96 Parkview Trail Dr, Flora, IL 62839 Property Records

Clay County property record for 96 Parkview Trail Dr, Flora, IL 62839

Property Summary

Property Type	Multi-Family Dwellings
Details	2.5 ba · 1,202 sqft · built 2004
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on Record
Tax Bill	$4,460 (2025)
Deeds & Mortgages	Mar 2023 Mortgage May 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`10-28-302-006`

Property Details

APN / Parcel Number

Primary APN	`10-28-302-006`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,202 sqft Living Area
Basement Area	1,202 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Multi-Family
Exterior Material	Other
Construction Type	Frame
Roof Material	Shingle
Lot Area	43,560 sqft (1 acres)
Garage Area	600 sqft
Driveway	Concrete Driveway
Driveway Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	145 sqft
Patio Area	360 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central

Location & Zoning

Street Address	96 PARKVIEW TRAIL DR
City	FLORA
State	IL
Zip	62839-3346
Property Category	Residential
Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Legal Description	PARK VIEW TRAIL SUB-DIV (OUT CORP) N 176' OF LOT 5 (1 AC)
Legal Subdivision	PARK VIEW TRAIL SUB
Legal Lot Number	5
Jurisdiction	CLAY IL
Township / Civil Division	HARTER
Census Block Group	2
Census Block	2053
Census Tract	972200

Owner

Source: Clay County records, as of October 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	96 PARKVIEW TRAIL DR, FLORA, IL 62839-3346
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 13, 2023	Deed of Trust, Mortgage · Conventional Mortgage IAA CU
May 18, 2017	Deed of Trust, Mortgage · Commercial Mortgage IAA CU
May 18, 2017	Deed of Trust, Mortgage · Commercial Mortgage IAA CU

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY IL
Property Address	96 PARKVIEW TRAIL DR, FLORA, IL 62839-3346
Transaction Type	Mortgage
Record Updated	Apr 5, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000206847
Date	Mar 13, 2023
Instrument	206847

Lender

Name	IAA CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	6%
Adjustable	Adjustable Rate Rider
Type Change Date	Apr 11, 2020
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	8%
Index	1-Year CMT
Max Rate	11%

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY IL
Property Address	96 PARKVIEW TRAIL DR, FLORA, IL 62839-3346
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	D191733
Date	May 18, 2017
Instrument	D191733

Lender

Name	IAA CU
Type	Credit Union

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2047

Interest

Rate Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Type Change Date	Jun 1, 2022
Change Frequency	Annually
Min Rate At Change	8.5%
Max Rate At Change	2.25%
Index	LIBOR

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY IL
Property Address	96 PARKVIEW TRAIL DR, FLORA, IL 62839-3346
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	D191732
Date	May 18, 2017
Instrument	D191732

Lender

Name	IAA CU
Type	Credit Union

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	240 Months
Due	May 17, 2037

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Clay County assessment roll, as of October 15, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Clay County
County Subdivision	Harter Township
Unified School District	Flora Community Unit School District 35 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,460.00 (+6.24%) Homeowner's exemption	$83,905 (+32.15%) Land $5,675 Building $78,230	$251,715 (+32.15%) Land $17,025 Building $234,690
2024	$4,198.00 (+10.79%)
2022	$3,789.00 (+0.64%) Homeowner's exemption	$63,492 Land $4,216 Building $59,276	$190,476 Land $12,648 Building $177,828
2021	$3,765.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wabash Communications Fiber	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier.

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