96 Oak St, Meriden, CT 06450 Property Records

Meriden City property record for 96 Oak St, Meriden, CT 06450

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,478 sqft · built 1917
Lot Size	0.19 acres (8,276 sqft)
Owner	Individual Name on Record
Last Sale	$250,000 (Aug 2026)
Tax Bill	$4,490 (2025)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Jul 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0222-0122-0002-0000`

Property Details

APN / Parcel Number

Primary APN	`0222-0122-0002-0000`
Alternative APNs	`MERI M:222 B:122 L:2` `222-0122-0002-0000` `222-0122-0002-0` `015183` `143702`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	3 Stories
Building Area	1,478 sqft Living Area
Gross Area	2,998 sqft
1st Floor Area	616 sqft
Attic	Attic
Attic Area	616 sqft
Basement Area	616 sqft
Unfinished Basement	616 sqft

Exterior

Year Built	Built 1917
Effective Year Built	Effective 1917
Architectural Style	Colonial
Exterior Material	Brick
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,276 sqft (0.19 acres)
Garage Type	Carport
Carport	Carport

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	222-0122-0002-0000
Street Address	96 OAK ST
City	MERIDEN
State	CT
Zip	06450-5820
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Block	122
Legal Lot Number	2
Jurisdiction	MERIDEN CT
Township / Civil Division	MERIDEN
Census Block Group	5
Census Block	5007
Census Tract	170800

Owner

Source: Meriden City records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	96 OAK ST, MERIDEN, CT 06450-5820
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
Aug 14, 2026	Warranty Deed, Transfer · Conventional Mortgage PRIMARY RESIDENTIAL MORTGAGE
Jul 1, 2021	Deed of Trust, Mortgage · FHA Mortgage NAVY FCU
Dec 2, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage PRIMARY MORTGAGE CORP
Mar 1, 2019	Warranty Deed, Transfer NAVY FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 14, 2026 · Amount on Record
Deed Sale	Aug 14, 2026 · Amount on Record
Prior Sale	Dec 2, 2021 · Amount on Record
Deed Book / Page	5594 / 620
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MERIDEN CT
Recording Date	Aug 14, 2026
Property Address	96 OAK ST, MERIDEN, CT 06450-5820
Document Number	0000004843
Book / Page	5594 / 620
Instrument Date	Aug 13, 2026
Instrument	20264843
Transaction Type	Transfer
Record Updated	Sep 25, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	96 OAK ST, MERIDEN, CT 06450-5820

Mortgage

Date	Aug 14, 2026

Lender

Name	PRIMARY RESIDENTIAL MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Max Rate	-1%

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERIDEN CT
Property Address	96 OAK ST, MERIDEN, CT 06450-5820
Transaction Type	Mortgage
Record Updated	Jan 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	005424-721
Date	Jul 1, 2021
Book Page	5424/721
Instrument	2021005230

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MERIDEN CT
Recording Date	Dec 2, 2021
Property Address	96 OAK ST, MERIDEN, CT 06450-5820
Document Number	005444-712
Book / Page	5444 / 712
Instrument Date	Dec 1, 2021
Transaction Type	Transfer
Record Updated	Dec 16, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005444714
Date	Dec 2, 2021
Instrument	5444/714

Lender

Name	PRIMARY MORTGAGE CORP

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MERIDEN CT
Recording Date	Mar 1, 2019
Property Address	96 OAK ST, MERIDEN, CT 06450-5820
Document Number	5347-568
Book / Page	005347 / 000568
Instrument Date	Feb 1, 2019
Transaction Type	Transfer
Record Updated	Mar 27, 2019
Title Company	UNKNOWN

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$146.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	96 OAK ST MERIDEN CT 064505820, MERIDEN, CT 06450-5820

Mortgage

Document Number	5347-570
Date	Mar 1, 2019
Book Page	005347/000570

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Feb 28, 2049

Tax Assessment & Valuation

Source: Meriden City assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision / Municipality	Meriden City
Unified School District	Meriden School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,490.00	$118,440 (-) Land $37,310 Building $81,130	$169,200 Land $53,300 Building $115,900
2024	$4,490.00 (-1.56%)	$118,440 (+0.18%) Land $37,310 Building $81,130
2023	$4,561.00 (+10.17%)	$118,230 (-) Land $37,310 Building $80,920
2022	$4,140.00	$118,230 Land $37,310 Building $80,920

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MERIDEN WATER DIVISION serves 58,441 people · EPA ID CT0800011
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jan 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 403 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
GoNetspeed Fiber	2,000 / 2,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Xfinity.

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