96 Peninsula Point Dr, Moneta, VA 24121 Property Records

Franklin County property record for 96 Peninsula Point Dr, Moneta, VA 24121

Property Summary

Property Type	Townhouse
Details	3 bd · 3 ba · 1,656 sqft · built 1982
Lot Size	0.039 acres (1,719 sqft)
Owner	Individual Name on File
Last Sale	$1,460,000 (Aug 2025)
Tax Bill	$4,067 (2025)
Deeds & Mortgages	Aug 2025 Sale Mar 2019 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`048 06-028 00`

Property Details

APN / Parcel Number

Primary APN	`048 06-028 00`
Alternative APN	`15007`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,656 sqft Living Area
Gross Area	2,527 sqft
1st Floor Area	1,396 sqft
Basement Area	846 sqft
Finished Basement	846 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1982
Effective Year Built	Effective 2006
Architectural Style	Townhouse
Exterior Material	Wood Siding
Foundation Type	Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	1,719 sqft (0.039 acres)
Terrain	Rolling
View / Lot	Waterfront
Porch	Slab
Porch Area	160 sqft
Deck Area	160 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	15007
Street Address	96 PENINSULA POINT DR
City	MONETA
State	VA
Zip	24121-3278
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	RPD
Legal Description	BERNARDS LANDING LOT D CLUSTER 6 TOWNHOUSE
Legal Subdivision	TOWNHOUS
Legal Lot Number	D
Jurisdiction	FRANKLIN VA
Township / Civil Division	GILLS CREEK
Census Block Group	3
Census Block	3002
Census Tract	20104

Owner

96 Peninsula Point Dr, a townhouse, is owned and occupied by an individual who bought it in August 2025.

Source: Franklin County records, as of October 13, 2026

Owner of Record	Individual Name on File
Mailing Address	96 PENINSULA POINT DR, MONETA, VA 24121-3278
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 28, 2025	Deed, Transfer PERFORMANCE TITLE AND SETTLEMENT, PERFORMANCE TTL & STLMT INC
Mar 18, 2019	Deed of Trust, Mortgage · Line of Credit UNION BK&TR
Jan 4, 2019	Warranty Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 28, 2025 · Amount on File
Deed Sale	Aug 28, 2025 · Amount on File
Prior Sale	Jan 4, 2019 · Amount on File
Deed Document Number	20255583
Deed Book / Page	1233 / 2485
Prior Transfer Date	Jan 17, 2006
Prior Transfer Doc	00087401946
Record Updated	Oct 29, 2026

August 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	FRANKLIN VA
Recording Date	Aug 28, 2025
Property Address	96 PENINSULA POINT DR, MONETA, VA 24121-3278
Document Number	0012332485
Book / Page	1233 / 2485
Map Reference	MB 369 PG 58
Instrument Date	Aug 27, 2025
Instrument	250005583
Transaction Type	Transfer
Record Updated	Oct 1, 2025
Title Company	PERFORMANCE TITLE AND SETTLEMENT, PERFORMANCE TTL & STLMT INC

Transaction

Amount	Amount on Record
Tax	$730.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	96 PENINSULA POINT DR, MONETA, VA 24121-3278

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN VA
Property Address	96 PENINSULA POINT DR, MONETA, VA 24121-3278
Document Number	0011192305
Instrument Date	Mar 18, 2019
Transaction Type	Mortgage
Record Updated	Apr 16, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	96 PENINSULA POINT DR MONETA VA 241213278, MONETA, VA 24121-3278

Mortgage

Document Number	0011192305
Date	Mar 25, 2019
Book Page	001119/002305
Instrument	1655

Lender

Name	UNION BK&TR
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN VA
Recording Date	Jan 4, 2019
Property Address	96 PENINSULA POINT DR, MONETA, VA 24121-3278
Document Number	0011170441
Book / Page	001117 / 000441
Instrument Date	Dec 26, 2018
Instrument	82
Transaction Type	Transfer
Record Updated	Feb 16, 2021
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Tax	$610.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	96 PENINSULA DR MONETA VA 24121, MONETA, VA 24121

Tax Assessment & Valuation

The 2025 property tax bill for 96 Peninsula Point Dr was $4,067.

Source: Franklin County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Franklin County
Unified School District	Franklin County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,067.00	$946,000 (-) Land $255,000 Building $691,000	$946,000 (-) Land $255,000 Building $691,000
2024	$4,067.00 (+20.61%)	$946,000 (+71.1%) Land $255,000 Building $691,000	$946,000 (+71.1%) Land $255,000 Building $691,000
2023	$3,372.00	$552,900 (-) Land $230,800 Building $322,100	$552,900 (-) Land $230,800 Building $322,100
2022		$552,900 Land $230,800 Building $322,100	$552,900 Land $230,800 Building $322,100

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 96 Peninsula Point Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 6, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 96 Peninsula Point Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.6% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 65 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
SMLW Broadband Fixed Wireless	1,000 / 100
Glo Fiber Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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