96 Flat Rock Rd, Morrisonville, NY 12962 Property Records

Clinton County and Schuyler Falls Town property record for 96 Flat Rock Rd, Morrisonville, NY 12962

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,101 sqft · built 1995
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on File
Last Sale	$200,000 (Jul 2014)
Tax Bill	$6,089 (2026)
Deeds & Mortgages	Sep 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`094600 218.-2-40.6`

Property Details

APN / Parcel Number

Primary APN	`094600 218.-2-40.6`
Alternative APN	`460021800000020400060000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,101 sqft Living Area
1st Floor Area	1,108 sqft
2nd Floor Area	993 sqft

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Colonial
Exterior Material	Wood
Lot Area	43,560 sqft (1 acres)
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	561 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	96 FLAT ROCK RD
City	MORRISONVILLE
State	NY
Zip	12962-2806
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 64 POP
Legal Block	2
Legal Lot Number	40.006
Jurisdiction	CLINTON NY
Township / Civil Division	SCHUYLER FALLS
Census Block Group	1
Census Block	1017
Census Tract	103900

Owner

96 Flat Rock Rd is owned and occupied by two individuals who bought it in July 2014.

Source: Clinton County and Schuyler Falls Town records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	96 FLAT ROCK RD, MORRISONVILLE, NY 12962-2806
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 18, 2014 · Amount on File
Deed Sale	Jul 18, 2014 · Amount on File
Prior Sale	Sep 29, 2004 · Amount on File
Deed Book / Page	20142 / 65777
Prior Transfer Date	May 4, 2004
Prior Transfer Doc	0200419498
Record Updated	Oct 29, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLINTON NY
Property Address	96 FLAT ROCK RD, MORRISONVILLE, NY 12962-2806
Document Number	0000310602
Instrument Date	Sep 11, 2020
Transaction Type	Mortgage
Record Updated	Oct 27, 2020
Title Company	CLINTON ABSTRACT, CLINTON ABS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	96 FLAT ROCK RD MORRISONVILLE NY 129622806, MORRISONVILLE, NY 12962-2806

Mortgage

Document Number	0000310602
Date	Oct 8, 2020
Instrument	310602

Lender

Name	PARAGON HM LNS
Type	Funding / Finance Company
Address	LIVERPOOL, NY 13088

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Oct 7, 2040

Tax Assessment & Valuation

The 2026 property tax bill for 96 Flat Rock Rd was $6,089 with a homeowner's exemption, up 297.5% from the year before.

Source: Clinton County and Schuyler Falls Town assessment roll, as of March 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Clinton County
County Subdivision	Schuyler Falls Town
Unified School District	Saranac Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,089.00 (+297.45%) Homeowner's exemption
2025	$1,532.00	$203,900 Land $25,000 Building $178,900	$304,300 Land $37,310 Building $266,990
2023		$203,900 Land $25,000 Building $178,900	$271,900 Land $33,337 Building $238,563

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 96 Flat Rock Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 20, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 96 Flat Rock Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880