96 Elm St, Berlin, NH 03570 Property Records

Coos County and Berlin City property record for 96 Elm St, Berlin, NH 03570

Property Summary

Property Type	Duplex
Details	3 bd · 2 ba · 1,605 sqft · built 1910
Lot Size	0.11 acres (4,792 sqft)
Owner	Individual Name on File
Last Sale	$87,000 (Feb 2006)
Tax Bill	$3,797 (2025)
Deeds & Mortgages	Oct 2025 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`12800010300000001`

Property Details

APN / Parcel Number

Primary APN	`12800010300000001`
Alternative APN	`BELN M:00128 B:000103 L:000000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Units	2 Units
Stories	2 Stories
Building Area	1,605 sqft Living Area
Gross Area	2,564 sqft
Basement Area	750 sqft
Unfinished Basement	750 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Architectural Style	Duplex Single
Exterior Material	Wood Siding
Roof Type	Flat
Roof Material	Rolled Roofing
Lot Area	4,792 sqft (0.11 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	12800010300000001
Street Address	96 ELM ST
City	BERLIN
State	NH
Zip	03570-2506
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	RT
Legal Block	103
Jurisdiction	BERLIN CITY NH
Township / Civil Division	BERLIN
Census Block Group	4
Census Block	4027
Census Tract	950700

Owner

96 Elm St, a duplex, is owned and occupied by an individual who bought it in February 2006.

Source: Coos County and Berlin City records, as of July 28, 2026

Owner of Record	Individual Name on File
Mailing Address	96 ELM ST, BERLIN, NH 03570-2506
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 14, 2006 · Amount on File
Deed Sale	Feb 14, 2006 · Amount on File
Deed Book / Page	1161 / 561
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERLIN CITY NH
Property Address	96 ELM ST, BERLIN, NH 03570-2506
Transaction Type	Mortgage
Record Updated	Nov 12, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001689-143
Date	Oct 24, 2025
Book Page	1689/143
Instrument	2504414

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2055

Tax Assessment & Valuation

The 2025 property tax bill for 96 Elm St was $3,797, up 21.7% from the year before.

Source: Coos County and Berlin City assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	New Hampshire
County	Coos County
Municipality	Berlin City
Unified School District	Berlin School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$3,797.00 (+21.7%)	$113,000 (+11.88%) Land $18,900 Building $94,100
2024	$3,120.00 (+14.71%)	$101,000 (-0.1%) Land $18,900 Building $82,100
2023	$2,720.00 (-1.31%)	$101,100 (-) Land $18,900 Building $82,200
2022	$2,756.00	$101,100 Land $18,900 Building $82,200

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 96 Elm St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective February 20, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 14 policies
Nearby Flood Policies	14 in force
Nearby Flood Claims	2 (2017)
Most Recent Claim	Oct 2017 · Severe Storm And Flooding
Claims by Event	Severe Storm And Flooding, Oct 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 96 Elm St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 52% of New Hampshire
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BERLIN WATER WORKS serves 9,575 people · EPA ID NH0231010
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 430 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Netafy Fixed Wireless	150 / 150
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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