Bergen County and Waldwick Borough property record for 96 E Prospect St, Waldwick, NJ 07463 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Year Built | Built 1960 |
| Square Footage | 1,512 sqft Living Area |
| Lot Size | 8,002 sqft (0.184 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $429,000 (2020) |
| Tax Bill | $12,767.00 (2025) |
| Primary APN | 64-00042-0000-00015 |
|---|---|
| Alternative APN |
|
| Building Area | 1,512 sqft Living Area |
|---|---|
| Stories | 1 Stories |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Exterior Material | Stucco Exterior |
| Lot Area | 8,002 sqft (0.184 acres) |
| Depth X Width | 100 ft x 80 ft Depth x Width |
| Street Address | 96 E PROSPECT ST |
|---|---|
| City | WALDWICK |
| State | NJ |
| Zip | 07463-2216 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 80X100 |
| Legal Subdivision | RIDGEWALD HLNDS |
| Legal Block | 42 |
| Legal Lot Number | 15 |
| Jurisdiction | BERGEN NJ |
| Minor Civil Division | WALDWICK |
| Census Blockgroup | 3 |
| Census Block | 3010 |
| Census Tract | 56100 |
Source: Bergen County and Waldwick Borough records · APN 64-00042-0000-00015
Assessment roll updated June 29, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 96 E PROSPECT ST, WALDWICK, NJ 07463-2216 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jul 17, 2020 | Deed of Trust, Mortgage · Conventional Mortgage with Private Mortgage Insurance (PMI) KEARNY BK |
| Sep 08, 2020 | Deed, Transfer · Conventional Mortgage KEARNY BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 08, 2020 · Amount on Record |
| Deed Sale | Sep 08, 2020 · Amount on Record |
| Prior Sale | Aug 13, 2015 · Amount on Record |
| Deed Doc Number | 202082325 |
| Deed Book / Page | 3696 / 434 |
| Prior Transfer Date | Jun 23, 2000 |
| Prior Transfer Doc | 0000087429 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 96 E PROSPECT ST, WALDWICK, NJ 07463-2216 |
| Document Number | 0036960439 |
| Instrument Date | Jul 17, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Sep 17, 2020 |
| Title Company | OLD REPUBLIC TITLE, OLD REPUBLIC NAT'L TITLE INS |
| Name | Verified Name |
|---|---|
| Address | 96 E PROSPECT ST WALDWICK NJ 074632216, WALDWICK, NJ 07463-2216 |
| Document Number | 0036960439 |
|---|---|
| Date | Sep 08, 2020 |
| Book Page | 003696/000439 |
| Instrument | 82326 |
| Name | KEARNY BK |
|---|---|
| Address | FAIRFIELD, NJ 07004 |
| Type | Conventional Mortgage with Private Mortgage Insurance (PMI) |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 07, 2050 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Sep 08, 2020 |
| Property Address | 96 E PROSPECT ST, WALDWICK, NJ 07463-2216 |
| Document Number | 0036960434 |
| Book / Page | 3696 / 434 |
| Instrument Date | Jul 07, 2020 |
| Instrument | 20-082325 |
| Transaction Type | Transfer |
| Record Updated | Nov 02, 2021 |
| Title Company | OLD REPUBLIC TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,493.40 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 96 E PROSPECT ST, 96, WALDWICK, NJ 07463-2216 |
| Name | Verified Name |
|---|---|
| Address | 96 E PROSPECT ST, WALDWICK, NJ 07463-2216 |
| Document Number | 20082326 |
|---|---|
| Date | Sep 08, 2020 |
| Instrument | 20-082326 |
| Name | KEARNY BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Aug 01, 2050 |
Source: Bergen County and Waldwick Borough records · Assessment roll updated June 29, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Waldwick Borough |
| Unified School District | Waldwick Borough School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $556,300 (-) Land $291,600 Building $264,700 | $556,300 (-) Land $291,600 Building $264,700 | |
| 2025 | $12,767.00 (+3.66%) | $556,300 (+57.32%) Land $291,600 Building $264,700 | $556,300 (+57.32%) Land $291,600 Building $264,700 |
| 2024 | $12,316.00 (+22.3%) | ||
| 2023 | $353,600 Land $235,800 Building $117,800 | $353,600 Land $235,800 Building $117,800 | |
| 2022 | $10,070.00 |
96 E Prospect St is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · Bergen County (34003C), updated December 8, 2024
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
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