Schenectady County and Rotterdam Town property record for 96 E Palmer Ave, Schenectady, NY 12303
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,618 sqft · built 1968 |
| Lot Size | 0.3 acres (13,068 sqft) |
| Owner | Company Name on File |
| Last Sale | $170,000 (Sep 2012) |
| Tax Bill | $6,568 (2025) |
| Deeds & Mortgages | Aug 2022 Transfer Dec 2019 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 422800 59.16-6-35 |
| Primary APN | 422800 59.16-6-35 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,618 sqft Living Area |
| 1st Floor Area | 1,618 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1968 |
|---|---|
| Effective Year Built | Effective 1970 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 13,068 sqft (0.3 acres) |
| Lot Dimensions | 187 ft deep x 68 ft wide |
| Garage Type | Attached |
| Garage Area | 464 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 150 sqft |
| Shed | 1 Shed |
| Shed Area | 60 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 96 E PALMER AVE |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12303-2532 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | R,G1.5,BF,OG,TLSH,FP,2ADD VALENTN MNR #2-73 5.-403-10 |
| Legal Block | 6 |
| Legal Lot Number | 35.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | ROTTERDAM |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 32901 |
Source: Schenectady County and Rotterdam Town records · APN 422800 59.16-6-35
Assessment roll updated April 14, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 96 E PALMER AVE, SCHENECTADY, NY 12303-2532 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Irrevocable Trust |
| Date | Document |
|---|---|
| Aug 03, 2022 | Intrafamily Transfer, Transfer MARATHON TITLE AGENCY INC, MARATHON TITLE AGENCY |
| Dec 12, 2019 | Loan Modification, Mortgage · Line of Credit TRUSTCO BK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 26, 2012 · Amount on Record |
| Deed Sale | Sep 26, 2012 · Amount on Record |
| Prior Sale | Oct 15, 2002 · Amount on Record |
| Deed Document Number | 201241896 |
| Deed Book / Page | 1862 / 772 |
| Last Transfer Date | Jul 06, 2022 |
| Transfer Doc | 0000040973 |
| Record Updated | Jun 08, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Aug 03, 2022 |
| Property Address | 96 E PALMER AVE, SCHENECTADY, NY 12303-2532 |
| Document Number | 0000040973 |
| Book / Page | 2090 / 62 |
| Instrument Date | Jul 06, 2022 |
| Instrument | 202240973 |
| Transaction Type | Transfer |
| Record Updated | Apr 14, 2026 |
| Title Company | MARATHON TITLE AGENCY INC, MARATHON TITLE AGENCY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 96 E PALMER AVE, SCHENECTADY, NY 12303-2532 |
| Name | Verified Name |
|---|---|
| Address | 3366 GUILDERLAND AVE, ROTTERDAM, NY 12306-1822 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 96 E PALMER AVE, SCHENECTADY, NY 12303-2532 |
| Document Number | 0000002606 |
| Instrument Date | Dec 12, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Feb 26, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 96 E PALMER AVE SCHENECTADY NY 123032532, SCHENECTADY, NY 12303-2532 |
| Document Number | 0000002606 |
|---|---|
| Date | Jan 22, 2020 |
| Book Page | 004967/000523 |
| Instrument | 2606 |
| Name | TRUSTCO BK |
|---|---|
| Type | Bank |
| Address | GLENVILLE, NY 12302 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Schenectady County and Rotterdam Town records · Assessment roll updated April 14, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| County Subdivision | Rotterdam Town |
| Unified School District | Rotterdam-Mohonasen Central School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,568.00 | $190,000 (-) Land $13,500 Building $176,500 | $292,300 (+16.92%) Land $20,769 Building $271,531 |
| 2023 | $190,000 Land $13,500 Building $176,500 | $250,000 Land $17,763 Building $232,237 |
Source: FEMA National Flood Hazard Layer as of January 7, 2014 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
May also be available: T-Mobile USA, Verizon.
Based on FCC filings for 252 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | ROTTERDAM WD #5 serves 28,000 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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