Walton County property record for 96 Gum St, Freeport, FL 32439
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,000 sqft · built 1981 |
| Lot Size | 1.53 acres (66,647 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $739 (2025) |
| Deeds & Mortgages | Oct 2025 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 28-1S-21-41010-010-0010 |
| Primary APN | 28-1S-21-41010-010-0010 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,000 sqft Living Area |
| Gross Area | 1,300 sqft |
| 1st Floor Area | 1,000 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 1988 |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 66,647 sqft (1.53 acres) |
| Lot Dimensions | 150 ft deep x 107 ft wide |
| Garage Type | Attached |
| Garage Area | 300 sqft |
| Deck Area | Deck Area |
| Patio Area | 28 sqft |
| Gazebo | Gazebo |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 96 GUM ST |
|---|---|
| City | FREEPORT |
| State | FL |
| Zip | 32439-6708 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 1 BLK 10 CHEROKEE S/D ALSO: LOT 17 BLK 10 CHEROKEE S/D OR 56-108 OR 977-16 OR 1926-315 OR 1926-316 |
| Legal Range | 021 |
| Legal Township | 01S |
| Legal Section | 28 |
| Legal Subdivision | CHEROKEE |
| Legal Block | 10 |
| Legal Lot Number | 1,17 |
| Jurisdiction | WALTON FL |
| Township / Civil Division | FREEPORT |
| Census Block Group | 1 |
| Census Block | 1029 |
| Census Tract | 950306 |
96 Gum St is owned and occupied by two individuals who acquired it in October 2025.
Source: Walton County records, as of December 3, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 96 GUM ST, FREEPORT, FL 32439-6708 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Oct 14, 2025 |
| Transfer Doc | 0033742321 |
| Record Updated | Jun 8, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | WALTON FL |
| Recording Date | Oct 16, 2025 |
| Property Address | 96 GUM ST, FREEPORT, FL 32439-6708 |
| Document Number | 0033742321 |
| Book / Page | 3374 / 2321 |
| Instrument Date | Oct 14, 2025 |
| Instrument | 20250037772 |
| Transaction Type | Transfer |
| Record Updated | Oct 30, 2025 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 96 GUM ST, FREEPORT, FL 32439-6708 |
The 2025 property tax bill for 96 Gum St was $739, up 2.5% from the year before.
Source: Walton County assessment roll, as of December 3, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Walton County |
| Unified School District | Walton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $739.00 (+2.5%) | $123,062 (-49.72%) | $243,177 (-0.65%) Land $145,000 Building $98,177 |
| 2024 | $721.00 (+4.64%) Homeowner's exemption | $244,759 (-0.52%) Land $145,312 Building $99,447 | $244,759 (-0.52%) Land $145,312 Building $99,447 |
| 2023 | $689.00 (-3.64%) Homeowner's exemption | $246,030 (+35.44%) Land $145,312 Building $100,718 | $246,030 (+35.44%) Land $145,312 Building $100,718 |
| 2022 | $715.00 Homeowner's exemption | $181,654 Land $82,854 Building $98,800 | $181,654 Land $82,854 Building $98,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 96 Gum St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 19 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 19 in force |
| Nearby Flood Claims | 2 (2017–2020) |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 96 Gum St is moderate, ranking above 48% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 48% of the US · lower than 81% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LAKE SHARON ESTATES private · serves 160 people · EPA ID FL1660407 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Also Mapped Here | NORTH BAY WATER SYSTEM |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 91 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 35 |
| Wildstar Networks Fixed Wireless | 200 / 50 |
May also be available: Spectrum.
5G (outdoors only) and 4G LTE
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