Ocean County and Ocean Township property record for 96 Michigan Ave, Waretown, NJ 08758
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,678 sqft · built 2004 |
| Lot Size | 0.11 acres (4,800 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $355,000 (Jan 2022) |
| Tax Bill | $5,708 (2025) |
| Deeds & Mortgages | Mar 2024 Mortgage Aug 2023 Mortgage + 2 more |
| Flood Zone | Zone AE (high risk) |
| APN | 21-00185-0000-00007 |
| Primary APN | 21-00185-0000-00007 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 1,678 sqft Living Area |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | Colonial |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asbestos |
| Lot Area | 4,800 sqft (0.11 acres) |
| Lot Dimensions | 80 ft deep x 60 ft wide |
| Porch | Open Porch |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Street Address | 96 MICHIGAN AVE |
|---|---|
| City | WARETOWN |
| State | NJ |
| Zip | 08758-2347 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-BH |
| Legal Description | 60X80 |
| Legal Subdivision | BAY HAVEN |
| Legal Block | 185 |
| Legal Lot Number | 7 |
| Jurisdiction | OCEAN NJ |
| Township / Civil Division | OCEAN |
| Census Block Group | 2 |
| Census Block | 2033 |
| Census Tract | 733001 |
Source: Ocean County and Ocean Township records, as of July 7, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 96 MICHIGAN AVE, WARETOWN, NJ 08758-2347 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 11, 2024 | Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Aug 11, 2023 | Deed of Trust, Mortgage · FHA Mortgage CENLAR FSB |
| Jan 26, 2022 | Deed, Transfer · FHA Mortgage FAMILY FIRST FUNDING LLC |
| Dec 20, 2017 | Deed, Transfer · Conventional Mortgage ASSURED MORTGAGE BANKERS CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 26, 2022 · Amount on Record |
| Deed Sale | Jan 26, 2022 · Amount on Record |
| Prior Sale | Dec 20, 2017 · Amount on Record |
| Deed Document Number | 202211037 |
| Deed Book / Page | 18883 / 243 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OCEAN NJ |
| Property Address | 96 MICHIGAN AVE, WARETOWN, NJ 08758-2347 |
| Transaction Type | Mortgage |
| Record Updated | Mar 20, 2024 |
| Name | Verified Name |
|---|---|
| Address | 96 MICHIGAN AVE, WARETOWN, NJ 08758-2347 |
| Document Number | 0196270609 |
|---|---|
| Date | Mar 11, 2024 |
| Book Page | 19627/609 |
| Instrument | 2024017833 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Mar 1, 2064 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OCEAN NJ |
| Property Address | 96 MICHIGAN AVE, WARETOWN, NJ 08758-2347 |
| Transaction Type | Mortgage |
| Record Updated | Aug 24, 2023 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO |
| Name | Verified Name |
|---|---|
| Address | 96 MICHIGAN AVE, WARETOWN, NJ 08758-2347 |
| Document Number | 0194571228 |
|---|---|
| Date | Aug 11, 2023 |
| Book Page | 19457/1228 |
| Instrument | 2023060904 |
| Name | CENLAR FSB |
|---|---|
| Type | Bank |
| Address | TRENTON, NJ 08618 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 342 Months |
| Due | Feb 1, 2052 |
| Document Type | Deed |
|---|---|
| Jurisdiction | OCEAN NJ |
| Recording Date | Jan 26, 2022 |
| Property Address | 96 MICHIGAN AVE, WARETOWN, NJ 08758-2347 |
| Document Number | 0188830243 |
| Book / Page | 18883 / 243 |
| Instrument Date | Jan 18, 2022 |
| Instrument | 2022011037 |
| Transaction Type | Transfer |
| Record Updated | Feb 15, 2022 |
| Title Company | COASTLINE TITLE AGENCY INC, COASTLINE TITLE AT SHORE INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,783.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 240 WESTRAY AVE, 240, ISLAND HEIGHTS, NJ 08732-7760 |
| Name | Verified Name |
|---|---|
| Address | 96 MICHIGAN AVE, WARETOWN, NJ 08758-2347 |
| Document Number | 2022011038 |
|---|---|
| Date | Jan 26, 2022 |
| Instrument | 2022011038 |
| Name | FAMILY FIRST FUNDING LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2052 |
| Document Type | Deed |
|---|---|
| Jurisdiction | OCEAN NJ |
| Recording Date | Dec 20, 2017 |
| Property Address | 96 MICHIGAN AVE, WARETOWN, NJ 08758-2347 |
| Document Number | 0169740655 |
| Book / Page | 16974 / 655 |
| Map Reference | MAP A 279 |
| Instrument Date | Dec 15, 2017 |
| Instrument | 2017133059 |
| Transaction Type | Transfer |
| Record Updated | Nov 3, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,387.40 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5721 WILDFLOWER CIR, 5721, STROUDSBURG, PA 18360-7522 |
| Name | Verified Name |
|---|---|
| Address | 96 MICHIGAN AVE, WARETOWN, NJ 08758-2347 |
| Document Number | 0169740660 |
|---|---|
| Date | Dec 20, 2017 |
| Book Page | 16974/660 |
| Instrument | 2017133060 |
| Name | ASSURED MORTGAGE BANKERS CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 372 Months |
| Due | Jan 1, 2048 |
| Rate Type | Fixed Rate |
|---|
Source: Ocean County and Ocean Township assessment roll, as of July 7, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Ocean County |
| County Subdivision | Ocean Township |
| Unified School District | Ocean Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $361,700 (-) Land $101,600 Building $260,100 | $361,700 (-) Land $101,600 Building $260,100 | |
| 2025 | $5,708.00 (+4.58%) | $361,700 (+64.26%) Land $101,600 Building $260,100 | $361,700 (+64.26%) Land $101,600 Building $260,100 |
| 2024 | $5,458.00 (+14.09%) | ||
| 2023 | $220,200 Land $73,500 Building $146,700 | $220,200 Land $73,500 Building $146,700 | |
| 2022 | $4,784.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 6.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 120 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 171 units insured incl. 51 condo units |
| Nearby Flood Claims | 39 (1992–2025) |
| Most Recent Claim | Oct 2025 · tidal / storm surge |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OCEAN TWP DEPT OF UTILITIES serves 15,419 people · EPA ID NJ1520001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 358 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures