96 Locust St, Berkley, MA 02779 Property Records

Bristol County and Berkley Town property record for 96 Locust St, Berkley, MA 02779

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,764 sqft · built 2002
Lot Size	1.51 acres (65,776 sqft)
Owner	Individual Name on File
Last Sale	$70,645 (Jun 1999)
Tax Bill	$6,944 (2026)
Deeds & Mortgages	Feb 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`BERK M:012.0 B:0035 L:0006.0`

Property Details

APN / Parcel Number

Primary APN	`BERK M:012.0 B:0035 L:0006.0`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,764 sqft Living Area
Gross Area	2,772 sqft
1st Floor Area	1,008 sqft
Basement Area	1,008 sqft
Unfinished Basement	208 sqft

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Construction Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	65,776 sqft (1.51 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	96 LOCUST ST
City	BERKLEY
State	MA
Zip	02779-1506
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Block	35
Legal Lot Number	6.0
Jurisdiction	BERKLEY MA
Township / Civil Division	BERKLEY
Census Block Group	2
Census Block	2032
Census Tract	616100

Owner

96 Locust St is owned and occupied by an individual who bought it in June 1999.

Source: Bristol County and Berkley Town records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	96 LOCUST ST, BERKLEY, MA 02779-1506
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 18, 1999 · Amount on File
Deed Sale	Jun 18, 1999 · Amount on File
Deed Book / Page	8328 / 297
Record Updated	Oct 29, 2026

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKLEY MA
Property Address	96 LOCUST ST, BERKLEY, MA 02779-1506
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	25703-266
Date	Feb 4, 2020
Book Page	25703/266
Instrument	4345

Lender

Name	HARBORONE BANK

Agreement

Type	Balloon Mortgage
Amount	Amount on Record
Term	301 Months
Due	Mar 1, 2045

Tax Assessment & Valuation

The 2026 property tax bill for 96 Locust St was $6,944, up 10,75% from the year before.

Source: Bristol County and Berkley Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Bristol County
County Subdivision	Berkley Town
Secondary School District	Somerset-Berkley School District (09 - 12)
Elementary School District	Berkley School District (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,944.00 (+10,75%)	$562,300 (+3.92%) Land $158,900 Building $403,400	$627,226 (-12.35%)
2025	$64.00 (-98.98%)	$541,100 (+7.34%) Land $158,900 Building $382,200	$715,635
2024	$6,276.00 (+4.72%)	$504,100 (+11.21%) Land $136,800 Building $367,300
2023	$5,993.00	$453,300 Land $136,800 Building $316,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 96 Locust St in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1991.

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	4 (1991–2010)
Most Recent Claim	Mar 2010 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Mar 2010 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 96 Locust St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber	980 / 880
T-Mobile Fixed Wireless	100 / 20