Suffolk County and Southampton Town property record for 96 Oneck Ln, Westhampton Beach, NY 11978
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,341 sqft · built 1988 |
| Lot Size | 0.33 acres (14,375 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $3,818 (2024) |
| Deeds & Mortgages | Nov 2020 Refinance Sep 2020 Loan Modification + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0905-008.00-01.00-021.000 |
| Primary APN | 0905-008.00-01.00-021.000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 1,341 sqft Living Area |
| 1st Floor Area | 1,341 sqft |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1991 |
| Architectural Style | Mobile Home |
| Exterior Material | Composition/Composite |
| Lot Area | 14,375 sqft (0.33 acres) |
| View / Lot | Below Average |
| Garage Type | Detached |
| Garage Area | 240 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
| Porch Area | 30 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Sewer | Connected |
| Water Source | Commercial |
| Street Address | 96 ONECK LN |
|---|---|
| City | WESTHAMPTON BEACH |
| State | NY |
| Zip | 11978-1924 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | LD EQ 87 +1850 |
| Legal Block | 1 |
| Legal Lot Number | 21 |
| Jurisdiction | SUFFOLK NY |
| Township / Civil Division | SOUTHAMPTON |
| Census Block Group | 3 |
| Census Block | 3010 |
| Census Tract | 190502 |
96 Oneck Ln is owned and occupied by an individual who acquired it in December 2018.
Source: Suffolk County and Southampton Town records, as of August 11, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 96 ONECK LN, WESTHAMPTON BEACH, NY 11978-1924 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 19, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance BETHPAGE FCU |
| Sep 25, 2020 | Loan Modification, Consolidation and Extension, Mortgage · Conventional Mortgage BETHPAGE FCU |
| Dec 18, 2018 | Trustee's Deed, Foreclosure |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 18, 2018 |
| Deed Sale | Dec 18, 2018 |
| Deed Book / Page | 12993 / 386 |
| Prior Transfer Date | Oct 31, 2018 |
| Prior Transfer Doc | 0129930386 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 96 ONECK LN, WESTHAMPTON BEACH, NY 11978-1924 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0231970856 |
|---|---|
| Date | Nov 19, 2020 |
| Book Page | 23197/856 |
| Instrument | DL036536 |
| Name | BETHPAGE FCU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2050 |
| Document Type | Loan Modification, Consolidation and Extension |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 96 ONECK LN, WESTHAMPTON BEACH, NY 11978-1924 |
| Document Number | 0231970857 |
| Instrument Date | Sep 25, 2020 |
| Transaction Type | Mortgage |
| Record Updated | May 17, 2021 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 96 ONECK LN WESTHAMPTON BEACH NY 119781924, WESTHAMPTON BEACH, NY 11978-1924 |
| Document Number | 0231970857 |
|---|---|
| Date | Nov 19, 2020 |
| Book Page | 023197/000857 |
| Name | BETHPAGE FCU |
|---|---|
| Type | Credit Union |
| Address | BETHPAGE, NY 11714 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 18, 2050 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3% |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Recording Date | Dec 18, 2018 |
| Property Address | 96 ONECK LN, WESTHAMPTON BEACH, NY 11978-1924 |
| Document Number | 0129930386 |
| Book / Page | 12993 / 386 |
| Instrument Date | Oct 31, 2018 |
| Transaction Type | Foreclosure |
| Record Updated | Aug 20, 2021 |
| Tax | $0.00 |
|---|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
Source: Suffolk County and Southampton Town assessment roll, as of August 11, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Suffolk County |
| County Subdivision | Southampton Town |
| Municipality | Westhampton Beach Village |
| Unified School District | Westhampton Beach Union Free School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $642,600 Land $476,800 Building $165,800 | $1,020,000 (-) Land $756,825 Building $263,175 | |
| 2024 | $3,818.00 | $1,020,000 (+10.32%) Land $756,825 Building $263,175 | |
| 2023 | $642,600 Land $476,800 Building $165,800 | $924,604 Land $686,043 Building $238,561 | |
| 2020 | $32,512.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 96 Oneck Ln in Zone X, an area of minimal flood risk, though there have been 932 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 367 individual policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 417 units insured incl. 50 condo units |
| Nearby Flood Claims | 932 (1978–2026) |
| Claims Outside the SFHA | 77 of 932 |
| Most Recent Claim | Aug 2026 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 96 Oneck Ln is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SUFFOLK COUNTY WATER AUTHORITY serves 1,100,000 people · EPA ID NY5110526 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2024 |
| Lead | 1 ppb (2025–2027) action level 15 ppb |
| Water Quality | Asbestos resolved · Jul 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 150 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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