Middlesex County and Lowell City property record for 96 Marginal St, Lowell, MA 01851
| Property Type | Apartments (5+ Units) |
|---|---|
| Details | 9 bd · 6 ba · 8,412 sqft · built 1900 |
| Lot Size | 0.15 acres (6,534 sqft) |
| Owner | Company Name on File |
| Last Sale | $669,000 (Sep 2017) |
| Tax Bill | $13,833 (2026) |
| Deeds & Mortgages | Jan 2019 Refinance Apr 2018 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | M10360 |
| Primary APN | M10360 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 9 Beds |
|---|---|
| Full Baths | 6 Baths |
| Units | 6 Units |
| Stories | 3 Stories |
| Building Area | 8,412 sqft Living Area |
| Gross Area | 11,511 sqft |
| 1st Floor Area | 2,804 sqft |
| Basement Area | 2,804 sqft |
| Unfinished Basement | 2,804 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Exterior Material | Wood Siding |
| Roof Type | Mansard |
| Roof Material | Wood Shingle |
| Lot Area | 6,534 sqft (0.15 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | M10360 |
|---|---|
| Street Address | 96 MARGINAL ST |
| City | LOWELL |
| State | MA |
| Zip | 01851-1225 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Apartments (5+ Units) |
| Local Zoning Code | TTF |
| Legal Block | 3885 |
| Legal Lot Number | 96 |
| Jurisdiction | LOWELL MA |
| Township / Civil Division | LOWELL |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 311300 |
96 Marginal St, a residential property, is owned by a company that bought it in September 2017.
Source: Middlesex County and Lowell City records, as of October 20, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | PO BOX 1955, ANDOVER, MA 01810-0033 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 8, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance EQUITY TRUST COMPANY |
| Apr 1, 2018 | Deed of Trust, Mortgage · Conventional Mortgage MEI ZHOU |
| Sep 29, 2017 | Quit Claim Deed, Transfer · Commercial Mortgage THE WASHINGTON SAVINGS BANK FSB |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 29, 2017 · Amount on File |
| Deed Sale | Sep 29, 2017 · Amount on File |
| Prior Sale | Jul 19, 2013 |
| Deed Book / Page | 31514 / 67 |
| Transfer Doc | 0031514-67 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOWELL MA |
| Property Address | 96 MARGINAL ST, LOWELL, MA 01851-1225 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 32695-213 |
|---|---|
| Date | Jan 8, 2019 |
| Book Page | 32695/213 |
| Instrument | 1011 |
| Name | EQUITY TRUST COMPANY |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 49 Months |
| Due | Feb 1, 2023 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOWELL MA |
| Property Address | 96 MARGINAL ST, LOWELL, MA 01851-1225 |
| Document Number | 32028-25 |
| Instrument Date | Apr 1, 2018 |
| Transaction Type | Mortgage |
| Record Updated | May 18, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 96 MARGINAL ST LOWELL MA 018511225, LOWELL, MA 01851-1225 |
| Document Number | 32028-25 |
|---|---|
| Date | Apr 26, 2018 |
| Book Page | 032028/000025 |
| Instrument | 16475 |
| Name | MEI ZHOU |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Apr 25, 2019 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LOWELL MA |
| Recording Date | Sep 29, 2017 |
| Property Address | 96 MARGINAL ST, LOWELL, MA 01851-1225 |
| Document Number | 31514-67 |
| Book / Page | 31514 / 67 |
| Instrument | 43565 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $69.26 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 96 MARGINAL ST, LOWELL, MA 01851-1225 |
| Document Number | 315140074 |
|---|---|
| Date | Sep 29, 2017 |
| Instrument | 31514/0074 |
| Name | THE WASHINGTON SAVINGS BANK FSB |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
The 2026 property tax bill for 96 Marginal St was $13,833, up 14.8% from the year before.
Source: Middlesex County and Lowell City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| Municipality | Lowell City |
| Unified School District | Lowell School District (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $13,833.00 (+14.79%) | $1,218,800 (+16.11%) Land $180,600 Building $1,038,200 |
| 2025 | $12,051.00 (+0.51%) | $1,049,700 (+4.27%) Land $168,800 Building $880,900 |
| 2024 | $11,990.00 (-2.08%) | $1,006,700 (+2.11%) Land $159,200 Building $847,500 |
| 2023 | $12,245.00 | $985,900 Land $138,400 Building $847,500 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 96 Marginal St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (1979–1991) |
| Most Recent Claim | Aug 1991 · Hurricane Bob |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 96 Marginal St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOWELL REGIONAL WATER UTILITY serves 120,418 people · EPA ID MA3160000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2017 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 240 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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