Passaic County and Wayne Township property record for 96 Palmer Dr, Wayne, NJ 07470
| Property Type | Single Family Home |
|---|---|
| Details | 2,336 sqft · built 1965 |
| Lot Size | 0.369 acres (16,074 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $473,000 (May 2017) |
| Tax Bill | $14,125 (2025) |
| Deeds & Mortgages | Sep 2022 Line of Credit Oct 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-02113-0000-00009 |
| Primary APN | 14-02113-0000-00009 |
|---|---|
| Alternative APNs |
|
| Building Area | 2,336 sqft Living Area |
|---|
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 1965 |
| Architectural Style | Colonial |
| Lot Area | 16,074 sqft (0.369 acres) |
| Old Parcel Number | 1400476J00001 |
|---|---|
| Street Address | 96 PALMER DR |
| City | WAYNE |
| State | NJ |
| Zip | 07470-2661 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | OXBOW RDG SEC 3-B |
| Legal Block | 2113 |
| Legal Lot Number | 9 |
| Jurisdiction | PASSAIC NJ |
| Township / Civil Division | WAYNE |
| Census Block Group | 3 |
| Census Block | 3011 |
| Census Tract | 246101 |
Source: Passaic County and Wayne Township records, as of July 8, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 96 PALMER DR, WAYNE, NJ 07470-2661 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 14, 2022 | Deed of Trust, Mortgage · Line of Credit VISIONS FCU |
| Oct 7, 2021 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Jul 28, 2025 | Deed of Trust, Mortgage · Line of Credit VISIONS FCU |
| Oct 28, 2020 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 11, 2017 · Amount on Record |
| Deed Sale | May 11, 2017 · Amount on Record |
| Deed Document Number | 201723245 |
| Deed Book / Page | 3050 / 254 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Property Address | 96 PALMER DR, WAYNE, NJ 07470-2661 |
| Transaction Type | Mortgage |
| Record Updated | Nov 3, 2025 |
| Title Company | BESPOKE TITLE AND SETTLEMENT SERVICES LLC, BESPOKE TTL & STLMT SVCS LLC |
| Name | Verified Name |
|---|---|
| Address | 96 PALMER DR, WAYNE, NJ 07470-2661 |
| Document Number | 0000044692 |
|---|---|
| Date | Sep 14, 2022 |
| Book Page | M18181/235 |
| Instrument | 2022044692 |
| Name | VISIONS FCU |
|---|---|
| Type | Credit Union |
| Address | ENDICOTT, NY 13760 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Aug 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Property Address | 96 PALMER DR, WAYNE, NJ 07470-2661 |
| Transaction Type | Mortgage |
| Record Updated | Nov 3, 2025 |
| Title Company | INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSINGS SVCS LLC |
| Name | Verified Name |
|---|
| Document Number | 0000063335 |
|---|---|
| Date | Oct 7, 2021 |
| Book Page | M17497/87 |
| Instrument | 2021063335 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Property Address | 96 PALMER DR, WAYNE, NJ 07470-2661 |
| Transaction Type | Mortgage |
| Record Updated | Nov 3, 2025 |
| Title Company | BESPOKE TITLE AND SETTLEMENT SERVICES LLC, BESPOKE TTL & STLMT SVCS LLC |
| Name | Verified Name |
|---|---|
| Address | 96 PALMER DR, WAYNE, NJ 07470-2661 |
| Document Number | 0000024707 |
|---|---|
| Date | Jul 28, 2025 |
| Book Page | M19488/188 |
| Instrument | 2025024707 |
| Name | VISIONS FCU |
|---|---|
| Type | Credit Union |
| Address | ENDICOTT, NY 13760 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Jun 25, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Property Address | 96 PALMER DR, WAYNE, NJ 07470-2661 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000055072 |
|---|---|
| Date | Oct 28, 2020 |
| Book Page | M16546/108 |
| Instrument | 2020055072 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2050 |
Source: Passaic County and Wayne Township assessment roll, as of July 8, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Passaic County |
| County Subdivision | Wayne Township |
| Unified School District | Wayne Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $235,500 (-) Land $122,100 Building $113,400 | $235,500 (-) Land $122,100 Building $113,400 | |
| 2025 | $14,125.00 (+0.88%) | $235,500 (-) Land $122,100 Building $113,400 | $235,500 (-) Land $122,100 Building $113,400 |
| 2024 | $14,002.00 (+5.16%) | ||
| 2023 | $235,500 Land $122,100 Building $113,400 | $235,500 Land $122,100 Building $113,400 | |
| 2022 | $13,315.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 3 (1987–1999) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Sep 1999 · Hurricane Floyd Major Disaster Declarations |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWNSHIP OF WAYNE serves 55,000 people · EPA ID NJ1614001 |
|---|---|
| Water Source | Purchased surface water from N.J.D.W.S.C. - WANAQUE NORTH |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 256 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| AT&T Fixed Wireless | 100 / 20 |
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