Franklin County property record for 96 Loving Cir, Penhook, VA 24137
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 6 ba · 4,729 sqft · built 2014 |
| Lot Size | 0.532 acres (23,174 sqft) |
| Owner | 2 Company Names on Record |
| Tax Bill | $12,980 (2025) |
| Deeds & Mortgages | Jan 2026 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 051 06-100 00 |
| Primary APN | 051 06-100 00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 6 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 22 Rooms |
| Stories | 1 Story |
| Building Area | 4,729 sqft Living Area |
| 1st Floor Area | 4,727 sqft |
| Attic | Attic |
| Attic Area | 478 sqft |
| Basement Area | 4,446 sqft |
| Finished Basement | 2,634 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2014 |
|---|---|
| Effective Year Built | Effective 2019 |
| Exterior Material | Wood |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 23,174 sqft (0.532 acres) |
| Terrain | Rolling |
| View / Lot | Waterfront |
| Garage Area | 956 sqft |
| Driveway | Concrete Driveway |
| Parking Spaces | 4 Parking Spaces |
| Pool Type | In-Ground Pool |
|---|---|
| Porch | Porch |
| Porch Area | 1,695 sqft |
| Deck Area | 48 sqft |
| Boat Access | Boat Access |
| Boat House | 432 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Commercial |
| Account Number | 16057 |
|---|---|
| Street Address | 96 LOVING CIR |
| City | PENHOOK |
| State | VA |
| Zip | 24137-5208 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RPD |
| Legal Description | WATERS EDGE LOT 185 SECTION 3 |
| Legal Subdivision | WATERS EDG |
| Legal Lot Number | 185 |
| Jurisdiction | FRANKLIN VA |
| Township / Civil Division | UNION HALL |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 20102 |
Source: Franklin County records, as of June 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 3306 KINGSBURY CIR, ROANOKE, VA 24014-1398 |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Jan 8, 2026 |
| Transfer Doc | 0012400796 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | FRANKLIN VA |
| Recording Date | Jan 28, 2026 |
| Property Address | 96 LOVING CIR, PENHOOK, VA 24137-5208 |
| Document Number | 0012400796 |
| Book / Page | 1240 / 796 |
| Map Reference | MB 416 PG 1517 |
| Instrument Date | Jan 8, 2026 |
| Instrument | 260000581 |
| Transaction Type | Transfer |
| Record Updated | Mar 4, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 3306 KINGSBURY CIR, ROANOKE, VA 24014-1398 |
Source: Franklin County assessment roll, as of June 19, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Franklin County |
| Unified School District | Franklin County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $12,980.00 (+34.01%) | $3,018,800 (+89.28%) Land $320,000 Building $2,698,800 | $3,018,800 (+89.28%) Land $320,000 Building $2,698,800 |
| 2023 | $9,686.00 | $1,594,900 (+0.44%) Land $275,000 Building $1,319,900 | $1,594,900 (+0.44%) Land $275,000 Building $1,319,900 |
| 2022 | $1,587,900 Land $275,000 Building $1,312,900 | $1,587,900 Land $275,000 Building $1,312,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 6, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 96% of Virginia |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF ROCKY MOUNT serves 6,000 people · EPA ID VA5067840 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Also Mapped Here | WESTERN VIRGINIA WATER AUTHORITY |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 69 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Glo Fiber Cable | 1,000 / 50 |
May also be available: SMLW Broadband.
4G LTE only, no 5G reported
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