Essex County and Livingston Township property record for 96 E Cedar St, Livingston, NJ 07039
| Property Type | Single Family Home |
|---|---|
| Details | 4,790 sqft · built 1985 |
| Lot Size | 0.941 acres (41,003 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,185,000 (Feb 2020) |
| Tax Bill | $31,025 (2025) |
| Deeds & Mortgages | Mar 2018 Mortgage Feb 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-03203-0000-00004 |
| Primary APN | 10-03203-0000-00004 |
|---|---|
| Alternative APNs |
|
| Building Area | 4,790 sqft Living Area |
|---|
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Lot Area | 41,003 sqft (0.941 acres) |
| Lot Dimensions | 306 ft deep x 134 ft wide |
| Account Number | 00006998 |
|---|---|
| Street Address | 96 E CEDAR ST |
| City | LIVINGSTON |
| State | NJ |
| Zip | 07039-4015 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-3 |
| Legal Description | 134X306 |
| Legal Block | 3203 |
| Legal Lot Number | 4 |
| Jurisdiction | ESSEX NJ |
| Township / Civil Division | LIVINGSTON |
| Census Block Group | 5 |
| Census Block | 5008 |
| Census Tract | 20600 |
96 E Cedar St is owned and occupied by two individuals who bought it in February 2020.
Source: Essex County and Livingston Township records, as of July 2, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 96 E CEDAR ST, LIVINGSTON, NJ 07039-4015 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 21, 2018 | Deed of Trust, Mortgage · FHA Mortgage UNITED WHOLESALE MORTGAGE |
| Feb 10, 2020 | Deed of Trust, Mortgage · ARM WEICHERT FINANCIAL SERVICES |
| Apr 20, 2021 | Deed of Trust, Mortgage · Conventional Mortgage INVESTORS BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 10, 2020 · Amount on File |
| Deed Sale | Feb 10, 2020 · Amount on File |
| Prior Sale | May 2, 2016 · Amount on File |
| Deed Document Number | 202015754 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Property Address | 96 E CEDAR ST, LIVINGSTON, NJ 07039-4015 |
| Transaction Type | Mortgage |
| Record Updated | Oct 26, 2022 |
| Title Company | GOLDEN TITLE AGENCY LLC |
| Name | Verified Name |
|---|
| Document Number | 0000024653 |
|---|---|
| Date | Mar 21, 2018 |
| Instrument | 2018024653 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 349 Months |
| Due | Apr 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Property Address | 96 E CEDAR ST, LIVINGSTON, NJ 07039-4015 |
| Transaction Type | Mortgage |
| Record Updated | Oct 26, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000015754 |
|---|---|
| Date | Feb 10, 2020 |
| Instrument | 2020015754 |
| Name | WEICHERT FINANCIAL SERVICES |
|---|---|
| Type | Mortgage Company |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.3% |
| Type Change Date | Jan 1, 2027 |
| Index | 1-Year LIBOR |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Property Address | 96 E CEDAR ST, LIVINGSTON, NJ 07039-4015 |
| Transaction Type | Mortgage |
| Record Updated | Oct 26, 2022 |
| Title Company | MAX TITLE AGENCY LLC |
| Name | Verified Name |
|---|
| Document Number | 0000049080 |
|---|---|
| Date | Apr 20, 2021 |
| Instrument | 2021049080 |
| Name | INVESTORS BANK |
|---|---|
| Type | Bank |
| Address | MILLBURN, NJ 07041 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2051 |
The 2025 property tax bill for 96 E Cedar St was $31,025, up 3.5% from the year before.
Source: Essex County and Livingston Township assessment roll, as of July 2, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Essex County |
| County Subdivision | Livingston Township |
| Unified School District | Livingston Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,225,800 (-) Land $372,000 Building $853,800 | $1,225,800 (-) Land $372,000 Building $853,800 | |
| 2025 | $31,025.00 (+3.48%) | $1,225,800 Land $372,000 Building $853,800 | $1,225,800 Land $372,000 Building $853,800 |
| 2024 | $29,983.00 | ||
| 2023 | $1,225,800 Land $372,000 Building $853,800 | $1,225,800 Land $372,000 Building $853,800 | |
| 2022 | $28,597.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 96 E Cedar St in Zone X, an area of minimal flood risk, though there have been 30 flood claims nearby since 1981.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 14 policies |
| Nearby Flood Policies | 14 in force |
| Nearby Flood Claims | 30 (1981–2021) |
| Claims Outside the SFHA | 7 of 30 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 96 E Cedar St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 94% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LIVINGSTON TWP DIV OF WATER serves 27,391 people · EPA ID NJ0710001 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Lead | 4 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 409 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures