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96 E 11th St, Oswego, NY 13126 Property Records

Oswego County and Oswego City property record for 96 E 11th St, Oswego, NY 13126

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,006 sqft · built 1953
Lot Size0.151 acres (6,600 sqft)
Owner2 Individual Names on File
Last Sale$93,000 (Nov 2021)
Tax Bill$3,093 (2025)
Deeds & MortgagesNov 2021 Sale & Mortgage
Aug 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN351200 128.33-03-06

Property Details

APN / Parcel Number

Primary APN351200 128.33-03-06
Alternative APN
  • 120012803300030060000000

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,006 sqft Living Area
1st Floor Area1,006 sqft
Game RoomGame Room

Exterior

Year BuiltBuilt 1953
Effective Year BuiltEffective 1953
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Lot Area6,600 sqft (0.151 acres)
Lot Dimensions100 ft deep x 66 ft wide
Pool TypeAbove-Ground Pool
Pool Area352 sqft

Utilities, Heating & Cooling

Heating SystemHVAC
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address96 E 11TH ST
CityOSWEGO
StateNY
Zip13126-1628
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeTN2
Legal Block3
Legal Lot Number6.000
JurisdictionOSWEGO NY
Township / Civil DivisionOSWEGO
Census Block Group1
Census Block1055
Census Tract21605

Owner

Source: Oswego County and Oswego City records · APN 351200 128.33-03-06

Assessment roll updated April 30, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address96 E 11TH ST, OSWEGO, NY 13126-1628
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 03, 2021Warranty Deed, Transfer · Commercial Mortgage
FULTON SAVINGS BANK
Aug 16, 2018Deed of Trust, Mortgage · FHA Mortgage
HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleNov 03, 2021 · Amount on Record
Deed SaleNov 03, 2021 · Amount on Record
Prior SaleAug 01, 2016 · Amount on Record
Deed Document Number202112993
Record UpdatedJun 08, 2026

November 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSWEGO NY
Recording DateNov 03, 2021
Property Address96 E 11TH ST, OSWEGO, NY 13126-1628
Document Number0000002993
Instrument DateSep 16, 2021
InstrumentR-2021-012993
Transaction TypeTransfer
Record UpdatedNov 22, 2021
Title CompanyTITLE SERVICE INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$372.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address111 E ONEIDA ST, 111, OSWEGO, NY 13126-2327

Transferred To (Grantee/Buyer)

NameVerified Name
Address221 GOLD HILL DR, CARSON CITY, NV 89706-0731

Mortgage

Document Number0000002994
DateNov 03, 2021
InstrumentR-2021-012994
Lender
NameFULTON SAVINGS BANK
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term360 Months
DueNov 01, 2051

August 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSWEGO NY
Property Address96 E 11TH ST, OSWEGO, NY 13126-1628
Document Number0000009666
Instrument DateAug 16, 2018
Transaction TypeMortgage
Record UpdatedOct 26, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
Address96 E 11TH ST OSWEGO NY 131261628, OSWEGO, NY 13126-1628

Mortgage

Document Number0000009666
DateOct 02, 2018
Instrument9666
Lender
NameHUD-HOUSING/URBAN DEV
Address451 7TH ST SW, WASHINGTON, DC 20410-0001
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueOct 01, 2048

Tax Assessment & Valuation

Source: Oswego County and Oswego City records · Assessment roll updated April 30, 2026 · Last verified May 2026

Property Jurisdictions

TypeName
StateNew York
CountyOswego County
MunicipalityOswego City
Unified School DistrictOswego City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,093.00$165,000 (+83.33%) Land $16,500 Building $148,500$165,000 (+52.17%) Land $16,500 Building $148,500
2023$90,000 Land $9,600 Building $80,400$108,434 Land $11,566 Building $96,868

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 15, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile USA
Fixed Wireless		100 / 20

Based on FCC filings for 150 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemOSWEGO CITY
serves 29,400 people
Water SourceSurface water
Last State InspectionDec 2025
Lead3 ppb (2025–2027)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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