Middlesex County and Cambridge City property record for 96 Prospect St, Cambridge, MA 02139
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 2,469 sqft · built 1873 |
| Lot Size | 0.101 acres (4,389 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $380,000 (Jun 1999) |
| Tax Bill | $14,052 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 90-16 |
| Primary APN | 90-16 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 3 Stories |
| Building Area | 2,469 sqft Living Area |
| Gross Area | 3,469 sqft |
| 1st Floor Area | 927 sqft |
| Basement Area | 891 sqft |
| Unfinished Basement | 891 sqft |
| Central Vacuum | Central Vacuum |
| Year Built | Built 1873 |
|---|---|
| Effective Year Built | Effective 1873 |
| Architectural Style | Victorian |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Stone |
| Roof Type | Mansard |
| Roof Material | Slate |
| Lot Area | 4,389 sqft (0.101 acres) |
| Garage Type | Covered |
| Parking Spaces | 4 Parking Spaces |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Steam |
| Heating Fuel | Oil |
| Street Address | 96 PROSPECT ST |
|---|---|
| City | CAMBRIDGE |
| State | MA |
| Zip | 02139-2503 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | BA-1 |
| Legal Lot Number | 16 |
| Jurisdiction | CAMBRIDGE MA |
| Township / Civil Division | CAMBRIDGE |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 353000 |
96 Prospect St is owned and occupied by two individuals who bought it in June 1999.
Source: Middlesex County and Cambridge City records, as of July 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 96 PROSPECT ST, CAMBRIDGE, MA 02139-2503 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 7, 1999 · Amount on File |
| Deed Sale | Jun 7, 1999 · Amount on File |
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 96 Prospect St was $14,052, up 8.3% from the year before.
Source: Middlesex County and Cambridge City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| Municipality | Cambridge City |
| Unified School District | Cambridge School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $14,052.00 (+8.3%) | $2,212,900 (+0.97%) Land $844,200 Building $1,368,700 | $3,761,335 (+4.75%) |
| 2024 | $12,975.00 (+9.09%) | $2,191,700 (+7.98%) Land $881,200 Building $1,310,500 | $3,590,620 |
| 2023 | $11,894.00 | $2,029,700 Land $896,000 Building $1,133,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 96 Prospect St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 96 Prospect St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CAMBRIDGE WATER DEPARTMENT serves 118,214 people · EPA ID MA3049000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2023 |
| Lead | 8 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 910 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable · Fiber in parts of the area | 2,000 / 2,000 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Starry.
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