96 Pine Ridge Rd, Hardy, VA 24101 Property Records

Franklin County property record for 96 Pine Ridge Rd, Hardy, VA 24101

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,148 sqft · built 2023
Lot Size	0.302 acres (13,155 sqft)
Owner	Individual Name on Record
Last Sale	$10,000 (May 2007)
Tax Bill	$1,108 (2025)
Deeds & Mortgages	Nov 2025 Mortgage Oct 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`012 01-257 00`

Property Details

APN / Parcel Number

Primary APN	`012 01-257 00`
Alternative APN	`2152`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,148 sqft Living Area
Gross Area	1,360 sqft
1st Floor Area	1,148 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2024
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	13,155 sqft (0.302 acres)
Terrain	Rolling
Driveway	Concrete Driveway
Patio Area	20 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	2152
Street Address	96 PINE RIDGE RD
City	HARDY
State	VA
Zip	24101-3190
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LYNVILLE ON THE LAKE LOT 29 SECTION 4
Legal Subdivision	LYNVILLE ON THE LAK
Legal Lot Number	29
Jurisdiction	FRANKLIN VA
Township / Civil Division	GILLS CREEK
Census Block Group	1
Census Block	1027
Census Tract	20301

Owner

Source: Franklin County records, as of June 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	96 PINE RIDGE RD, HARDY, VA 24101-3190
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 26, 2025	Deed of Trust, Mortgage · VA Mortgage UNITED WHOLESALE MORTGAGE
Oct 3, 2023	Deed, Transfer · VA Mortgage TRUIST BANK
Jul 12, 2022	Deed, Transfer ACCOMODATION, ACCOMMODATION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 11, 2007 · Amount on Record
Deed Sale	May 11, 2007 · Amount on Record
Deed Document Number	20074948
Deed Book / Page	911 / 2322
Record Updated	Sep 20, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN VA
Property Address	96 PINE RIDGE RD, HARDY, VA 24101-3190
Transaction Type	Mortgage
Record Updated	Jan 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	96 PINE RIDGE RD, HARDY, VA 24101-3190

Mortgage

Document Number	0012372830
Date	Nov 26, 2025
Book Page	1237/2830
Instrument	250007680

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2055

October 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	FRANKLIN VA
Recording Date	Oct 3, 2023
Property Address	96 PINE RIDGE RD, HARDY, VA 24101-3190
Document Number	0012042355
Book / Page	1204 / 2355
Map Reference	MB 2 PG 223
Instrument Date	Sep 29, 2023
Instrument	230005882
Transaction Type	Transfer
Record Updated	Jan 19, 2026
Title Company	REPUBLIC NATIONAL TITLE INSURANCE COMPANY, OLD REPUBLIC NATL TTL INS CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$132.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	96 PINE RIDGE RD, HARDY, VA 24101-3190

Mortgage

Document Number	0230005883
Date	Oct 3, 2023
Instrument	230005883

Lender

Name	TRUIST BANK
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2053

July 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	FRANKLIN VA
Recording Date	Jul 12, 2022
Property Address	96 PINE RIDGE RD, HARDY, VA 24101-3190
Document Number	0011870314
Book / Page	1187 / 314
Map Reference	MB 2 PG 223
Instrument Date	Jul 5, 2022
Instrument	220005341
Transaction Type	Transfer
Record Updated	Jan 19, 2026
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Amount	Amount Recorded
Tax	$6.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2450 CANNADAN RD, ROANOKE, VA 24012-6204

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Franklin County
Unified School District	Franklin County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,108.00 (+2,208.33%)	$257,700 (+3,121.25%) Land $55,000 Building $202,700	$257,700 (+3,121.25%) Land $55,000 Building $202,700
2023	$48.00	$8,000 (-) Land $8,000	$8,000 (-) Land $8,000
2022		$8,000 Land $8,000	$8,000 Land $8,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 6, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LYNVILLE ON THE LAKE private · serves 90 people · EPA ID VA5067466
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Cable	1,000 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Pine Ridge Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures