,000 (Oct 1994)
Tax Bill	$10,560 (2025)
Deeds & Mortgages	Dec 2019 Transfer
Flood Zone	Zone X (minimal risk)
APN	`31-00091-0000-00021`

Property Details

APN / Parcel Number

Primary APN	`31-00091-0000-00021`
Alternative APN	`310009100021`

Interior

Stories	2 Stories
Building Area	1,810 sqft Living Area

Exterior

Year Built	Built 1895
Effective Year Built	Effective 1895
Construction Type	Frame
Lot Area	4,400 sqft (0.101 acres)
Lot Dimensions	88 ft deep x 50 ft wide
Garage Type	Detached
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	96 PROSPECT ST
City	LODI
State	NJ
Zip	07644-2335
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	50X88
Legal Block	91
Legal Lot Number	21
Jurisdiction	BERGEN NJ
Township / Civil Division	LODI
Census Block Group	3
Census Block	3013
Census Tract	30300

Owner

96 Prospect St is owned by an individual who acquired it in November 2019.

Source: Bergen County and Lodi Borough records, as of June 29, 2026

Owner of Record	Individual Name on File
Mailing Address	23 FOREST PL, ROCHELLE PARK, NJ 07662-3718
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 26, 1994 · Amount on File
Deed Sale	Oct 26, 1994 · Amount on File
Deed Book / Page	7742 / 402
Last Transfer Date	Nov 4, 2019
Transfer Doc	0034391116
Record Updated	Sep 20, 2026

December 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BERGEN NJ
Recording Date	Dec 14, 2019
Property Address	96 PROSPECT ST, LODI, NJ 07644-2335
Document Number	0034391108
Book / Page	003439 / 001108
Instrument Date	Nov 4, 2019
Instrument	87466
Transaction Type	Transfer
Record Updated	Dec 31, 2019
Title Company	BONAFIDE TITLE AGENCY LLC

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23 FOREST PL ROCHELLE PARK NJ 076623718, ROCHELLE PARK, NJ 07662-3718

Tax Assessment & Valuation

The 2025 property tax bill for 96 Prospect St was $10,560, up 5.6% from the year before.

Source: Bergen County and Lodi Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Lodi Borough
Unified School District	Lodi Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$298,300 (-) Land $155,800 Building $142,500	$298,300 (-) Land $155,800 Building $142,500
2025	$10,560.00 (+5.61%)	$298,300 Land $155,800 Building $142,500	$298,300 Land $155,800 Building $142,500
2024	$9,999.00
2023		$298,300 Land $155,800 Building $142,500	$298,300 Land $155,800 Building $142,500
2022	$9,736.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 96 Prospect St in Zone X, an area of minimal flood risk, though there have been 97 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	11 in force
Nearby Flood Claims	97 (1978–2023)
Claims Outside the SFHA	8 of 97
Most Recent Claim	Dec 2023 · rainfall accumulation
Claims by Event	Hurricane Irene, Aug 2011 · 12 claims Severe Storms And Inland And Coastal Flooding, Apr 2007 · 15 claims Coastal Storms & Flooding, Apr 1984 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 96 Prospect St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PASSAIC VALLEY WC LODI WD serves 24,136 people · EPA ID NJ0231001
Water Source	Purchased surface water from PASSAIC VALLEY WATER COMMISSION
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 614 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20