96 Proctor Rd, Chelmsford, MA 01824 Property Records

Middlesex County and Chelmsford Town property record for 96 Proctor Rd, Chelmsford, MA 01824

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,296 sqft · built 2017
Lot Size1.28 acres (55,757 sqft)
OwnerIndividual Name on Record
Tax Bill$12,496 (2026)
Deeds & MortgagesJul 2026 Line of Credit
Jul 2020 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN16513

Property Details

APN / Parcel Number

Primary APN16513
Alternative APN
  • CHEL M:0125 B:0449 L:5

Interior

Bedrooms4 Beds
Full Baths3 Baths
Total Rooms8 Rooms
Stories2 Stories
Building Area2,296 sqft Living Area
Gross Area4,649 sqft
1st Floor Area1,148 sqft
Basement Area1,148 sqft
Unfinished Basement1,148 sqft

Exterior

Year BuiltBuilt 2017
Effective Year BuiltEffective 2017
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Roof TypeGambrel
Roof MaterialAsphalt
Lot Area55,757 sqft (1.28 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number16513
Street Address96 PROCTOR RD
CityCHELMSFORD
StateMA
Zip01824-4415
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRB
Legal Block449
Legal Lot Number5
JurisdictionCHELMSFORD MA
Township / Civil DivisionCHELMSFORD
Census Block Group1
Census Block1004
Census Tract317103

Owner

Source: Middlesex County and Chelmsford Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address96 PROCTOR RD, CHELMSFORD, MA 01824-4415
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 17, 2026Deed of Trust, Mortgage · Line of Credit
GREYLOCK FEDERAL CREDIT UNION
Jul 9, 2020Deed of Trust, Mortgage · Conventional Mortgage
CAMDEN NAT'L BK
Jun 11, 2018Deed of Trust, Mortgage · Conventional Mortgage
LOWELL FIVE CENTS SVGS BK
Feb 14, 2018Quit Claim Deed, Mortgage
Quitclaim

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateJan 31, 2018
Transfer Doc0000295278
Record UpdatedOct 29, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHELMSFORD MA
Recording DateJul 17, 2026
Property Address96 PROCTOR RD, CHELMSFORD, MA 01824-4415
Document Number0000330456
Instrument DateJul 13, 2026
Instrument2026330456
Transaction TypeMortgage
Record UpdatedAug 5, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address96 PROCTOR RD, CHELMSFORD, MA 01824-4415

Mortgage

Document Number0000330456,
DateJul 17, 2026
Instrument2026330456
Lender
NameGREYLOCK FEDERAL CREDIT UNION
Agreement
TypeLine of Credit
AmountAmount Recorded
Term301 Months
DueAug 1, 2051
Interest
Rate6.52%
Max Rate-1%

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHELMSFORD MA
Property Address96 PROCTOR RD, CHELMSFORD, MA 01824-4415
Document Number0000305979
Instrument DateJul 9, 2020
Transaction TypeMortgage
Record UpdatedJun 25, 2021
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address96 PROCTOR RD CHELMSFORD MA 018244415, CHELMSFORD, MA 01824-4415

Mortgage

Document Number0000305979
DateJul 15, 2020
Instrument305979
Lender
NameCAMDEN NAT'L BK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 14, 2050

June 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHELMSFORD MA
Property Address96 PROCTOR RD, CHELMSFORD, MA 01824-4415
Document Number0000296647
Instrument DateJun 11, 2018
Transaction TypeMortgage
Record UpdatedJul 3, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
Address96 PROCTOR RD CHELMSFORD MA 018244415, CHELMSFORD, MA 01824-4415

Mortgage

Document Number0000296647
DateJun 15, 2018
Instrument296647
Lender
NameLOWELL FIVE CENTS SVGS BK
TypeFederal Savings Bank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 14, 2048

February 2018: Quit Claim Deed, Mortgage

Document TypeQuit Claim Deed
JurisdictionCHELMSFORD MA
Recording DateFeb 14, 2018
Property Address96 PROCTOR RD, CHELMSFORD, MA 01824-4415
Document Number0000295278
Instrument DateJan 31, 2018
Instrument295278
Transaction TypeMortgage
Record UpdatedMay 5, 2018

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address96 PROCTOR RD CHELMSFORD MA 01824, CHELMSFORD, MA 01824

Tax Assessment & Valuation

Source: Middlesex County and Chelmsford Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
County SubdivisionChelmsford Town
Unified School DistrictChelmsford School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$12,496.00 (+0.03%)$941,700 (+4.78%) Land $397,900 Building $543,800$725,135 (-)
2025$12,492.00 (+2.64%)$898,700 (+0.57%) Land $362,800 Building $535,900$725,135 (-)
2024$12,171.00 (+6.6%)$893,600 (+12.47%) Land $362,800 Building $530,800$725,135
2023$11,417.00$794,500 Land $369,500 Building $425,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 83% of Massachusetts
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHELMSFORD WATER DISTRICT
serves 28,750 people · EPA ID MA3056000
Water SourceGroundwater
Last State InspectionNov 2024
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
not recorded as resolved · Jan 2026
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 111 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber
2,300 / 2,300
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20

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