Cranston City property record for 96 Ocean Ave, Cranston, RI 02905
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 4 ba · 2,571 sqft · built 1904 |
| Lot Size | 0.381 acres (16,592 sqft) |
| Owner | Individual Name on File |
| Last Sale | $875,000 (Oct 2020) |
| Tax Bill | $14,320 (2025) |
| Deeds & Mortgages | Apr 2022 Refinance Oct 2021 Refinance + 2 more |
| Flood Zone | Zone AE (high risk) |
| APN | CRAN M:1 L:74 U |
| Primary APN | CRAN M:1 L:74 U |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,571 sqft Living Area |
| Gross Area | 4,907 sqft |
| 1st Floor Area | 1,464 sqft |
| Attic | Attic |
| Attic Area | 962 sqft |
| Basement Area | 1,200 sqft |
| Unfinished Basement | 1,200 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1904 |
|---|---|
| Effective Year Built | Effective 1904 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 16,592 sqft (0.381 acres) |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Steam |
| Heating Fuel | Gas |
| Account Number | 20271911 |
|---|---|
| Street Address | 96 OCEAN AVE |
| City | CRANSTON |
| State | RI |
| Zip | 02905-3627 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | B1 |
| Legal Lot Number | 74 |
| Jurisdiction | CRANSTON RI |
| Township / Civil Division | CRANSTON |
| Census Block Group | 3 |
| Census Block | 3018 |
| Census Tract | 13400 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Pawtuxet Village Historic District listed 1973 · 417 contributing resources · NRIS 73000050 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
96 Ocean Ave is owned and occupied by an individual who bought it in October 2020.
Source: Cranston City records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 96 OCEAN AVE, CRANSTON, RI 02905-3627 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 19, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance CITIZENS BANK |
| Oct 8, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance CITIZENS BANK |
| Apr 7, 2021 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK |
| Oct 30, 2020 | Trustee's Deed, Transfer NOT AVAILABLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 30, 2020 · Amount on File |
| Deed Sale | Oct 30, 2020 · Amount on File |
| Prior Sale | Oct 18, 2005 · Amount on File |
| Deed Document Number | 2020140690 |
| Transfer Doc | 4996-336 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CRANSTON RI |
| Property Address | 96 OCEAN AVE, CRANSTON, RI 02905-3627 |
| Transaction Type | Mortgage |
| Record Updated | May 5, 2022 |
| Name | Verified Name |
|---|
| Document Number | 006472-201 |
|---|---|
| Date | Apr 19, 2022 |
| Book Page | 6472/201 |
| Instrument | 48680 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 301 Months |
| Due | May 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CRANSTON RI |
| Property Address | 96 OCEAN AVE, CRANSTON, RI 02905-3627 |
| Transaction Type | Mortgage |
| Record Updated | Oct 28, 2021 |
| Name | Verified Name |
|---|
| Document Number | 6354-88 |
|---|---|
| Date | Oct 8, 2021 |
| Book Page | 6354/88 |
| Instrument | 166370 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 301 Months |
| Due | Nov 1, 2046 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CRANSTON RI |
| Property Address | 96 OCEAN AVE, CRANSTON, RI 02905-3627 |
| Transaction Type | Mortgage |
| Record Updated | May 6, 2021 |
| Name | Verified Name |
|---|
| Document Number | 6216-87 |
|---|---|
| Date | Apr 7, 2021 |
| Book Page | 6216/87 |
| Instrument | 58400 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 301 Months |
| Due | May 1, 2046 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | CRANSTON RI |
| Recording Date | Oct 30, 2020 |
| Property Address | 96 OCEAN AVE, CRANSTON, RI 02905-3627 |
| Document Number | 0000140690 |
| Instrument Date | Oct 28, 2020 |
| Instrument | 140690 |
| Transaction Type | Transfer |
| Record Updated | Nov 17, 2020 |
| Title Company | NOT AVAILABLE |
| Amount | Amount on Record |
|---|---|
| Tax | $875.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 96 OCEAN AVE CRANSTON RI 029053627, CRANSTON, RI 02905-3627 |
The 2025 property tax bill for 96 Ocean Ave was $14,320.
Source: Cranston City assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| Municipality | Cranston City |
| Unified School District | Cranston School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $14,320.00 | $1,031,700 Land $511,300 Building $520,400 | $1,062,972 |
| 2023 | $13,769.00 (+2.11%) | $728,500 (-) Land $369,300 Building $359,200 | |
| 2022 | $13,485.00 | $728,500 Land $369,300 Building $359,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 96 Ocean Ave in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 13.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 25 individual policies |
| Nearby Flood Policies | 27 units insured incl. 2 condo units |
| Nearby Flood Claims | 31 (1978–2023) |
| Claims Outside the SFHA | 4 of 31 |
| Most Recent Claim | Dec 2023 · Severe Storm And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
No wildfire likelihood is modeled around 96 Ocean Ave, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no wildfire likelihood modeled here |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PROVIDENCE-CITY OF serves 333,142 people · EPA ID RI1592024 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jul 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 35 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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