Carroll County property record for 96 E Main St, Westminster, MD 21157 · Last verified August 2026
| Property Type | Commercial > Office > Mixed Use Commercial Office / Residential |
|---|---|
| Bathrooms | 1 Baths |
| Year Built | Built 1850 |
| Square Footage | 2,302 sqft Total Area |
| Lot Size | 8,712 sqft (0.2 acres) |
| Garage | Detached, 684 sqft |
| Last Sale | $230,000 (2017) |
| Tax Bill | $4,657.00 (2025) |
| Primary APN | 07-064748 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Baths |
|---|---|
| Units | 2 Units |
| Building Area | 2,302 sqft Total Area |
| Stories | 2 Stories |
| Year Built | Built 1850 |
|---|---|
| Effective Year Built | Effective 1850 |
| Exterior Material | Brick Exterior |
| Lot Area | 8,712 sqft (0.2 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Detached Garage |
| Garage Area | 684 sqft Garage |
| Sewage | Sewage Connected |
|---|---|
| Water Source | Yes (Unknown Type) Water Source |
| Account Number | 064748 |
|---|---|
| Street Address | 96 E MAIN ST |
| City | WESTMINSTER |
| State | MD |
| Zip | 21157-5009 |
| Property Usage | Commercial Property Usage |
| Type | Commercial > Office > Mixed Use Commercial Office / Residential |
| Legal Description | LT - 8712 SF 96 - 96 1/2 E MAIN ST WESTMINSTER |
| Legal Subdivision | WESTMINSTER |
| Jurisdiction | CARROLL MD |
| Minor Civil Division | 7, WESTMINSTER |
| Census Blockgroup | 3 |
| Census Block | 3007 |
| Census Tract | 507801 |
Source: Carroll County records · APN 07-064748
Assessment roll updated August 5, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 96 E MAIN ST, WESTMINSTER, MD 21157-5009 |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jun 16, 2023 | Deed of Trust, Mortgage · Small Business Association Mortgage LIVE OAK BANKING COMPANY |
| Nov 10, 2022 | Deed of Trust, Mortgage · Commercial Mortgage M & T BANK |
| Apr 24, 2020 | Deed of Trust, Mortgage · Conventional Mortgage with Private Mortgage Insurance (PMI) AMERIS BK |
| Jul 21, 2017 | Deed, Transfer · Federal Housing Administration (FHA) Mortgage FIDELITY BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 21, 2017 · Amount on Record |
| Deed Sale | Jul 21, 2017 · Amount on Record |
| Deed Doc Number | 20178753-0186 |
| Deed Book / Page | 8753 / 186 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL MD |
| Property Address | 96 E MAIN ST, WESTMINSTER, MD 21157-5009 |
| Transaction Type | Mortgage |
| Record Updated | Jul 10, 2023 |
| Title Company | ADVANTAGE TITLE COMPANY, ADVANTAGE TITLE COMPANY LLC |
| Name | Verified Name |
|---|---|
| Address | 96 E MAIN ST, WESTMINSTER, MD 21157-5009 |
| Document Number | 0110540067 |
|---|---|
| Date | Jun 16, 2023 |
| Book Page | 11054/67 |
| Name | LIVE OAK BANKING COMPANY |
|---|---|
| Type | Bank |
| Address | WILMINGTON, NC 28403 |
| Type | Small Business Association Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL MD |
| Property Address | 96 E MAIN ST, WESTMINSTER, MD 21157-5009 |
| Transaction Type | Mortgage |
| Record Updated | Dec 02, 2022 |
| Title Company | RGS TITLE LLC |
| Name | Verified Name |
|---|---|
| Address | 1 PARK AVE, WESTMINSTER, MD 21157-4714 |
| Document Number | 0109260143 |
|---|---|
| Date | Nov 10, 2022 |
| Book Page | 10926/143 |
| Name | M & T BANK |
|---|---|
| Type | Bank |
| Address | BUFFALO, NY 14203 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL MD |
| Property Address | 96 E MAIN ST, WESTMINSTER, MD 21157-5009 |
| Document Number | 0096680247 |
| Instrument Date | Apr 24, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 17, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 96 E MAIN ST WESTMINSTER MD 211575009, WESTMINSTER, MD 21157-5009 |
| Document Number | 0096680247 |
|---|---|
| Date | May 08, 2020 |
| Book Page | 009668/000247 |
| Name | AMERIS BK |
|---|---|
| Type | Bank |
| Address | MARIETTA, GA 30067 |
| Type | Conventional Mortgage with Private Mortgage Insurance (PMI) |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 07, 2050 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CARROLL MD |
| Recording Date | Jul 21, 2017 |
| Property Address | 96 E MAIN ST, WESTMINSTER, MD 21157-5009 |
| Document Number | 0087530186 |
| Book / Page | 8753 / 0186 |
| Instrument Date | Jul 13, 2017 |
| Instrument | 8753-0186 |
| Transaction Type | Transfer |
| Record Updated | Aug 12, 2021 |
| Title Company | LAKESIDE TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 96 E MAIN ST, WESTMINSTER, MD 21157-5009 |
| Document Number | 87530195 |
|---|---|
| Date | Jul 21, 2017 |
| Instrument | 8753-0195 |
| Name | FIDELITY BANK |
|---|---|
| Type | Bank |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2047 |
Source: Carroll County records · Assessment roll updated August 5, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Carroll County |
| Municipality | Westminster City |
| Unified School District | Carroll County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $291,700 (+17.48%) Land $108,100 Building $183,600 | $291,700 (+17.48%) Land $108,100 Building $183,600 | |
| 2025 | $4,657.00 (+10.99%) | ||
| 2023 | $4,196.00 | $248,300 Land $108,100 Building $140,200 | $248,300 Land $108,100 Building $140,200 |
96 E Main St is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · Carroll County (24013C), updated March 11, 2016
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
Source: NPS National Register of Historic Places · August 1, 2026 release
| Historic District | Within the Westminster Historic District (Additional Documentation) listed 1980 · 1,246 contributing resources · NRIS 80001804 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
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