Stephens County property record for 96 Poplar Ct, Toccoa, GA 30577
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,052 sqft · built 1991 |
| Lot Size | 1.9 acres (82,764 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $186,000 (May 2021) |
| Tax Bill | $3,359 (2025) |
| Deeds & Mortgages | May 2021 Mortgage May 2021 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | T30 106 |
| Primary APN | T30 106 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 2,052 sqft Heated Area |
| Basement Area | 560 sqft |
| Unfinished Basement | 560 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 1994 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 82,764 sqft (1.9 acres) |
| Terrain | Gentle Slope |
| Garage Area | 448 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 396 sqft |
| Deck Area | 252 sqft |
| Patio Area | 252 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Water Source | Commercial |
| Account Number | 726950 |
|---|---|
| Street Address | 96 POPLAR CT |
| City | TOCCOA |
| State | GA |
| Zip | 30577-6099 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-IA |
| Legal Description | TRACTS A & B B M MCAVOY S/D |
| Legal Subdivision | B M MCAVOY S/D |
| Legal Tract | A,B,M |
| Jurisdiction | STEPHENS GA |
| Township / Civil Division | TOCCOA |
| Census Block Group | 1 |
| Census Block | 1045 |
| Census Tract | 970302 |
Source: Stephens County records, as of March 12, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3490 HIGHWAY 197, MOUNT AIRY, GA 30563-2407 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 11, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ASSURANCE FINANCIAL GROUP |
| May 11, 2021 | Grant Deed, Transfer ASSURANCE FIN'L |
| Jun 17, 2020 | Quit Claim Deed, Transfer LOWER |
| Aug 16, 2018 | Grant Deed, Transfer · Conventional with PMI HOMESIDE FIN'L |
| Jun 9, 2017 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 6, 2021 · Amount on Record |
| Deed Sale | May 6, 2021 · Amount on Record |
| Prior Sale | Aug 10, 2018 · Amount on Record |
| Deed Document Number | 2021665 |
| Deed Book / Page | 1251 / 86 |
| Prior Transfer Date | Jun 9, 2020 |
| Prior Transfer Doc | 0012130170 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STEPHENS GA |
| Property Address | 96 POPLAR CT, TOCCOA, GA 30577-6099 |
| Transaction Type | Mortgage |
| Record Updated | Jul 2, 2021 |
| Name | Verified Name |
|---|---|
| Address | 96 POPLAR CT, TOCCOA, GA 30577-6099 |
| Document Number | 0012510000000089 |
|---|---|
| Date | May 11, 2021 |
| Book Page | 0000001251/0000000089 |
| Name | ASSURANCE FINANCIAL GROUP |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | STEPHENS GA |
| Recording Date | May 11, 2021 |
| Property Address | 96 POPLAR CT, TOCCOA, GA 30577-6099 |
| Document Number | 0012510086 |
| Book / Page | 001251 / 000086 |
| Instrument Date | May 6, 2021 |
| Transaction Type | Transfer |
| Record Updated | Jun 10, 2021 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $186.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 96 POPLAR CT TOCCOA GA 305776099, TOCCOA, GA 30577-6099 |
| Document Number | 12510089 |
|---|---|
| Date | May 11, 2021 |
| Book Page | 001251/000089 |
| Name | ASSURANCE FIN'L |
|---|---|
| Type | Funding / Finance Company |
| Address | BATON ROUGE, LA 70809 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | May 10, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | STEPHENS GA |
| Recording Date | Jun 17, 2020 |
| Property Address | 96 POPLAR CT, TOCCOA, GA 30577-6099 |
| Document Number | 0012130170 |
| Book / Page | 001213 / 000170 |
| Instrument Date | Jun 9, 2020 |
| Transaction Type | Transfer |
| Record Updated | Jul 8, 2020 |
| Title Company | MEYMAX TITLE AGENCY LLC, MEYMAX TITLE AGCY LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 96 POPLAR CT TOCCOA GA 305776099, TOCCOA, GA 30577-6099 |
| Document Number | 12130172 |
|---|---|
| Date | Jun 17, 2020 |
| Book Page | 001213/000172 |
| Name | LOWER |
|---|---|
| Address | COLUMBIA, MD 21044 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jun 16, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | STEPHENS GA |
| Recording Date | Aug 16, 2018 |
| Property Address | 96 POPLAR CT, TOCCOA, GA 30577-6099 |
| Document Number | 0011570416 |
| Book / Page | 001157 / 000416 |
| Instrument Date | Aug 10, 2018 |
| Transaction Type | Transfer |
| Record Updated | Sep 13, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $132.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 96 POPLAR CT TOCCOA GA 305776099, TOCCOA, GA 30577-6099 |
| Document Number | 11570418 |
|---|---|
| Date | Aug 16, 2018 |
| Book Page | 001157/000418 |
| Name | HOMESIDE FIN'L |
|---|---|
| Address | COLUMBIA, MD 21044 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 15, 2048 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | STEPHENS GA |
| Recording Date | Jun 9, 2017 |
| Property Address | 96 POPLAR CT, TOCCOA, GA 30577-6099 |
| Document Number | 0011240045 |
| Book / Page | 001124 / 000045 |
| Instrument Date | May 23, 2017 |
| Transaction Type | Transfer |
| Record Updated | Jun 26, 2017 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 96 POPLAR CT TOCCOA GA 305776099, TOCCOA, GA 30577-6099 |
Source: Stephens County assessment roll, as of March 12, 2026
| Type | Name |
|---|---|
| State | Georgia |
| County | Stephens County |
| Municipality | Toccoa City |
| Unified School District | Stephens County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,359.00 (+59.04%) | $96,274 (+61.2%) Land $4,974 Building $91,300 | $240,687 (+61.2%) Land $12,436 Building $228,251 |
| 2023 | $2,112.00 (+5.55%) | $59,722 (+5.52%) Land $4,974 Building $54,748 | $149,307 (+5.52%) Land $12,436 Building $136,871 |
| 2022 | $2,001.00 | $56,599 Land $4,974 Building $51,625 | $141,498 Land $12,436 Building $129,062 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 26, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 3 (2009–2020) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | May 2020 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 85% of Georgia |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOCCOA serves 28,711 people · EPA ID GA2570001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2020–2022) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2024 Haloacetic acids resolved · Apr 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 183 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| TruVista Communications Fiber · Cable in parts of the area | 5,000 / 5,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Windstream DSL · Fiber in parts of the area | 200 / 20 |
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