96 E Smiley Ave, Shelby, OH 44875 Property Records

Richland County property record for 96 E Smiley Ave, Shelby, OH 44875

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,442 sqft · built 1956
Lot Size	0.332 acres (14,449 sqft)
Owner	2 Individual Names on Record
Last Sale	$179,900 (Oct 2025)
Tax Bill	$1,257 (2025)
Deeds & Mortgages	Apr 2018 Line of Credit Jun 2021 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`046-08-119-12-000`

Property Details

APN / Parcel Number

Primary APN	`046-08-119-12-000`
Alternative APN	`05302`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,442 sqft Living Area
1st Floor Area	988 sqft
Attic	Attic
Attic Area	294 sqft

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Architectural Style	Cape Cod
Exterior Material	Brick
Construction Type	Brick
Lot Area	14,449 sqft (0.332 acres)
Lot Dimensions	170 ft deep x 85 ft wide
Garage Area	294 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Canopy	161 sqft
Poultry House	161 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	96 E SMILEY AVE
City	SHELBY
State	OH
Zip	44875-1050
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	10 NE CT PT 175 X 85 X 175 X 85 =0.341 ACRES
Legal Subdivision	SHELBY
Jurisdiction	RICHLAND OH
Township / Civil Division	SHARON
Census Block Group	4
Census Block	4036
Census Tract	2600

Owner

Source: Richland County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	96 E SMILEY AVE, SHELBY, OH 44875-1050
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Deeds, Mortgages & Sale History

Date	Document
Apr 30, 2018	Deed of Trust, Mortgage · Line of Credit FIRST FEDERAL BANK OF OHIO
Jun 7, 2021	Deed of Trust, Mortgage · Closed-End Mortgage FIRST FEDERAL BANK OF OHIO
Jul 19, 2012	Deed of Trust, Mortgage · VA Mortgage JPMORGAN CHASE BANK NA
Aug 17, 2005	Deed of Trust, Mortgage · VA Mortgage BROADVIEW MORTGAGE CO
Oct 30, 2025	Warranty Deed, Transfer · Conventional Mortgage CIVISTA BANK
Oct 18, 2023	Warranty Deed, Transfer · Conventional Mortgage THE PARK NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 30, 2025 · Amount on Record
Deed Sale	Oct 30, 2025 · Amount on Record
Prior Sale	Oct 18, 2023 · Amount on Record
Deed Document Number	202511832
Deed Book / Page	3034 / 2286
Prior Transfer Date	Jun 1, 1993
Record Updated	Sep 20, 2026

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHLAND OH
Property Address	96 E SMILEY AVE, SHELBY, OH 44875-1050
Transaction Type	Mortgage
Record Updated	Apr 2, 2026
Title Company	BARRISTER TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02619/0708
Date	Apr 30, 2018
Book Page	2619/0708
Instrument	201800004916

Lender

Name	FIRST FEDERAL BANK OF OHIO
Type	Bank
Address	GALION, OH 44833

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	121 Months
Due	May 1, 2028

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHLAND OH
Property Address	96 E SMILEY AVE, SHELBY, OH 44875-1050
Transaction Type	Mortgage
Record Updated	Apr 2, 2026
Title Company	BARRISTER TITLE GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002898/204
Date	Jun 7, 2021
Book Page	2898/204
Instrument	202100007806

Lender

Name	FIRST FEDERAL BANK OF OHIO
Type	Bank
Address	GALION, OH 44833

Agreement

Type	Closed-End Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jun 1, 2031

July 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHLAND OH
Property Address	96 E SMILEY AVE, SHELBY, OH 44875-1050
Transaction Type	Mortgage
Record Updated	Apr 2, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02149/0366
Date	Jul 19, 2012
Book Page	2149/0366
Instrument	201200008764

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2042

August 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHLAND OH
Property Address	96 E SMILEY AVE, SHELBY, OH 44875-1050
Transaction Type	Mortgage
Record Updated	Apr 2, 2026
Title Company	SOUTHERN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01552/0392
Date	Aug 17, 2005
Book Page	1552/0392
Instrument	200500015033

Lender

Name	BROADVIEW MORTGAGE CO
Type	Mortgage Company
Address	95 E WILSON BRIDGE RD, WORTHINGTON, OH 43085

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2035

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RICHLAND OH
Recording Date	Oct 30, 2025
Property Address	96 E SMILEY AVE, SHELBY, OH 44875-1050
Document Number	03034/2286
Book / Page	3034 / 2286
Map Reference	MB 7 PG 11
Instrument Date	Oct 27, 2025
Instrument	202500011832
Transaction Type	Transfer
Record Updated	Apr 2, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	96 E SMILEY AVE, SHELBY, OH 44875-1050

Mortgage

Document Number	202500011833
Date	Oct 30, 2025
Instrument	202500011833

Lender

Name	CIVISTA BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RICHLAND OH
Recording Date	Oct 18, 2023
Property Address	96 E SMILEY AVE, SHELBY, OH 44875-1050
Document Number	03008/3834
Book / Page	3008 / 3834
Map Reference	MB 7 PG 11
Instrument Date	Sep 16, 2023
Instrument	202300010241
Transaction Type	Transfer
Record Updated	Oct 27, 2023
Title Company	GREAT AMERICAN TTL AGCY INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	50 N 3RD ST, NEWARK, OH 43055-5523

Mortgage

Document Number	202300010242
Date	Oct 18, 2023
Instrument	202300010242

Lender

Name	THE PARK NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2053

Mortgage

Document Number	03008/3841
Date	Oct 18, 2023
Book Page	3008/3841
Instrument	202300010243

Lender

Name	THE PARK NATIONAL BANK
Type	Bank
Address	NEWARK, OH 43058

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	84 Months
Due	Oct 1, 2030

Tax Assessment & Valuation

Source: Richland County assessment roll, as of April 3, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Richland County
County Subdivision	Sharon Township
Municipality	Shelby City
Unified School District	Shelby City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,257.00	$33,770 (-) Land $5,920 Building $27,850
2024	$1,257.00 (-2.71%) Homeowner's exemption	$33,770 (-) Land $5,920 Building $27,850
2023	$1,292.00 (-0.62%) Homeowner's exemption	$33,770 (+16.45%) Land $5,920 Building $27,850	$96,490 (+16.45%) Land $16,910 Building $79,580
2022	$1,300.00 Homeowner's exemption	$29,000 Land $6,350 Building $22,650
2020			$82,860 Land $18,140 Building $64,720

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	82 (1979–2011)
Claims Outside the SFHA	11 of 82
Most Recent Claim	Feb 2011 · river or lake flooding
Claims by Event	Severe Storms, Flooding, And Tornadoes, Aug 2007 · 39 claims Severe Storms And Flooding, Jun 2004 · 6 claims Severe Storms & Flooding, Jul 1987 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 81% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SHELBY CITY serves 9,453 people · EPA ID OH7004511
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 465 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Omni Fiber Fiber	10,000 / 10,000
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

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