96 Gilbert Ln, Saunderstown, RI 02874 Property Records

North Kingstown Town property record for 96 Gilbert Ln, Saunderstown, RI 02874

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,254 sqft · built 2022
Lot Size	2.7 acres (117,612 sqft)
Owner	2 Individual Names on File
Last Sale	$805,564 (Dec 2022)
Tax Bill	$9,980 (2025)
Deeds & Mortgages	Dec 2022 Sale & Mortgage
APN	`NKIN M:040 B:028`

Property Details

APN / Parcel Number

Primary APN	`NKIN M:040 B:028`
Alternative APNs	`73901` `80660`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,254 sqft Living Area
Gross Area	4,608 sqft
Basement Area	1,344 sqft
Unfinished Basement	1,344 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	117,612 sqft (2.7 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	80660
Street Address	96 GILBERT LN
City	SAUNDERSTOWN
State	RI
Zip	02874-3022
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Block	28
Jurisdiction	NORTH KINGSTOWN RI
Township / Civil Division	NORTH KINGSTOWN
Census Block Group	2
Census Block	2038
Census Tract	50402

Owner

96 Gilbert Ln is owned and occupied by two individuals who bought it in December 2022.

Source: North Kingstown Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	96 GILBERT LN, SAUNDERSTOWN, RI 02874-3022
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 16, 2022 · Amount on File
Deed Sale	Dec 16, 2022 · Amount on File
Deed Book / Page	3549 / 288
Record Updated	Oct 29, 2026

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NORTH KINGSTOWN RI
Recording Date	Dec 16, 2022
Property Address	96 GILBERT LN, SAUNDERSTOWN, RI 02874-3022
Document Number	003549-288
Book / Page	3549 / 288
Instrument Date	Dec 16, 2022
Instrument	5633
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	96 GILBERT LN, N KINGSTOWN, RI 02852

Mortgage

Document Number	0000005634
Date	Dec 16, 2022
Instrument	5634

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 96 Gilbert Ln was $9,980.

Source: North Kingstown Town assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	North Kingstown Town

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,980.00	$904,000 Land $295,900 Building $608,100	$998,568
2023	$10,128.00	$706,300 Land $247,400 Building $458,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

There have been 9 flood claims near 96 Gilbert Ln since 1991.

Source: OpenFEMA NFIP redacted claims and policies, as of September 2026

Flood Insurance Cost	Premium on File median of 94 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	119 units insured incl. 25 condo units
Nearby Flood Claims	9 (1991–2012)
Claims Outside the SFHA	5 of 9
Most Recent Claim	Sep 2012 · other causes
Claims by Event	Severe Storms And Flooding, Mar 2010 · 4 claims Hurricane Bob, Aug 1991 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.