96 Lakeshore Dr, Douglas, MI 49406 Property Records

Allegan County property record for 96 Lakeshore Dr, Douglas, MI 49406

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 1,861 sqft · built 1900
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,625,000 (Oct 2021)
Tax Bill	$37,030 (2025)
Deeds & Mortgages	Oct 2021 Sale & Mortgage Oct 2017 Transfer
Flood Zone	Zone X (minimal risk)
APN	`59-710-012-00`

Property Details

APN / Parcel Number

Primary APN	`59-710-012-00`
Alternative APN	`03-59-710-012-00`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,861 sqft Living Area
1st Floor Area	1,091 sqft
Basement Area	281 sqft
Unfinished Basement	281 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Wood
Foundation Type	No Foundation
Lot Area	10,019 sqft (0.23 acres)
Lot Dimensions	200 ft deep x 50 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	96 LAKESHORE DR
City	DOUGLAS
State	MI
Zip	49406-5184
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2 RESIDE
Legal Description	PT OF LOT 9 COM AT SE COR LOT 9 TH W'LY & PPL WITH N'LY LIN SD LOT 50 FT TH S'LY & PPL WITH E'LY LIN SD LOT 10.5 FT TH W'LY & PPL WITH NLY LIN SD LOT 25 FT TH S'LY & PPL WITH E'LY LIN OF SD LOT 5 FT TH W'LY & PPL WITH N'LY LIN OF SD LOT TO LK MICH TH
Legal Range	16W
Legal Township	03N
Legal Section	17
Legal Subdivision	TH NELY TO POB TRUMBULLS SECOND ADD
Jurisdiction	ALLEGAN MI
Township / Civil Division	DOUGLAS
Census Block Group	1
Census Block	1016
Census Tract	30801

Owner

Source: Allegan County records, as of September 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3039 SETTLERS PKWY, ELGIN, IL 60124-8936
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 12, 2021	Warranty Deed, Transfer · Conventional Mortgage EVERETT FINANCIAL INC
Oct 3, 2017	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 12, 2021 · Amount on Record
Deed Sale	Oct 12, 2021 · Amount on Record
Prior Sale	Sep 29, 2000
Deed Book / Page	4681 / 976
Prior Transfer Date	Sep 7, 2017
Prior Transfer Doc	4182/578
Record Updated	Oct 29, 2026

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEGAN MI
Recording Date	Oct 12, 2021
Property Address	96 LAKESHORE DR, DOUGLAS, MI 49406-5184
Document Number	004681/976
Book / Page	4681 / 976
Instrument Date	Oct 6, 2021
Transaction Type	Transfer
Record Updated	May 3, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$13,975.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 1005, DOUGLAS, MI 49406-1005

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3039 SETTLERS PKWY, ELGIN, IL 60124-8936

Mortgage

Document Number	0004681979
Date	Oct 12, 2021
Instrument	4681/979

Lender

Name	EVERETT FINANCIAL INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

October 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ALLEGAN MI
Recording Date	Oct 3, 2017
Property Address	96 LAKESHORE DR, DOUGLAS, MI 49406-5184
Document Number	4182/578
Book / Page	4182 / 578
Instrument Date	Sep 7, 2017
Instrument	4182-578
Transaction Type	Transfer
Record Updated	Jun 6, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	96 LAKESHORE DR, DOUGLAS, MI 49406-5184

Tax Assessment & Valuation

Source: Allegan County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Allegan County
Municipality	Douglas City
Unified School District	Saugatuck Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$772,100 (+5.85%) Land $275,000 Building $497,100	$1,544,200 (+5.85%) Land $550,000 Building $994,200
2025	$37,030.00 (+4.07%) Homeowner's exemption	$729,400 (+29.53%) Land $250,000 Building $479,400	$1,458,800 (+29.53%) Land $500,000 Building $958,800
2024	$35,581.00 (+133.1%)
2023		$563,100 Land $250,000 Building $313,100	$1,126,200 Land $500,000 Building $626,200
2020	$15,264.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 individual policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	73 units insured incl. 62 condo units
Nearby Flood Claims	2 (2019–2020)
Most Recent Claim	Apr 2020 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 83% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KALAMAZOO LAKE SEWER & WATER AUTHORITY serves 5,000 people · EPA ID MI0003525
Water Source	Groundwater
Last State Inspection	Jun 2021
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	No certified operator Jul 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 189 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Frontier, T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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