96 Cypress Ln, Freeport, FL 32439 Property Records

Walton County property record for 96 Cypress Ln, Freeport, FL 32439

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,374 sqft · built 2004
Lot Size	0.622 acres (27,113 sqft)
Owner	Individual Name on Record
Last Sale	$189,000 (Feb 2021)
Tax Bill	$1,871 (2024)
Deeds & Mortgages	Feb 2021 Transfer Feb 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-1S-19-23101-00E-0090`

Property Details

APN / Parcel Number

Primary APN	`07-1S-19-23101-00E-0090`
Alternative APN	`1010018`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,374 sqft Living Area
Gross Area	1,956 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2004
Exterior Material	Vinyl
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	27,113 sqft (0.622 acres)
Garage Type	Finished
Garage Area	480 sqft
Porch	Porch
Porch Area	102 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	1010018
Street Address	96 CYPRESS LN
City	FREEPORT
State	FL
Zip	32439-2751
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 9 BLK E MAGNOLIA LANDING PH II PB 14-94 OR 2498-74 OR 2584-325 OR 3184-1656 OR 3184-2211
Legal Range	19W
Legal Township	01S
Legal Section	07
Legal Subdivision	MAGNOLIA LANDING PH II
Legal Phase	2
Legal Block	E
Legal Lot Number	9
Jurisdiction	WALTON FL
Township / Civil Division	FREEPORT
Census Block Group	2
Census Block	2060
Census Tract	950502

Owner

Source: Walton County records, as of December 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	96 CYPRESS LN, FREEPORT, FL 32439-2751
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 23, 2021	Correction Deed ATTORNEY ONLY, ATTORNEY
Feb 23, 2021	Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 23, 2021 · Amount on Record
Deed Sale	Feb 23, 2021 · Amount on Record
Prior Sale	Jan 23, 2004 · Amount on Record
Deed Document Number	0031842211
Deed Book / Page	3184 / 2211
Record Updated	Jun 8, 2026

February 2021: Correction Deed

Document Type	Correction Deed
Jurisdiction	WALTON FL
Recording Date	Feb 23, 2021
Property Address	96 CYPRESS LN, FREEPORT, FL 32439-2751
Document Number	0031842211
Book / Page	3184 / 2211
Map Reference	MB 14 PG 94
Instrument Date	Feb 23, 2021
Instrument	20210008566
Record Updated	Dec 30, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	68 COUNTRY CLUB DR E, 68, DESTIN, FL 32541-4401

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	96 CYPRESS LN, FREEPORT, FL 32439-2751

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Feb 23, 2021
Property Address	96 CYPRESS LN, FREEPORT, FL 32439-2751
Document Number	0031841656
Book / Page	3184 / 1656
Map Reference	MB 14 PG 94
Instrument Date	Feb 23, 2021
Instrument	20210008456
Transaction Type	Transfer
Record Updated	Dec 30, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,323.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	68 COUNTRY CLUB DR E, 68, DESTIN, FL 32541-4401

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	96 CYPRESS LN, FREEPORT, FL 32439-2751

Mortgage

Document Number	0031841658
Date	Feb 23, 2021
Instrument	3184/1658

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

Tax Assessment & Valuation

Source: Walton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Municipality	Freeport City
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$177,423 (-0.45%) Land $35,200 Building $142,223	$177,423 (-0.45%) Land $35,200 Building $142,223
2024	$1,871.00 (+0.92%)
2023	$1,854.00 (-15.3%) Homeowner's exemption	$178,232 (+7.7%) Land $32,613 Building $145,619	$178,232 (+7.7%) Land $32,613 Building $145,619
2022	$2,189.00	$165,490 Land $36,200 Building $129,290	$165,490 Land $36,200 Building $129,290

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 296 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	296 in force
Nearby Flood Claims	56 (1989–2020)
Claims Outside the SFHA	8 of 56
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 12 claims Hurricane Frances, Sep 2004 · 18 claims Hurricane Opal, Oct 1995 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · lower than 67% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH BAY WATER SYSTEM serves 3,171 people · EPA ID FL1664019
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 90 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 35
Wildstar Networks Fixed Wireless	200 / 50

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Cypress Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures