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96 Gildner Rd, Central Square, NY 13036 Property Records

Oswego County and Hastings Town property record for 96 Gildner Rd, Central Square, NY 13036

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,848 sqft · built 2002
Lot Size3 acres (130,680 sqft)
Owner2 Individual Names on Record
Tax Bill$7,318 (2026)
Deeds & MortgagesJan 2022 Mortgage
May 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN353289 293.00-02-03.04

Property Details

APN / Parcel Number

Primary APN353289 293.00-02-03.04
Alternative APN
  • 328929300000020030400000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,848 sqft Living Area
1st Floor Area1,848 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2002
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Lot Area130,680 sqft (3 acres)
Garage TypeAttached
Garage Area808 sqft
Parking Spaces3 Parking Spaces
Pool TypeIn-Ground Vinyl Pool
PorchSlab
Porch Area108 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerSeptic
Water SourceCommercial

Location & Zoning

Street Address96 GILDNER RD
CityCENTRAL SQUARE
StateNY
Zip13036-2409
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionCHACE SUBD- SL 3 703-003
Legal SubdivisionCHACE SUBDIVISION
Legal Block2
Legal Lot Number3.040
JurisdictionOSWEGO NY
Township / Civil DivisionHASTINGS
Census Block Group1
Census Block1029
Census Tract20707

Owner

Source: Oswego County and Hastings Town records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address96 GILDNER RD, CENTRAL SQUARE, NY 13036-2409
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 13, 2022Deed of Trust, Mortgage · Conventional Mortgage
GEDDES FSLA
May 18, 2018Deed of Trust, Mortgage
GEDDES FED'L S&L ASSN

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedOct 29, 2026

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSWEGO NY
Property Address96 GILDNER RD, CENTRAL SQUARE, NY 13036-2409
Transaction TypeMortgage
Record UpdatedFeb 1, 2022
Title CompanyOSWEGO VALLEY ABSTRACT CORPORATION, OSWEGO VALLEY ABSTRACT PAM

Transferred To (Grantee/Buyer)

NameVerified Name
Address96 GILDNER RD, CENTRAL SQ, NY 13036-2409

Mortgage

Document Number0000000401
DateJan 13, 2022
InstrumentR-2022-000401
Lender
NameGEDDES FSLA
TypeBank
AddressSYRACUSE, NY 13209
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term145 Months
DueFeb 1, 2034

May 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSWEGO NY
Property Address96 GILDNER RD, CENTRAL SQUARE, NY 13036-2409
Document Number0000004878
Instrument DateMay 18, 2018
Transaction TypeMortgage
Record UpdatedJan 14, 2019
Title CompanySALT CITY ABSTRACT, SALT CITY ABS

Transferred To (Grantee/Buyer)

NameVerified Name
Address96 GIIDNER RD CENTRAL SQUARE NY 13036, CENTRAL SQUARE, NY 13036

Mortgage

Document Number0000004878
DateMay 23, 2018
Instrument4878
Lender
NameGEDDES FED'L S&L ASSN
TypeFederal Savings Bank
AddressSYRACUSE, NY 13219
Agreement
AmountAmount Recorded
Term180 Months
DueMay 22, 2033

Tax Assessment & Valuation

Source: Oswego County and Hastings Town assessment roll, as of April 30, 2026

Property Jurisdictions

TypeName
StateNew York
CountyOswego County
County SubdivisionHastings Town
Unified School DistrictCentral Square Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$7,318.00 (+2.28%) Homeowner's exemption
2025$7,155.00$253,000 (-) Land $24,000 Building $229,000$337,333 (+14.67%) Land $32,000 Building $305,333
2023$253,000 Land $24,000 Building $229,000$294,186 Land $27,907 Building $266,279

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 22 policies
Nearby Flood Policies22 in force
Nearby Flood Claims2 (2018)
Most Recent ClaimJan 2018

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOCWA
public/private · serves 350,000 people · EPA ID NY3304336
Water SourceSurface water
Last State InspectionDec 2025
Lead8 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 63 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Windstream
Fiber		2,000 / 2,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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