Kenton County property record for 96 Park Ave, Elsmere, KY 41018
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 892 sqft · built 1995 |
| Lot Size | 0.24 acres (10,433 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $212,925 (Dec 2022) |
| Tax Bill | $3,233 (2025) |
| Deeds & Mortgages | Dec 2022 Sale & Mortgage Dec 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 004-30-11-001.02 |
| Primary APN | 004-30-11-001.02 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 892 sqft Finished Area |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Bi-Level |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Concrete |
| Roof Material | Composition Shingle |
| Lot Area | 10,433 sqft (0.24 acres) |
| Garage Type | Basement |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 96 PARK AVE |
|---|---|
| City | ELSMERE |
| State | KY |
| Zip | 41018-1946 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | FAIRVIEW LOT 76 AND PORTION OF CLOSED GRACELAND ST |
| Legal Subdivision | FAIRVIEW ELSMERE |
| Legal Lot Number | 76 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | COVINGTON |
| Census Block Group | 1 |
| Census Block | 1026 |
| Census Tract | 65700 |
Source: Kenton County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 96 PARK AVE, ELSMERE, KY 41018-1946 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 13, 2022 | Warranty Deed, Transfer · Conventional Mortgage THRIVE MORTGAGE LLC |
| Dec 12, 2017 | Deed of Trust, Mortgage · Line of Credit US BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 13, 2022 · Amount on Record |
| Deed Sale | Dec 13, 2022 · Amount on Record |
| Prior Sale | Apr 4, 1995 · Amount on Record |
| Deed Document Number | 2022242 |
| Deed Book / Page | 204 / 992 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Dec 13, 2022 |
| Property Address | 96 PARK AVE, ELSMERE, KY 41018-1946 |
| Document Number | 0005900242 |
| Book / Page | 204 / 992 |
| Map Reference | PL 86 |
| Instrument Date | Dec 5, 2022 |
| Instrument | 22121305900242 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2026 |
| Title Company | SPRINGDALE TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $213.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 319 WITTER DR, CHILLICOTHE, OH 45601-8854 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 96 PARK AVE, ELSMERE, KY 41018-1946 |
| Document Number | 0005900243 |
|---|---|
| Date | Dec 13, 2022 |
| Instrument | 22121305900243 |
| Name | THRIVE MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 96 PARK AVE, ELSMERE, KY 41018-1946 |
| Document Number | 0000000190 |
| Instrument Date | Dec 12, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Apr 11, 2018 |
| Title Company | SOLIDIFI US INC |
| Name | Verified Name |
|---|---|
| Address | 96 PARK AVE ELSMERE KY 410181946, ELSMERE, KY 41018-1946 |
| Document Number | 0000000190 |
|---|---|
| Date | Jan 4, 2018 |
| Book Page | 0C6328/000011 |
| Instrument | 190 |
| Name | US BK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Kenton County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Elsmere City |
| Unified School District | Erlanger-Elsmere Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $212,900 (-) Land $25,000 Building $187,900 | $212,900 (-) Land $25,000 Building $187,900 | |
| 2025 | $3,233.00 (+1.32%) | $212,900 (-) Land $25,000 Building $187,900 | $212,900 (-) Land $25,000 Building $187,900 |
| 2023 | $3,191.00 | $212,900 Land $25,000 Building $187,900 | $212,900 Land $25,000 Building $187,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 97.3% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FLORENCE WATER & SEWER serves 29,351 people · EPA ID KY0080135 |
|---|---|
| Water Source | Purchased surface water from BOONE-FLORENCE WATER COMMISSION |
| Last State Inspection | Mar 2024 |
| Also Mapped Here | NORTHERN KENTUCKY WATER DISTRICT |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 485 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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