96 Hardwick Rd, Gilbertville, MA 01031 Property Records

Worcester County and Hardwick Town property record for 96 Hardwick Rd, Gilbertville, MA 01031

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,248 sqft · built 1957
Lot Size	0.785 acres (34,195 sqft)
Owner	2 Individual Names on Record
Last Sale	$95,000 (Nov 2017)
Tax Bill	$2,470 (2026)
Deeds & Mortgages	Sep 2021 Mortgage Nov 2017 Sale & Mortgage
APN	`500-00050`

Property Details

APN / Parcel Number

Primary APN	`500-00050`
Alternative APNs	`HARD M:0500 B:0000 L:0005-0` `M:0500 B:0000 L:0005=0`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,248 sqft Living Area
Gross Area	2,238 sqft
1st Floor Area	1,248 sqft
Basement Area	960 sqft
Unfinished Basement	960 sqft

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	34,195 sqft (0.785 acres)
Garage Type	Basement
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	500-00050
Street Address	96 HARDWICK RD
City	GILBERTVILLE
State	MA
Zip	01031-9808
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	GV
Legal Lot Number	5-0
Jurisdiction	HARDWICK MA
Township / Civil Division	HARDWICK
Census Block Group	2
Census Block	2004
Census Tract	723100

Owner

Source: Worcester County and Hardwick Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	96 HARDWICK RD, GILBERTVILLE, MA 01031-9808
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 7, 2021	Deed of Trust, Mortgage · FHA Mortgage OCEANSIDE MORTGAGE CO
Nov 15, 2017	Warranty Deed, Transfer · FHA Mortgage ROSS MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 15, 2017 · Amount on Record
Deed Sale	Nov 15, 2017 · Amount on Record
Deed Document Number	2017128048
Deed Book / Page	58045 / 138
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARDWICK MA
Property Address	96 HARDWICK RD, GILBERTVILLE, MA 01031-9808
Transaction Type	Mortgage
Record Updated	Sep 24, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	65996-157
Date	Sep 7, 2021
Book Page	65996/157
Instrument	124973

Lender

Name	OCEANSIDE MORTGAGE CO
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	265 Months
Due	Oct 1, 2043

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARDWICK MA
Recording Date	Nov 15, 2017
Property Address	96 HARDWICK RD, GILBERTVILLE, MA 01031-9808
Document Number	58045-138
Book / Page	58045 / 138
Instrument	128048
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$19.31
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	96 HARDWICK RD, GILBERTVILLE, MA 01031-9808
Investor	Possibly a Property Investor

Mortgage

Document Number	580450142
Date	Nov 15, 2017
Instrument	58045/0142

Lender

Name	ROSS MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 15, 2047

Tax Assessment & Valuation

Source: Worcester County and Hardwick Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Hardwick Town
Unified School District	Quabbin School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,470.00 (+9%)	$193,900 (+12.54%) Land $29,000 Building $164,400	$253,608 (+38.82%)
2025	$2,266.00 (+4.23%)	$172,300 (-) Land $29,000 Building $143,300	$182,685 (-5.55%)
2024	$2,174.00 (+2.89%)	$172,300 (+8.43%) Land $29,000 Building $143,300	$193,420
2023	$2,113.00	$158,900 Land $27,800 Building $131,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025

FEMA Flood Zone	Not included in the FIRM
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GILBERTVILLE WATER DISTRICT serves 1,089 people · EPA ID MA1124001
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 91 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Verizon.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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