96 Prospect St, Litchfield, CT 06759 Property Records

Litchfield Town property record for 96 Prospect St, Litchfield, CT 06759

Property Summary

Property Type	Single Family Home
Details	6 bd · 3.5 ba · 3,258 sqft · built 1940
Lot Size	1.05 acres (45,738 sqft)
Owner	Individual Name on File
Last Sale	$1,495,000 (Nov 2024)
Tax Bill	$14,283 (2026)
Deeds & Mortgages	Nov 2024 Sale & Mortgage Aug 2023 Sale
APN	`20068`

Property Details

APN / Parcel Number

Primary APN	`20068`
Alternative APNs	`LITC M:194 B:45 L:17` `020068`

Interior

Bedrooms	6 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,258 sqft Living Area
Gross Area	6,758 sqft
1st Floor Area	2,014 sqft
Attic	Attic
Attic Area	957 sqft
Basement Area	476 sqft
Unfinished Basement	476 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	45,738 sqft (1.05 acres)
Parking Spaces	1 Parking Space
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	20068
Street Address	96 PROSPECT ST
City	LITCHFIELD
State	CT
Zip	06759-2502
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	HR30
Legal Block	45
Legal Lot Number	17
Jurisdiction	LITCHFIELD CT
Township / Civil Division	LITCHFIELD
Census Block Group	1
Census Block	1014
Census Tract	300400

Owner

96 Prospect St is owned by an individual who bought it in November 2024.

Source: Litchfield Town records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	516 W 47TH ST, NEW YORK, NY 10036-2299
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 4, 2024	Deed, Transfer · Stand-Alone First Mortgage US BANK NA
Aug 2, 2023	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 4, 2024 · Amount on File
Deed Sale	Nov 4, 2024 · Amount on File
Prior Sale	Dec 11, 2013 · Amount on File
Deed Document Number	20241201
Deed Book / Page	414 / 440
Prior Transfer Date	Jul 26, 2023
Prior Transfer Doc	00408-1166
Record Updated	Oct 29, 2026

November 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	LITCHFIELD CT
Recording Date	Nov 4, 2024
Property Address	96 PROSPECT ST, LITCHFIELD, CT 06759-2502
Document Number	000414-440
Book / Page	414 / 440
Instrument Date	Nov 1, 2024
Instrument	1201
Transaction Type	Transfer
Record Updated	Mar 13, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	516 W 47TH ST, NEW YORK, NY 10036-2299

Mortgage

Document Number	0000001202
Date	Nov 4, 2024
Instrument	1202

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	6%
Type Change Date	Nov 1, 2031
Max Rate At Change	2.75%
Index	1-Year CMT

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LITCHFIELD CT
Recording Date	Aug 2, 2023
Property Address	96 PROSPECT ST, LITCHFIELD, CT 06759-2502
Document Number	00408-1166
Book / Page	408 / 1166
Instrument Date	Jul 26, 2023
Instrument	870
Transaction Type	Transfer
Record Updated	Aug 17, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	61 JANE ST APT 18A, 18A, NEW YORK, NY 10014-5144

Tax Assessment & Valuation

The 2026 property tax bill for 96 Prospect St was $14,283, up 1.8% from the year before.

Source: Litchfield Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Litchfield Town
Municipality	Litchfield Borough
Unified School District	Regional School District 20 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$14,283.00 (+1.83%)	$643,390 (-) Land $202,780 Building $440,610	$1,268,028 (+181.55%)
2025	$14,026.00	$643,390 Land $202,780 Building $440,610	$450,373 Land $141,946 Building $308,427
2024	$14,026.00 (+9.96%)
2023	$12,756.00 (-1.02%)	$436,840 (-) Land $166,280 Building $270,560
2022	$12,887.00	$436,840 Land $166,280 Building $270,560

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA has no flood map on file for 96 Prospect St.

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 96 Prospect St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUARION-LITCHFIELD REGIONAL private · serves 3,097 people · EPA ID CT0740011
Water Source	Purchased surface water from TORRINGTON WATER COMPANY
Last State Inspection	Apr 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Frontier Fiber	7,000 / 7,000
Xfinity Fiber	2,000 / 2,000
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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