Albany County and Colonie Town property record for 96 McNutt Ave, Albany, NY 12205
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,387 sqft · built 1958 |
| Lot Size | 0.17 acres (7,405 sqft) |
| Owner | Individual Name on File |
| Last Sale | $270,000 (Feb 2021) |
| Tax Bill | $5,510 (2026) |
| Deeds & Mortgages | Jun 2023 Mortgage Feb 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 012689 42.19-4-35 |
| Primary APN | 012689 42.19-4-35 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,387 sqft Living Area |
| 1st Floor Area | 925 sqft |
| Upper Floors Area | 462 sqft |
| Game Room | Game Room |
| Year Built | Built 1958 |
|---|---|
| Effective Year Built | Effective 1958 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 7,405 sqft (0.17 acres) |
| Garage Type | Detached |
| Garage Area | 280 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 192 sqft |
| Canopy | 152 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 04201900040350000000 |
|---|---|
| Street Address | 96 MCNUTT AVE |
| City | ALBANY |
| State | NY |
| Zip | 12205-2941 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 04 - FARM |
| Legal Description | LOT 30 N-20 E-98 S-36-36 |
| Legal Block | 4 |
| Legal Lot Number | 35.000 |
| Jurisdiction | ALBANY NY |
| Township / Civil Division | COLONIE |
| Census Block Group | 3 |
| Census Block | 3008 |
| Census Tract | 14001 |
96 McNutt Ave is owned and occupied by an individual who bought it in February 2021.
Source: Albany County and Colonie Town records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 96 MCNUTT AVE, ALBANY, NY 12205-2941 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 5, 2023 | Deed of Trust, Mortgage · Conventional Mortgage HOMESTEAD FUNDING CORP |
| Feb 23, 2021 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Nov 12, 2020 | Warranty Deed, Transfer OTHER |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 23, 2021 · Amount on File |
| Deed Sale | Feb 23, 2021 · Amount on File |
| Deed Document Number | 20215621 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBANY NY |
| Property Address | 96 MCNUTT AVE, ALBANY, NY 12205-2941 |
| Transaction Type | Mortgage |
| Record Updated | Mar 17, 2026 |
| Title Company | MARATHON TITLE AGENCY INC, MARATHON TITLE AGENCY |
| Name | Verified Name |
|---|---|
| Address | 1006 ARROWHEAD DR S, SCHENECTADY, NY 12302-3521 |
| Document Number | 0000000928 |
|---|---|
| Date | Jun 5, 2023 |
| Instrument | R2023-9928 |
| Name | HOMESTEAD FUNDING CORP |
|---|---|
| Type | Mortgage Company |
| Address | ALBANY, NY 12205 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.5% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Jun 1, 2033 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3% |
| Max Rate At Change | 10.5% |
| Index | SOFR Average 30-Day |
| Margin | 3 |
| Max Rate | 10.5% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ALBANY NY |
| Recording Date | Feb 23, 2021 |
| Property Address | 96 MCNUTT AVE, ALBANY, NY 12205-2941 |
| Document Number | 0000005621 |
| Instrument Date | Feb 12, 2021 |
| Instrument | R2021-05621 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Mar 17, 2026 |
| Title Company | ELITE TITLE & ABSTRACT |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,080.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3 WHIP CIR, ALBANY, NY 12205-3916 |
| Name | Verified Name |
|---|---|
| Address | 10 PHEASANT RUN, WATERFORD, NY 12188-1040 |
| Document Number | 0000005622 |
|---|---|
| Date | Feb 23, 2021 |
| Instrument | R2021-05622 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ALBANY NY |
| Recording Date | Nov 12, 2020 |
| Property Address | 96 MCNUTT AVE, ALBANY, NY 12205-2941 |
| Document Number | 0000026248 |
| Instrument Date | Oct 28, 2020 |
| Instrument | 26248 |
| Transaction Type | Transfer |
| Record Updated | Dec 30, 2020 |
| Title Company | OTHER |
| Amount | Amount on Record |
|---|---|
| Tax | $580.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 3 WHIP CIR ALBANY NY 122053916, ALBANY, NY 12205-3916 |
The 2026 property tax bill for 96 McNutt Ave was $5,510, down 3.5% from the year before.
Source: Albany County and Colonie Town assessment roll, as of March 17, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Albany County |
| County Subdivision | Colonie Town |
| Unified School District | South Colonie Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,510.00 (-3.47%) | ||
| 2025 | $5,708.00 | $121,500 Land $30,400 Building $91,100 | $278,000 Land $69,557 Building $208,443 |
| 2023 | $121,500 (-) Land $30,400 Building $91,100 | $238,200 (+9.3%) Land $59,599 Building $178,601 | |
| 2022 | $121,500 Land $30,400 Building $91,100 | $217,937 Land $54,529 Building $163,408 | |
| 2021 | $4,862.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 96 McNutt Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 6, 2019
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 96 McNutt Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LATHAM WATER DISTRICT serves 85,590 people · EPA ID NY0100198 |
|---|---|
| Water Source | Surface water |
| Lead | 2 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 445 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
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