Middlesex County and Edison Township property record for 96 Monroe Ave, Edison, NJ 08820
| Property Type | Single Family Home |
|---|---|
| Details | 2,188 sqft · built 1966 |
| Lot Size | 0.248 acres (10,794 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $525,000 (Mar 2009) |
| Tax Bill | $14,473 (2025) |
| Deeds & Mortgages | Nov 2023 Mortgage Sep 2021 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-00588-0000-00062 |
| Primary APN | 05-00588-0000-00062 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,188 sqft Living Area |
| Year Built | Built 1966 |
|---|---|
| Effective Year Built | Effective 1966 |
| Construction Type | Frame |
| Lot Area | 10,794 sqft (0.248 acres) |
| Lot Dimensions | 127 ft deep x 85 ft wide |
| Parking Spaces | 2 Parking Spaces |
| Account Number | 00017249 |
|---|---|
| Street Address | 96 MONROE AVE |
| City | EDISON |
| State | NJ |
| Zip | 08820-3619 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RBB |
| Legal Description | 85X127 |
| Legal Subdivision | CALVERT |
| Legal Block | 588 |
| Legal Lot Number | 62 |
| Jurisdiction | MIDDLESEX NJ |
| Township / Civil Division | EDISON |
| Census Block Group | 4 |
| Census Block | 4000 |
| Census Tract | 1415 |
Source: Middlesex County and Edison Township records, as of June 30, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 96 MONROE AVE, EDISON, NJ 08820-3619 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 3, 2023 | Deed of Trust, Mortgage · Conventional Mortgage THIRD FSLA OF CLEVELAND |
| Sep 17, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FIRSTBANK |
| May 11, 2021 | Deed of Trust, Mortgage · Line of Credit THIRD FSLA OF CLEVELAND |
| Jan 10, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FIRSTBANK |
| Jul 10, 2018 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| Jan 25, 2017 | Deed of Trust, Mortgage · Conventional Mortgage FELLOWSHIP HM LOANS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 27, 2009 · Amount on File |
| Deed Sale | Mar 27, 2009 · Amount on File |
| Deed Document Number | 20092676 |
| Deed Book / Page | 6035 / 724 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIDDLESEX NJ |
| Property Address | 96 MONROE AVE, EDISON, NJ 08820-3619 |
| Transaction Type | Mortgage |
| Record Updated | Nov 20, 2023 |
| Title Company | TITLE365 - OMAHA, TITLE365 OMAHA |
| Name | Verified Name |
|---|---|
| Address | 96 MONROE AVE, EDISON, NJ 08820-3619 |
| Document Number | 0000065419 |
|---|---|
| Date | Nov 3, 2023 |
| Book Page | 19336/849 |
| Instrument | 2023065419 |
| Name | THIRD FSLA OF CLEVELAND |
|---|---|
| Type | Bank |
| Address | CLEVELAND, OH 44105 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.74% |
| Type Change Date | Nov 1, 2028 |
| Change Frequency | Annually |
| Min Rate At Change | 4.74% |
| Max Rate At Change | 8.74% |
| Index | 1-Year T-Bill |
| Max Rate | 12.7% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIDDLESEX NJ |
| Property Address | 96 MONROE AVE, EDISON, NJ 08820-3619 |
| Transaction Type | Mortgage |
| Record Updated | Oct 5, 2021 |
| Title Company | SIMPLE TITLE AND ESCROW, SILK TITLE & ESCROW LLC |
| Name | Verified Name |
|---|
| Document Number | 2021118196 |
|---|---|
| Date | Sep 17, 2021 |
| Book Page | 18631/812 |
| Instrument | 2021118196 |
| Name | FIRSTBANK |
|---|---|
| Type | Bank |
| Address | FRANKLIN, TN 37064 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.62% |
| Type Change Date | Sep 1, 2028 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 7.62% |
| Index | Other |
| Max Rate | 7.62% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIDDLESEX NJ |
| Property Address | 96 MONROE AVE, EDISON, NJ 08820-3619 |
| Transaction Type | Mortgage |
| Record Updated | Jun 1, 2021 |
| Title Company | TITLE 365, TITLE365 |
| Name | Verified Name |
|---|---|
| Address | 96 MONROE AVE, EDISON, NJ 08820-3619 |
| Document Number | 2021063863 |
|---|---|
| Date | May 11, 2021 |
| Book Page | 18438/594 |
| Instrument | 2021063863 |
| Name | THIRD FSLA OF CLEVELAND |
|---|---|
| Type | Bank |
| Address | CLEVELAND, OH 44105 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Apr 24, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIDDLESEX NJ |
| Property Address | 96 MONROE AVE, EDISON, NJ 08820-3619 |
| Document Number | 0000013631 |
| Instrument Date | Jan 10, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 27, 2020 |
| Title Company | SOLIDIFI TITLE AND CLOSING, SOLIDIFI TITLE & CLOSING L |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 96 MONROE AVE EDISON NJ 088203619, EDISON, NJ 08820-3619 |
| Document Number | 0000013631 |
|---|---|
| Date | Feb 10, 2020 |
| Book Page | 017779/000954 |
| Instrument | 13631 |
| Name | FIRSTBANK |
|---|---|
| Type | Bank |
| Address | FRANKLIN, TN 37067 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 9, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIDDLESEX NJ |
| Property Address | 96 MONROE AVE, EDISON, NJ 08820-3619 |
| Document Number | 0000064291 |
| Instrument Date | Jul 10, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Aug 7, 2018 |
| Title Company | AMERICAN TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 96 MONROE AVE EDISON NJ 088203619, EDISON, NJ 08820-3619 |
| Document Number | 0000064291 |
|---|---|
| Date | Jul 23, 2018 |
| Book Page | 017244/000784 |
| Instrument | 64291 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 22, 2048 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIDDLESEX NJ |
| Property Address | 96 MONROE AVE, EDISON, NJ 08820-3619 |
| Document Number | 0000004476 |
| Book / Page | 016667 / 000339 |
| Instrument Date | Jan 25, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Mar 21, 2017 |
| Title Company | QUICK CLOSE SERVICES INC, QUICK CLOSE SVCS INC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 96 MONROE AVE EDISON NJ 088203619, EDISON, NJ 08820-3619 |
| Document Number | 0000004476 |
|---|---|
| Date | Feb 8, 2017 |
| Book Page | 016667/000339 |
| Instrument | 4476 |
| Name | FELLOWSHIP HM LOANS |
|---|---|
| Address | JERICHO, NY 11753 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 7, 2047 |
Source: Middlesex County and Edison Township assessment roll, as of June 30, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Middlesex County |
| County Subdivision | Edison Township |
| Unified School District | Edison Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $243,200 (-) Land $110,300 Building $132,900 | $243,200 (-) Land $110,300 Building $132,900 | |
| 2025 | $14,473.00 (-0.03%) | $243,200 (-) Land $110,300 Building $132,900 | $243,200 (-) Land $110,300 Building $132,900 |
| 2024 | $14,478.00 (+4.35%) | ||
| 2023 | $243,200 Land $110,300 Building $132,900 | $243,200 Land $110,300 Building $132,900 | |
| 2022 | $13,874.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 4 (1999–2011) |
| Claims Outside the SFHA | 4 of 4 |
| Most Recent Claim | Aug 2011 · Hurricane Irene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 83% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MIDDLESEX WATER COMPANY private · serves 233,376 people · EPA ID NJ1225001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2019 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 144 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Xfinity Fiber | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
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