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96 Elder St, Rochester, NY 14606 Property Records

Monroe County and Gates Town property record for 96 Elder St, Rochester, NY 14606

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,056 sqft · built 1920
Lot Size0.34 acres (14,810 sqft)
Owner2 Individual Names on Record
Last Sale$68,500 (Nov 2019)
Tax Bill$4,636 (2025)
Deeds & MortgagesMay 2024 Sale
Nov 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN262600 104.18-4-35

Property Details

APN / Parcel Number

Primary APN262600 104.18-4-35
Alternative APNs
  • 262600 104.18-4-35.1
  • 26001041800004035000
  • 05121000000

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,056 sqft Living Area
1st Floor Area528 sqft
2nd Floor Area528 sqft
Game RoomGame Room

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1985
Architectural StyleTraditional
Exterior MaterialComposition/Composite
Lot Area14,810 sqft (0.34 acres)
Lot Dimensions150 ft deep x 100 ft wide
Garage TypeDetached
Garage Area360 sqft
Parking Spaces1 Parking Space
PorchPorch
Porch Area144 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number05121000000
Old Parcel Number262600 104.18-4-35
Street Address96 ELDER ST
CityROCHESTER
StateNY
Zip14606-5608
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code02 - SINGL
Legal Description0111- 1-02 20000 AC NERACKER L14 L59 P21
Legal SubdivisionGEORGE J WERACKER SUBDIVISION
Legal Block4
Legal Lot Number35.100
JurisdictionMONROE NY
Township / Civil DivisionGATES
Census Block Group4
Census Block4020
Census Tract14302

Owner

Source: Monroe County and Gates Town records, as of March 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address96 ELDER ST, ROCHESTER, NY 14606-5608
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 15, 2024Warranty Deed, Transfer
CHICAGO TITLE ROCHESTER
Nov 1, 2019Warranty Deed, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 1, 2019 · Amount on Record
Deed SaleNov 1, 2019 · Amount on Record
Prior SaleOct 3, 2014 · Amount on Record
Deed Document Number20191042
Deed Book / Page12264 / 22
Record UpdatedOct 29, 2026

May 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE NY
Recording DateMay 15, 2024
Property Address96 ELDER ST, ROCHESTER, NY 14606-5608
Document Number0000001113
Book / Page12955 / 609
Instrument DateMay 7, 2024
Instrument202405151113
Transaction TypeTransfer
Record UpdatedMar 30, 2026
Title CompanyCHICAGO TITLE ROCHESTER

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1605 BUFFALO RD, ROCHESTER, NY 14624-1614

Transferred To (Grantee/Buyer)

NameVerified Name
Address96 ELDER ST, ROCHESTER, NY 14606-5608

November 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE NY
Recording DateNov 1, 2019
Property Address96 ELDER ST, ROCHESTER, NY 14606-5608
Document Number0000001042
Book / Page12264 / 022
Map ReferenceLB 5 PG 27
Instrument DateOct 30, 2019
Instrument201911011042
Transaction TypeTransfer
Record UpdatedMay 5, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$274.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address15 CHESTNUT DR, 15, ROCHESTER, NY 14624-4021

Transferred To (Grantee/Buyer)

NameVerified Name
Address96 ELDER ST, ROCHESTER, NY 14606-5608

Mortgage

Document Number0000001043
DateNov 1, 2019
Instrument201911011043
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 1, 2049

Tax Assessment & Valuation

Source: Monroe County and Gates Town assessment roll, as of March 30, 2026

Property Jurisdictions

TypeName
StateNew York
CountyMonroe County
County SubdivisionGates Town
Unified School DistrictGates-Chili Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,636.00 (+9.65%)$159,600 (+63.52%) Land $35,800 Building $123,800$159,600 (+35.71%) Land $35,800 Building $123,800
2023$97,600 (-) Land $21,200 Building $76,400$117,600 (+9.6%) Land $25,544 Building $92,056
2022$97,600 Land $21,200 Building $76,400$107,300 Land $23,307 Building $83,993
2021$4,228.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.2% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMCWA
public/private · serves 525,262 people · EPA ID NY2701047
Water SourceSurface water
Last State InspectionDec 2025
Lead5 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
currently in violation since Jan 2025
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 481 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Greenlight Networks
Fiber		8,000 / 8,000
Frontier
Fiber		7,000 / 7,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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