Mineral County property record for 96 Pender Ln, Keyser, WV 26726
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,330 sqft · built 1994 |
| Lot Size | 1.03 acres (44,867 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,140 (2026) |
| Deeds & Mortgages | Jul 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-20-0044.0013 |
| Primary APN | 06-20-0044.0013 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,330 sqft Living Area |
| 1st Floor Area | 3,154 sqft |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Architectural Style | Bi-Level |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 44,867 sqft (1.03 acres) |
| Terrain | Rolling |
| Garage Area | 624 sqft |
| Patio Area | 154 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 96 PENDER LN |
|---|---|
| City | KEYSER |
| State | WV |
| Zip | 26726-8399 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 12 HIDDEN VIEW ESTATES /1.036 AC/PB5 P125 |
| Legal Lot Number | 12 |
| Jurisdiction | MINERAL WV |
| Township / Civil Division | 2 |
| Census Block Group | 3 |
| Census Block | 3027 |
| Census Tract | 10500 |
96 Pender Ln is owned and occupied by two individuals.
Source: Mineral County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 96 PENDER LN, KEYSER, WV 26726-8399 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MINERAL WV |
| Property Address | 96 PENDER LN, KEYSER, WV 26726-8399 |
| Transaction Type | Mortgage |
| Record Updated | Sep 25, 2019 |
| Name | Verified Name |
|---|
| Document Number | 583/54 |
|---|---|
| Date | Jul 20, 2018 |
| Book Page | 583/54 |
| Instrument | 163944 |
| Name | STATE EMPLOYEES CU OF MD INC |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 8, 2048 |
| Rate Type | Fixed Rate |
|---|
The 2026 property tax bill for 96 Pender Ln was $1,140, up 2.9% from the year before.
Source: Mineral County assessment roll, as of November 24, 2025
| Type | Name |
|---|---|
| State | West Virginia |
| County | Mineral County |
| Unified School District | Mineral County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,140.00 (+2.89%) | $95,470 (+2.84%) Land $10,390 Building $85,080 | $159,117 (+2.86%) Land $17,317 Building $141,800 |
| 2025 | $1,108.00 | $92,830 Land $10,390 Building $82,440 | $154,700 Land $17,300 Building $137,400 |
| 2023 | $1,081.00 (-0.73%) | $90,550 (-0.79%) Land $10,390 Building $80,160 | $150,900 (-0.79%) Land $17,300 Building $133,600 |
| 2022 | $1,089.00 | $91,270 Land $10,390 Building $80,880 | $152,100 Land $17,300 Building $134,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 96 Pender Ln in Zone X, an area of minimal flood risk, though there have been 35 flood claims nearby since 1985.
Source: FEMA National Flood Hazard Layer, effective March 19, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 12 policies |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 35 (1985–2025) |
| Claims Outside the SFHA | 4 of 35 |
| Most Recent Claim | May 2025 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 96 Pender Ln is moderate, ranking above 46% of the US, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 46% of the US · above 66% of West Virginia |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable · Fiber in parts of the area | 2,000 / 250 |
May also be available: SkyPacket, T-Mobile.
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