96 Prospect Ave, Edison, NJ 08817 Property Records

Middlesex County and Edison Township property record for 96 Prospect Ave, Edison, NJ 08817

Property Summary

Property Type	Single Family Home
Details	720 sqft · built 1951
Lot Size	0.119 acres (5,200 sqft)
Owner	Individual Name on File
Last Sale	$404,000 (Mar 2023)
Tax Bill	$7,314 (2025)
Deeds & Mortgages	Mar 2023 Sale & Mortgage Dec 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`05 00161-B-00052`

Property Details

APN / Parcel Number

Primary APN	`05 00161-B-00052`
Alternative APNs	`05-00161-02-00052-01` `0500161000B00052` `00005099`

Interior

Stories	1 Story
Building Area	720 sqft Living Area
1st Floor Area	720 sqft

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1951
Construction Type	Frame
Lot Area	5,200 sqft (0.119 acres)
Lot Dimensions	100 ft deep x 52 ft wide

Location & Zoning

Street Address	96 PROSPECT AVE
City	EDISON
State	NJ
Zip	08817-3745
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RB
Legal Description	52X100 IRR
Legal Subdivision	KILMER PLACE SEC B
Legal Block	161.2
Legal Lot Number	52.1
Jurisdiction	MIDDLESEX NJ
Township / Civil Division	EDISON
Census Block Group	1
Census Block	1000
Census Tract	1702

Owner

96 Prospect Ave is owned by an individual who bought it in March 2023.

Source: Middlesex County and Edison Township records, as of June 30, 2026

Owner of Record	Individual Name on File
Mailing Address	4 HAMPTON PL, EAST BRUNSWICK, NJ 08816-5336
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 29, 2023	Deed, Transfer · Conventional Mortgage FIRSTRUST BANK
Dec 10, 2021	Deed of Trust, Mortgage GUIDANCE RESIDENTIAL LLC
Nov 4, 2019	Deed of Trust, Mortgage · Conventional Mortgage 2004-0000162 LLC
Jun 28, 2018	Grant Deed, Transfer · Conventional Mortgage 2004-0000162 LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 29, 2023 · Amount on File
Deed Sale	Mar 29, 2023 · Amount on File
Prior Sale	Jun 28, 2018 · Amount on File
Deed Document Number	202318666
Deed Book / Page	19180 / 576
Prior Transfer Date	Jan 22, 2016
Prior Transfer Doc	0002190215
Record Updated	Oct 29, 2026

March 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	MIDDLESEX NJ
Recording Date	Mar 29, 2023
Property Address	96 PROSPECT AVE, EDISON, NJ 08817-3745
Document Number	0000018666
Book / Page	19180 / 576
Instrument Date	Mar 24, 2023
Instrument	2023018666
Transaction Type	Transfer
Record Updated	Apr 18, 2023
Title Company	TITLE AUTHORITY LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,253.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	49 MARKHAM RD, EDISON, NJ 08817-4156

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 HAMPTON PL, EAST BRUNSWICK, NJ 08816-5336

Mortgage

Document Number	0000018667
Date	Mar 29, 2023
Book Page	19180/582
Instrument	2023018667

Lender

Name	FIRSTRUST BANK
Type	Bank
Address	HORSHAM, PA 19044

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	7.12%
Type Change Date	Apr 1, 2030
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	12.1%
Index	Other
Max Rate	12.1%

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX NJ
Property Address	96 PROSPECT AVE, EDISON, NJ 08817-3745
Transaction Type	Mortgage
Record Updated	Oct 11, 2022
Title Company	VITAL ABSTRACT LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000150349
Date	Dec 10, 2021
Book Page	18743/1032
Instrument	2021150349

Lender

Name	GUIDANCE RESIDENTIAL LLC
Type	Mortgage Company
Address	RESTON, VA 20190

Agreement

Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2051

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX NJ
Property Address	96 PROSPECT AVE, EDISON, NJ 08817-3745
Document Number	0000095106
Instrument Date	Nov 4, 2019
Transaction Type	Mortgage
Record Updated	Nov 28, 2019
Title Company	AMERICAN LAND TITLE ASSOCIATION, AMERICAN LAND TITLE ASSN

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	96 PROSPECT AVE EDISON NJ 088173745, EDISON, NJ 08817-3745

Mortgage

Document Number	0000095106
Date	Nov 12, 2019
Book Page	017683/001470
Instrument	95106

Lender

Name	2004-0000162 LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Nov 11, 2034

June 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MIDDLESEX NJ
Recording Date	Jun 28, 2018
Property Address	96 PROSPECT AVE, EDISON, NJ 08817-3745
Document Number	0000057023
Book / Page	017221 / 001220
Instrument Date	Jun 20, 2018
Instrument	57023
Transaction Type	Transfer
Record Updated	Jul 24, 2018
Title Company	AMERICAN LAND TITLE ASSOCIATION

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$250.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	96 PROSPECT AVE EDISON NJ 088173745, EDISON, NJ 08817-3745

Mortgage

Document Number	57024
Date	Jun 28, 2018
Book Page	017221/001226
Instrument	57024

Lender

Name	2004-0000162 LLC
Address	11107 SUNSET HILLS RD # 200, RESTON, VA 20190-5376

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 96 Prospect Ave was $7,314.

Source: Middlesex County and Edison Township assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Middlesex County
County Subdivision	Edison Township
Unified School District	Edison Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$122,900 (-) Land $71,000 Building $51,900	$122,900 (-) Land $71,000 Building $51,900
2025	$7,314.00 (-0.03%)	$122,900 Land $71,000 Building $51,900	$122,900 Land $71,000 Building $51,900
2024	$7,316.00
2023		$107,000 Land $71,000 Building $36,000	$107,000 Land $71,000 Building $36,000
2022	$6,337.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 96 Prospect Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 16, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 96 Prospect Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EDISON WATER CO serves 35,000 people · EPA ID NJ1205001
Water Source	Purchased surface water from several systems
Last State Inspection	Jan 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	E. coli resolved · Oct 2020 Treatment failure resolved · Dec 2016
Treatment and Procedure	Corrosion control Jul 2025
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 624 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon, Xfinity.

Nearby Properties on Prospect Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures