96 N St Andrews Dr, Ormond Beach, FL 32174 Property Records

Volusia County property record for 96 N St Andrews Dr, Ormond Beach, FL 32174 · Last verified December 2025

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 4,049 sqft · built 1981
Lot Size	0.337 acres (14,700 sqft)
Owner	Individual Name on File
Last Sale	$549,900 (Mar 2021)
Tax Bill	$8,215 (2025)
Deeds & Mortgages	Mar 2021 Sale & Mortgage Aug 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`3242-10-20-0130`

Property Details

APN / Parcel Number

Primary APN	`3242-10-20-0130`
Alternative APNs	`32134210200130` `3002199.0` `3002199`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	4,049 sqft Living Area
1st Floor Area	2,301 sqft
2nd Floor Area	1,128 sqft
Upper Floors Area	1,128 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1991
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	14,700 sqft (0.337 acres)
Lot Dimensions	140 ft deep x 105 ft wide
Garage Area	645 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	735 sqft
Porch	Open Porch
Porch Area	663 sqft
Deck Area	203 sqft
Patio Area	1,517 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	3002199.0
Old Parcel Number	32134210200130
Street Address	96 N ST ANDREWS DR
City	ORMOND BEACH
State	FL
Zip	32174-3859
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 13 BLK 20 UNIT 2 TOMOKA OAKS COUNTRY CLUB ESTATES MB 31 PGS 164-168 INC PER OR 5089 PG 1446 PER OR 7010 PG 4801 PER OR
Legal Range	32E
Legal Township	13S
Legal Section	42
Legal Subdivision	TOMOKA
Legal Tract	10
Legal Block	20
Legal Lot Number	13
Legal Unit	2
Jurisdiction	VOLUSIA FL
Township / Civil Division	ORMOND BEACH
Census Block Group	3
Census Block	3006
Census Tract	80807

Owner

Source: Volusia County records · APN 3242-10-20-0130

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	96 N ST ANDREWS DR, ORMOND BEACH, FL 32174-3859
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 23, 2021	Warranty Deed, Transfer · Conventional Mortgage TRUIST BANK
Aug 03, 2018	Warranty Deed, Transfer · Conventional with PMI RONNIE WILLIAMS

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 23, 2021 · Amount on Record
Deed Sale	Mar 23, 2021 · Amount on Record
Prior Sale	Aug 03, 2018 · Amount on Record
Deed Document Number	2021-064999
Deed Book / Page	8012 / 2922
Record Updated	Jun 08, 2026

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	VOLUSIA FL
Recording Date	Mar 23, 2021
Property Address	96 N ST ANDREWS DR, ORMOND BEACH, FL 32174-3859
Document Number	0080122922
Book / Page	8012 / 2922
Map Reference	MB 31 PG 164-168
Instrument Date	Mar 22, 2021
Instrument	2021-064999
Transaction Type	Transfer
Record Updated	Jan 04, 2022
Title Company	REALTY PRO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$3,849.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	158 OPAL WAY, 158, SAINT AUGUSTINE, FL 32086-0346

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	96 N ST ANDREWS DR, ORMOND BEACH, FL 32174-3859

Mortgage

Document Number	0080122924
Date	Mar 23, 2021
Instrument	8012/2924

Lender

Name	TRUIST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2051

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	VOLUSIA FL
Recording Date	Aug 03, 2018
Property Address	96 N ST ANDREWS DR, ORMOND BEACH, FL 32174-3859
Document Number	0075793148
Book / Page	007579 / 003148
Instrument Date	Jul 26, 2018
Instrument	156216
Transaction Type	Transfer
Record Updated	Aug 20, 2018
Title Company	REALTY PRO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$3,360.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	96 N ST ANDREWS DR ORMOND BEACH FL 321743859, ORMOND BEACH, FL 32174-3859

Mortgage

Document Number	75793150
Date	Aug 03, 2018
Book Page	007579/003150
Instrument	156217

Lender

Name	RONNIE WILLIAMS
Address	1633 TAYLOR RD # B, PORT ORANGE, FL 32128-6754

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Aug 02, 2048

Tax Assessment & Valuation

Source: Volusia County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Volusia County
Municipality	Ormond Beach City
Unified School District	Volusia County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,215.00 (+15.8%) Homeowner's exemption	$504,710 (+5.99%)	$540,670 (-6.17%) Land $60,564 Building $480,106
2023	$7,094.00 (+2.92%) Homeowner's exemption	$476,200 (+3%)	$576,217 (+2.7%) Land $71,379 Building $504,838
2022	$6,893.00 Homeowner's exemption	$462,330	$561,063 Land $71,379 Building $489,684

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Volusia County (12127C), updated October 2, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121270808073, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Cost	Premium on Record median of 48 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	48 in force
Nearby Flood Claims	11 (1987–2024)
Claims Outside the SFHA	7 of 11
Most Recent Claim	Oct 2024, river or lake flooding, Hurricane Milton
Claims By Storm	Hurricane Ian, Sep 2022 · 2 claims

Wildfire

Wildfire Risk	Moderate above 69% of the US · above 50% of Florida
Wildfire Likelihood	About 1 in 298 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 178 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Wire 3 Holdings	Fiber	10,000 / 10,000
Metronet Holdings	Fiber	5,120 / 5,120
Spectrum	Cable	1,000 / 35

May also be available at this address: Verizon, Hotwire Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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