Forrest County property record for 96 Ferncrest Loop, Petal, MS 39465
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 2,034 sqft · built 2003 |
| Lot Size | 0.7 acres (30,492 sqft) |
| Owner | Individual Name on File |
| Last Sale | $233,200 (May 2021) |
| Tax Bill | $2,460 (2025) |
| Deeds & Mortgages | May 2021 Mortgage May 2021 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 3-021C-30-042.00 |
| Primary APN | 3-021C-30-042.00 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3 Baths |
|---|---|
| Building Area | 2,034 sqft Living Area |
| 1st Floor Area | 2,034 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Exterior Material | Shingles |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 30,492 sqft (0.7 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 35693 |
|---|---|
| Street Address | 96 FERNCREST LOOP |
| City | PETAL |
| State | MS |
| Zip | 39465-4072 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 25 OF NORTH RIDGE SUB PHASE 111 |
| Legal Range | 12W |
| Legal Township | 05N |
| Legal Section | 30 |
| Legal Subdivision | NORTH RIDGE PHASE III |
| Legal Phase | 111 |
| Legal Lot Number | 25 |
| Jurisdiction | FORREST MS |
| Township / Civil Division | 3 |
| Census Block Group | 3 |
| Census Block | 3021 |
| Census Tract | 10104 |
Source: Forrest County records · APN 3-021C-30-042.00
Assessment roll updated March 9, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 96 FERNCREST LOOP, PETAL, MS 39465-4072 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 17, 2021 | Deed of Trust, Mortgage CORNERSTONE HOME LENDING INC |
| May 17, 2021 | Warranty Deed, Transfer |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 17, 2021 · Amount on Record |
| Deed Sale | May 17, 2021 · Amount on Record |
| Deed Document Number | 2021821307 |
| Deed Book / Page | 1366 / 712 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FORREST MS |
| Property Address | 96 FERNCREST LOOP, PETAL, MS 39465-4072 |
| Transaction Type | Mortgage |
| Record Updated | Apr 01, 2024 |
| Name | Verified Name |
|---|
| Document Number | 002356/719 |
|---|---|
| Date | May 17, 2021 |
| Book Page | 2356/719 |
| Instrument | 821308 |
| Name | CORNERSTONE HOME LENDING INC |
|---|---|
| Type | Mortgage Company |
| Address | HOUSTON, TX 77027 |
| Amount | Amount Recorded |
|---|---|
| Term | 361 Months |
| Due | Jun 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FORREST MS |
| Recording Date | May 17, 2021 |
| Property Address | 96 FERNCREST LOOP, PETAL, MS 39465-4072 |
| Document Number | 1366/712 |
| Book / Page | 1366 / 712 |
| Instrument Date | May 14, 2021 |
| Instrument | 821307 |
| Transaction Type | Transfer |
| Record Updated | Jul 09, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 19 PINE MEADOWS LOOP, 19, HATTIESBURG, MS 39402-8269 |
| Name | Verified Name |
|---|---|
| Address | 96 FERNCREST LOOP, PETAL, MS 39465-4072 |
Source: Forrest County records · Assessment roll updated March 9, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Mississippi |
| County | Forrest County |
| Municipality | Petal City |
| Unified School District | Petal School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,460.00 (+127.57%) Homeowner's exemption Disabled Person's exemption | $15,179 (-89.11%) | $151,790 (+8.88%) Land $18,000 Building $133,790 |
| 2023 | $1,081.00 Homeowner's exemption Disabled Person's exemption | $139,410 (+9%) | $139,410 (-) Land $18,000 Building $121,410 |
| 2022 | $13,941 | $139,410 Land $18,000 Building $121,410 |
Source: FEMA National Flood Hazard Layer as of November 18, 2021 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Moderate above 67% of the US · above 85% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| defastlink Fiber | 1,000 / 1,000 |
| Telapex Fixed Wireless | 100 / 20 |
Based on FCC filings for 94 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF PETAL serves 9,509 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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